213-995-6238

Called looking for a different person, left a lengthly voicemail for that person on my cell number.  Sounds like some kind of collection agency threatening a civil suit unless said person doesn't return their call.  

***DEBT COLLECTOR SCAMMERS**** Please do not fall for their trick of Legal action and threats of Garnishments and Court Ligation. The Company is Philips & Cohen Associates, a well known Debt Collector who violate Debt Collection Law's by  scaring people into believing they are going to Jail or Court if they do not pay a collection off. They are extremely rude and will provide no physical evidences of any off their threats. Just ask them to email you or mail you anything to back up what they are saying and they will follow it with a statement that you aren't complying and your case will go to Court, it is a scare tactic, Don't let them get over on you.

Agree with Craig. Although they never give me their name when they call, which is a few times a week now, so I didnt know they were Phillips & Cohen ASS. I was momentarily excited with yesterdays message when 'Mr Myers' said, "this will be the last call before we proceed to serve you at the property of your employment". They called again today :(. Very monotonish, as he/she reads from a prepared script.
Funny thing is I am NOT the person they are looking for in the first place. Figure the guy had some old debt these clowns bought up and are trying to extort from him now. I got this cell number 4 months ago. Guys in CA, I'm in Washington. So when I answer I try telling them I am not that guy (John), I dont think they care or believe. Suppose eventually they will give up.?.
As Craig said scare (scam) tactic. Ignore them as best you can.

Cohen and Phillips is the supposed name of this company, which I am sure is a LIE!!!!! These people are outrageous! They are claiming I owe a debt, which I have already paid off, and claiming they will sue me etc......traced back some more information they dont even have the right to collect on it, nor are they licensed to collect in my state. When speaking to them they claim to be an attorney, and they are gonna put you in jail, etc. ALL OF WHICH IS BS. The girl Sara I spoke to wouldnt even touch her lips together when she talked, the most obscene rude woman i have ever spoken to. what a joke! I will be filing a complaint with the Attorney General, along with the Consumer Financial Protection Bureau and the FBI.  This is an extortion scam at its finest. Someone needs to put these idiots behind bars for breaking the law! and scaring people into giving them money when everyone knows ITS A SCAM!!!!!!! And the worse part is Ive been cleaning up my credit and I am paying this debt to a LEGITIMATE company, and they had the nerve to say the company i was paying which legally owns the debt and have worked well with me to get it resolved, is a scam.........THE NERVE ON THESE PPL!

I EVEN FOUND THIS LINK: http://designertoday.com/News/6664/Debt.Colle ... .Just.Died.aspx

WHICH SAYS:


Debt Collectors Phillips and Cohen Want Money from You Because Your Momma Just Died
by Allen Harkleroad



Believe it or not there are debt collectors such as Phillips & Cohen Associates LTD, DCM Services LLC of Golden Valley, Estate Information Services LLC of Columbus, Ohio; Weltman, Weinberg & Reis Co. of Cleveland; and West Asset Management Inc. of Omaha that will try an collect debts from family members of deceased relatives. (I truly believe Phillips and Cohen and West Asset Management are owned by the same people, or work together, or use the same outsourced call center).

While it is true that some debts of deceased people must be paid (probate it’s often called) there are many debts such as car loans, unsecured credit cards and the like, that family members have no legal obligation to pay.  Debt collectors will often use guilt, grief and misinformation to collect a debt.If you didn't co-sign on a loan for your deceased relative tell the debt collectors to go away.

I truly believe there is a special place in hell for such individuals that resort to conning family into paying debts that they have no legal or moral obligation to pay.

Some household names are turning to these collectors. In court documents, Nordstrom, Citigroup, Wells Fargo & Co., J.P. Morgan Chase and Discover Financial Services have all been identified as clients of firms that collect dead people's debts. ~ Star Tribune

One of the reason I wrote this news item is because just yesterday I encountered Phillips & Cohen (story), and decided to do a bit of digging.

Their collectors seem to come across as if they were a law firm, yet Robert H. Obringer, S.V.P. of Compliance at Phillips & Cohen Associates, Ltd. contends that they are not a law firm or attorney’s.

   Thank you for your email communication to our office. The reason that you have not found Phillips & Cohen Associates, Ltd. in any bar directory is that we are a collection agency and not a law firm. We do not hold ourselves out as a law firm but rather our letters and communications clearly identify our company as a collection Agency.

I’ve found that their collectors tend to ignore the law and insinuate that they are in the legal profession (listen to the audio  files in this news article), you can be the “judge”.

Anyone that profits off of grieving family members, that have no legal obligation to pay them anything, have no morals and will would probably sell babies to the devil if they could profit from it.
If you are a consumer that has had a relative die and debt collectors are calling and mailing, don’t give them one red cent. Be sure to send them a certified letter to the effect of stop all contact (cease and desist all communication). If they don’t abide, don't get mad get even. Sue them for violation of the FDCPA.
- See more at: http://designertoday.com/News/6664/Debt.Colle ... h.CaL0JNKh.dpuf

Also using this number to call from too
866-654-5605

They also called my cousin and left her a lengthy voicemail stating that i used her name as a reference...which is not true. And said that i have 72 hours to respond to a Tina Morales or i will be sued. My cousin believes it's true because they said they are with cohen and phillips law firm.

Per the FDCPA, you should not pay any caller who refuses to MAIL - email/fax/phone not acceptable - proof of your debt/proof your caller has the legal right to collect said debt.  Refusal to mail this documentation within five days of their initial contact with you is a violation of federal law.  As is giving private information to a third party (telling others it's about an alleged debt and they are going to sue you).  More info here:

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors 

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

Thank you that was very informative

You're welcome!

This Blog was extremely informative. thank you for the good information.  These debt collection agencies are in violation of Federal Laws.  So i am going to take the information and use it.

Thank you for the infomation.  I was not sure who this was and why are they calling me.  Everyone should check out these unwanted calls.

A man named Todd called me claiming I owe a payday loan. I have paid off my payday loans over three years ago so I know this is a scam. He tried threatening legal action but when I requested proof in writing he said he does not mail out any paperwork. A complete scam! Having sites like these helped me to know this or else maybe they would have cheated me.