208-244-6658

First off, Washington Mutual was bought out by Chase, not Wells Fargo.  Next, do not pay them a penny until they validate the debt as required by federal law.  There is no such thing as criminal charges for civil debt.   They are required to send you a letter within 5 days of first contacting you stating their name, physical address, the alleged creditor’s name, and the amount of the alleged debt as well as tell you that you have the right to dispute the debt within 30 days.  So far they have violated several aspects of the FDCPA.  File a complaint with your State Attorney General’s Office, and also go here, read up on your rights and file another complaint:  http://www.consumerfinance.gov/

Thank you! I kind of figured it was a scam. And I knew that Chase bought them out, but didn't know if that had changed since I haven't been home in a year. Thank you very much!!