216-285-9766

claims they are from fruad  

LEFT A MESSAGE STATING CALLING ABOUT BANK FRAUD AND I HAD TILL END OF DAY TO CALL BACK OR THEY WOULD NOTIFY MY EMPLOYER FOR COURT ORDER.   OBVIOUSLY BS!!!!

If they do call your employer and family members, all should file reports..
Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

THESE PEOPLE CALLED AND LEFT A MESSAGE SAYING BANK FRAUD THESE PEOPLE ARE FRAUDS (SCAM)

left a message at my job, calls saying they are going to call my employer, that I had till the end of today or they would file paper, freakin dang scam artist, hang them all

According to WhitePages.com's reverse lookup, this is a VoIP number out of Ohio:

Area Code:216
Carrier:Level 3 Communications
Full Number:1-216-285-9766

http://www.whitepages.com/phone/1-216-285-9766

These fools *sucks teeth*
I get an automated call at my place of employment, saying the same as above; that I had until end of business today to call or they would contact my employer...
They can eat my ass!

When I called the number back, I told then to give me THEIR contact info so I could forward them to my states attorney general and they just hung up!

Yeah. If this company was legitimate, they would have answered my questions, so again I say...EAT MY [***]

Received call at our company switchboard from an automated recording looking for Stephen DeMinkes (sp?), asking him to respond to a charge of fraud by calling 216-285-9766 before close of business today, or he would be arrested.
We do not have an employee by that name. The recording came from ph: 213-337-0014.
We do not respond to auto-dialers or recorded messages.

I recieved a Phone call today on my Job  OUT OF AREA very demanding call. Threating me that if I don't call them by the end of the day that they will contact my employer and have FEDERAL CHARGES brought against me in regards to some bank FRAUD!! WHEN I DON"T EVEN HAVE AN BANK ACCOUNT DUE TO ME BEING A VICTIM OF IDENTITY THEFT!!!
Can someone please check into this matter. Thanks

Keeps callin my job..called back no one could tell me anything..called back numerous of times as soon as I say my name they'd hang up & called back phone jus ringing

Said that my name and social security number was associated with bank fraud or a bad check.  My employer would be notified that I had to appear in court.  I had until the end of the day to straighten out this matter.

Automated system called my job and stated that it was bank/check fraud which is a total lie. I have never had such a thing and even still it ticks me off because it questions one's character. I contacted the number and it sounded as if the company was ran out of the house. They never answered my question about the name of the company or anything. Total Fraud

This number 216-285-9766 called me 3 times telling me I was going to have to pay back a payday loan that I never took out. They have all my information. What am I supposed to do? They said I was going to get paper work to go to court. I told them fine I will go but I am not paying something I did not do. I also said I am contacting my lawyer. She is like ok and hung up. I am not happy about this one bit.. Something needs to be done about this.

I called the payday loan company where I live and they said I have nothing out with my name. They told me to contact the Social security office right away and report it. Cause with them having all my info.   This is about 216-285-9766 So make sure you report with them.

I too received this call at my place of employment today. Once again my work day interrupted by scammers. DO NOT FALL FOR IT. I have been receiving calls like this for about 3 years now on my private number and work number. Report them but I really don't know how much good it will do for you I have been reporting these scumbags for 3 years and they just keep coming.  Time we do something about it. Unfortunately have the time the numbers are really US numbers sad people.

Called my work, a recorded message said the same. Bank Fraud, etc. etc... Number to call back is 216-285-9766. Called to see what this was about. No answer just kept ringing. I know I haven't been the best person but NEVER bank/check fraud!!

I'm glad there is a site where I can type in the number and see that alot of other people are getting these calls. Next time I think I'll push 9 to get to talk to someone and let them have a ear full!!

Same as reportef by others.  Tried to do reverse lookup no good info.  Called back phone rang 15 times no answer.  If I do ever hear from them I will require info before I give any.
 Reporting to government consumer and collections agencies for unlawful practices.

I also received a call yesterday, stating the following:

"we are contacting you in reference to an allegation to check or brank fraud.  It is imperative that we speak to you regarding this allegation.  Our office has been mandated to contact your employer to verify employment to issue paper work for you to appear in court.  If you wish to stop said action, press 9 or call 216-285-9766.  You have til the close of business today."

They do not say what company they are with or identify themselves in any way.  When i called back the number, it just rings and rings and rings.

Have been harrased for the last 2 days by these people.  Called the FBI, who referred me to CFPB, Consumer Financial Protection Bureau.  18554112372.  This is all a scam about a payday loan so do not fall for it.  Report them immediately, call your AG office, bank, credit reporting agencies, etc.

GOT THE SAME CALL ON MY VOICEMAIL AT WORK .. WHAT A CROCK OF [***].. I WORK FOR A GOVERNMENT COLLECTION AGENCY AND I KNOW IT'S AGAINST THE LAW TO LEAVE ANY PERSONAL INFO ON A VOICEMAIL WHICH THEY DID ..THEY NEVER CONTACTED MY PERSONAL PHONE OR SENT ME ANY MAIL... LIES LIES LIES... I WANT THEM TO SERVE ME AS THEY CLAIM..