224-267-0820

Kris Caldwell is the name. She had called my dad the other day, left a weird message on his machine telling him that she is calling regarding me. Thatbhe is attached to this case and they are  Issuing a warrant for me and him. He needs to respond so she can get his statement or a warrant will be issued for him. Because  our law enforcement totally calls ya up before they issue a warrant and arrest you, said no one EVER!  Haha. When I called she said I owe a payday loan. And check fraud. I need to pay 1800. She said thru Chase bank. Never once had I heard from this lady or any other collector. So I said hmmm its not on my credit. She hung up on me. Shes a scam. Her number goes directly to a voicemail. She doesnt target the person but the older relations.

“Century Claims Services”
Chris Caldwell, Caldwell or Katelyn Wahlberg
3276 Buford Drive  Suite 104-178
Buford, Georgia  30519

This is a fraudulent debt collection company. They are “fishing” for your bank account numbers or full SS#.  Do not give them any information or money.  They will pose as a debt collection company for a payday loan or credit card, you may or may not have, and to which you may or may not owe money. They will seem very understanding and nice at first.  Some of their information may be correct and some incorrect. They may have your correct address, names of relatives, and part of your SS#. Your initial response will most likely be panic and shame; which is how they get you to react impulsively and attempt to make payment arrangements. In the United States of America, you cannot go to jail for failing to pay a debt.  They cannot put out a warrant for your arrest, file charges with your county district attorney’s office, or put you jail.  Blocking an ACH charge with your bank is NOT the same as a returned check and does NOT constitute bank fraud.  

They use many different phone numbers and they change numbers constantly:
215-710-0733 (Location: Pennsylvania)
224-267-0820 (Location: Illinois)
303- 835-6940 (Location: Colorado)
Block these numbers. There will be different ones that appear at a later date.

If you search online, there will not be a legitimate business, collection agency, or website connected to the phone numbers.

It’s going to take some work and quite a few hours to protect yourself.  Ground yourself, get strong, and get to work!

1.    Go to your bank and put a Fraud Alert on your accounts. Block any ACH charges if you decided to pay off the phony debt.
2.    When they call back, try to get as much information from them as you can, this will help when you report them. In many states, debt collections agencies must be licensed. Ask for their license number and check it out online. The California Attorney General’s Office states that a debt collection agency must give the name of the original creditor, the original account number, address for creditor, and creditor’s telephone number. They will vacillate, attack you, and/or change the subject.  Keep extensive notes and any demand letters, as evidence for the law enforcement agencies.  DO NOT GIVE THEM ANY ADDITIONAL PERSONAL INFORMATION!
3.    When you question them, they are going to get nasty and verbally abusive. Repeat your requests for information and take notes.
4.    Go online to the credit bureaus and put file a fraud alert- you only need to put an alert with one credit reporting agency.  In turn, they must notify the other credit bureaus. www.Experian.com.
5.    Check your credit report, most likely there will not be any collection activity from the original creditor (credit card, payday loan etc).  If there is, contact the lender directly.  
6.    File complaints with the Internet Crime Complaint Center (IC3) www.ic3.gov, the FTC www.ftc.gov and. www.consumerfinance.gov/complaint .  Keep notes and all correspondence for evidence for IC3, FTC, and Consumer Finance.
7.    These con artists will call back as a different company.  Be ready.  Block their number. Block the new numbers when they call back.  I have been dealing with them for two years but I am smarter now.  I hope this helps!  Best of luck!

Hi Sarah,
I just received the same message from my brother that I have no clue how they got his number. Stating to him basically the same thing they said to your father. I was actually looking for an attorney and something said enter the number because they gave him no company name but her name was Kris Caldwell and was looking for me. When I entered the number it came to your post. Thank you for sharing this information.

Tried to collect on debt that doesn't exist, tried to give a case number through the county we live in but we work for the county and the number she gave doesn't not exist in our courts. Also used the Kris Caldwell. Stay away from these people. By law they have to contact you in writing also we issue warrants were we work and we never contact the person before we do it. A big scam and these people should be arrested and put behind bars......