It's a credit card company with a recording saying that there is no emergency but it's urgent if I would like to lower my monthly interest rates. It gives the option to press one to speak with someone. I did, thinking it was one of my cards. When I asked which of my cards she was calling about she said none of them but that their company has contracts with all the major credit card banks. In order to get the "deal" you have to be $4,000 in debt and have an interest rate of 10% or more.
It sounds very suspicious. I hung up.