202-545-7100

A man named Paul Lynch called  saying I owed paydayone money. And then I had to be in court on Friday. They had my social security number address. A bank account number that I have. But when I took the payday one loan out it was with a different checking account. Like a dummy I gave them my credit card info. Then call the bank. It was a scam so I had to cancel my card. Don't fall for it!

Sally, I would ask myself, Why is Sally in this position in the first place?

It sounds as if you put yourself her, and have an issue dealing with collections.

Simple solution, pay your debts, and you don't have to waste your time trying to slander a company trying to do there job.

I still love you - GOD

God,

knowing that you forgive those that have had errors, you of all people should not pass judgment on us.

Maybe you should give sense to those that call and are RUDE!! If a debt is owed it will be paid but, being unruly will not help the situation.

Prayers for you as, you are not being very compassionate

Sally,
Funny story... Paul Lynch called me too. I was told I had until 7-31-15 or a warrant would be issued, time sensitive matter, etc. He claimed it to be about a PD Loan with First Bank of Delaware. I asked for verification of the debt, how much it was, possible payment arrangements, and asked for a letter stating the information he provided. I was emailed "contract" with my name but "PayDayOne" as the creditor. This doc was a simple Word.doc that was still editable by me if desired, not even on letterhead... I called and asked wth that was because that's not what I was told - Bunch of BS. The original creditor they are claiming doesn't show on any of my credit reports, there's no website for Evergreen Acquisitions, no business license to collect in my state, etc. I contacted First Bank of Delaware, because by all means, if I owe them money, I owe them money. They have no record of me or my SSN, they have no knowledge of this third party collecting debt on their behalf either.
I've filed complaints with FTC and my State Attorney General's office, as of 7-31-2015. I would suggest you follow up in the same.

website is www.egacq.com - they seemed pretty nice actually. they got me a settlement - spoke with a Kathy - I know I owed the money. and was willing to pay. Maryanne_Kraft040477

This is a scam!!!!! If they call you hang up on them...They are being reported to the ftc and my state's attorney

Since the scammer appears to be posting on this page now, I thought I would post the whois for the "website" that they are claiming to be legit: https://who.godaddy.com/whoisstd.aspx?domain=egacq.com&prog_id=GoDaddy&k=F9RpyGft4VD0QLyMbogb5mMfDj%2f%20PnBNJrVoT7S%20W9m8rVYrE3jvFQ%3d%3d
My favorite part is: Creation Date: 2015-07-17T21:29:59Z
Feel free to draw your own conclusions, I myself just blocked the number since they can't seem to take a hint.

Maryanne, you are a lying scumbag scamming shill.

If you want to really have some fun google image search the photo for "Paul Lynch" at the bottom of the site. Apparently he is a chameleon with many different names and a variety of skills.

The address listed on the web site is (gasp) a UPS store, who woulda ever thought that?
I did however find a listing for a company by that name that is 2 months old in Western New York, which would be the right location for a criminal debt collector, and they are working out of a building that has 2 store fronts for the first floor and what would probably be apartments in the 2 upper floors.  In other words, kitchen table Buffalo Bullies.
Company Name:      EVERGREEN ACQUISITION LLC
File Number:      4781113
Filing State:      New York (NY)
Filing Status:      Active
Filing Date:      June 26, 2015
Company Age:      2 Months
Registered Agent:
        Paul Trider
5823 Transit Road
Depew, NY 14043
Principal Address:
        Paul Trider
5823 Transit Road
Depew, NY 14043

Company Contacts
PAUL TRIDER
Registered Agent
        5823 Transit Road
Depew, NY 14043

NY Dept. of State info:
Selected Entity Name: EVERGREEN ACQUISITION LLC
Selected Entity Status Information Current Entity Name:     EVERGREEN ACQUISITION LLC
DOS ID #:     4781113
Initial DOS Filing Date:     JUNE 26, 2015
County:     ERIE
Jurisdiction:     NEW YORK
Entity Type:     DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:     ACTIVE

Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
PAUL TRIDER
5823 TRANSIT ROAD
DEPEW, NEW YORK, 14043
Registered Agent
PAUL TRIDER
5823 TRANSIT ROAD
DEPEW, NEW YORK, 14043

No BBB page.

Don't fall for it . . .  don't even give them the time of day. They are a scam and are relentless leaving messages trying to get people to call them back. Read these other comments and hopefully you will be saved from falling for it. I hope they call again when I can answer as I will give them an earful!!

Thete not debt collectors there scammers so keep ur comments to urself god

Keep getting calls from them.  I called back and told them to leave me alone as I have no debts to anyone anywhere.  Paul Lynch starts asking me if I know Morris Mullins.  No, I don't, but that's none of his business.  Really, nothing about me at all is his business.

Though I;ve told him to stop calling, I get another call the next day.  I again call to tell him to quit calling me.  Again, he's looking for Morris Mullins.  Again I tell him that's not me, and there's no one here by that name.  He says the phone is registered to Morris Mullins.  I tell him it is not.  I have had the number for two years, I am not Morris Mullins.  He should remove my number from the record.  He says he has to verify it first.  I again tell him that he needs to remove it immediately, that I am not giving him any of my personal information.

Reported to FTC.

This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this,  all for an alleged or nonexistent debt.  They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number.  Now why would a “process server” want to do you, a stranger, a favor, and at the same time not get paid to deliver the papers?

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

He's trying to pull his scam on the wrong person here.  I know that I have no outstanding debts to anyone, anywhere.  I'm not about to give him anything at all, not even information.  But thanks for the info -- I'll continue to complain about him to as many different places as I can.

So how about giving us the rest of the info on this so called great company there! Since you have done business with them you should have the following information.

► Legal verifiable Business name
► Legal verifiable street address, city and state
► BBB page

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Would think you have far more important things to do than trying to shame someone on an internet complaint site.  You know, like solving world hunger, peace, illness, suffering...

BigA and Tamianth, you both seem quite knowledgeable, so I will ask this question in hopes that you might know the answer.  Upon whom does the burden of proof lie?

Long story short, because of my line of business, I move more often than the average bear. Every time I move means a new landline number (my preference to have a landline). Phone numbers turn over quickly these days, and every time I get a new landline, it seems there is some recent owner of the number who skipped out on a debt somewhere along the line. Which means I have above average experience with informing collections agencies that they are calling the wrong person. I always refuse to give any personal information over the phone (to anyone, not just debt collectors). Every other agency I've dealt with might not like it, but they take my number off the list immediately when I tell them to.

Let's pretend for a minute that this is a legitimate agency (seems unlikely, but just for the sake of the question, we'll give the benefit of the doubt). Let's assume that there is a real Morris somewhere who owes someone something. If Evergreen is playing by the letter of the law, maybe they've even sent Morris the paperwork. I wouldn't know because while he once had my number, he didn't have my address.

So the agency is calling me, because that's the last phone number they know for the guy.

Is the burden of proof on them to prove that I am in fact Morris to earn the right to keep calling me?  Or is the burden of proof on me to prove that I am not Morris?  If I tell them to stop calling me, and they are legit, do they have to actually stop calling?

Get a cell phone and block the calls would be my answer