304-287-4841

Yes, credit card services scammers.

The callers are the drug-addicted "card services" scammers, who call us, pretending to be associated with our credit card companies, in an attempt to fool us into giving them our credit card numbers, so they can rip us off. People that have given their card number to these junkies have suffered severe financial losses. Beware of these lowlifes, and warn others, before they are cheated!

Card servixes BS.
As far as I know they are based in Florida and have had job listings in in craigslist?

(2) Calls to my cell phone last night... Did not answer... adding another number to my Cell Phone Contacts... DO NOT ANSWER 8765... Seriously I have over 100+ numbers now... Incredible!

Scam Card Services.  I kept the idiot on the phone for 16 minutes giving bogus information.  I *accidentally* transposed a number once or twice.   Slowed him down from ripping off a senior citizen for several minutes. PROTECT THE ELDERLY.

The card service scammers   WILL   "service" our credit cards,   BUT,   when they finish "servicing" them, they will have no available credit remaining!

Making Threats on the phone is still illegal, but wasting their time is not.

Yes.  At 2:30 in the morning.  Now, this is abuse.

All trails appear to lead to Daniel Post and Ran David Barnea in Boca Raton, FL vicinity.

If you are on this site you have likely been called by a telemarketing agency who is not following the rules. You may have received a call in which there was no answer, talk to an agent who hung up on you when you asked who they were, or are on the do not call list.

This kind of activity is not acceptable in the industry. We are trying to determine who is abusing various services and need your assistance to determine who it is. An individual in the industry is willing to help out but needs some assistance from you. If you wish to help please contact Kimberly [removed]

Provide the following information to help us:
Time Called:    (please provide your time zone, and exact time)
Their Number: What was displayed can your caller ID
Your Number:

What will be done with your information: It will be gathered with other individuals and submitted to the agency to provides these kinds of services. They will be able to search their systems to see who made calls out to you. Once enough data is collect this should help them determine who it is abusing the system and put a stop to it.

Thank you,

History: After considerable effort to determine who was responsible for the calls a trail lead to a company headed by Kimberly Coarse. While the her organization does not directly call individuals the company does use services from organizations that do. The people who make the calls take your information then route you to a company that will service you, that's how they get paid. So while a company that services your call did not make the call, they directly benefit from such tactics as robo calling.  

If you wish to know more about how the system operates you can read the following link/thread that covers it in detail.

whocallsme.com/Phone-Number.aspx/7314984058/6

Kimberly goes into considerable detail on how the industry is setup. You can make your own judgement on the business practices of such organizations yourself.

[Read Before You Mark For Removal]

Offender: Telemarketing Agency Based In Florida

[History]

11/25/2013 - After receiving calls for about a year I finally was able to get an agent to give me a call back number (a rare event). This number (800-892-9533) was/is tied to Financial Savings Solutions, a company that is owned by Kimberly Coarse.

After considerable digging I was able to find a number of additional companies associated with Kimberly with several of them being marketing/financial orientated. Every time I was called from a new spoofed number I made a new post with that number. The idea being that the collective whole could gather more data on this possible offender.

Did it work? Yes it did, more and more publicly available data was consolidated and it was re-posted again and again. Turns out Kimberly was already under investigation and on 11/26/2013 Kimberly was charged in Orange County Florida with:

PUBLIC ORDER CRIMES-SOLICIT SALE WITHOUT LIC
EMPLOYING OR AFFILIATING WITH UNLICENSED TELEPHONE SOLICITAT

(source www.seminoleclerk.org Case 592013CF003402C)


The case is still pending .....


To validate that this was the right person the arrest mugshot was matched up to her Facebook photos. This was indeed the correct Kimberly Coarse. With so much consolidated information, both personal and her business, being posted online people began to contact her. She started to search online to discover the posts about her business.

In response I was able to have a dialog conversion with her about the calls and her business.

(Source, although much of her personal/business information has been removed, likely by her request)
whocallsme.com/Phone-Number.aspx/7314984058/


To sum up the conversation, Kimberly basically works in the industry that is callings us. While her company doesn't call anyone, her company does benefit from the calls (read the link above for her response). She believes that there is a marketing company that isn't playing by the rules. Because she works in the industry she has more insight to how the system is setup.

"There is one main communications company that 90% of the advertisers doing this kind of dialing use" .... So she believe she knows the company that's in control of the technology that allows the "advertisers" use to make the calls. There is historic information online about other such companies who provided telecom services to marketers that abused the system. They were shutdown and fined. So there is good incentive for the company that is doing this to find users that are abusing it.


[Solution]

We can vent anger online and submit letters to the FCC and other government agencies. I've done it and you know what? It has absolutely no effect. Here we have someone who employees the services of the people we hate. While she doesn't have direct control she could have an impact on the harassing calls. Won't take down the crappy business model that is setup and likely someone else is going to come around and abuse the system again. However, I see few options.

Kimberly has offered to provide the company she is using with a list of numbers that are being called. Now obviously she's not doing this out of the kindness of her heart, she's being harassed by the people who are being harassed. So she has a vested interest in getting this to stop. Given the amount of personal/public data about her online it's easy to understand this.

We can continue to complain and moan online about how we hate being called, or we provide the information Kimberly needs to stop the calls (or at least attempt to). Now as some people have complained in prior posts, these companies are after your personal information. That providing them anything more is giving them more of that personal data so you can be scammed.

Well to that I say, yes it is a risk but it's pretty low. They already have your phone number that much we all can agree on. This is what Kimberly needs...

Time Called:    (please provide your time zone, and exact time)
Their Number:   What was displayed can your caller ID
Your Number:

Your going to have to send this to her via email... There has been concern that your email address will then be harvested and used. If this is a concern for you, then just setup a new email account (gmail/hotmail/yahoo) and send her the info. You can send this to her at kimberlyc1984 at icloud.com.

The company that is providing the phone services will be able to search their databases for outbound calls to your phone at that time. This will trace directly back to the offending marketing company that isn't following the Do Not Call List and is harassing you.

Is this going to work 100%, probably not. I have no idea how serious Kimberly is about helping us, I hope her offer was genuine. There is no certainty that the company providing the phone service will do anything about it. However, this approach seems like it would yield better results than writing complaints online.

In response to the down votes... There is a post from a different number in which I responded...

[Response to above Post]

What does sending OUR personal information to someone who MAY BE part of the problem solve for anyone?  Is this woman a government agent?  No.  If you hadn't already noticed, this is a public online forum for people who receive unknown/spam/scam calls.  The whole raison d'etre of this site is to encourage people to post their experiences with certain numbers - whether they turn out to be legitimate businesses, wrong or misdialed numbers, spam or scams.  So someone posting here is *not* "whining" or "bickering" about the problem - it's an exchange of information.


[My Response]
>What does sending OUR personal information to someone who MAY BE part of the problem solve for anyone?

Ok, let me reiterate how it how it may solve the problem. There are a few companies out there who provide the telephone services to marketing companies. The marketing companies don't have the technical staff to setup and run these operations, they buy this service from a company who does. If you would like examples of Tech companies that supply these kinds of services I can dig that up. Kimberly seems to be aware of who the major player is.

As stated above, the provider of the services doesn't want its services abused. In order for them to find out who is abusing them they will need some information... no information .. then they can't help.. simple as that.

Also for the "personal information" ... I'm not saying send them your SS, home address, and birth mother... They already have your number ..... as I stated above if your worried about your email address being used.. then make a new one. Then your not providing them/her with anything new that they don't already have (other than the throw away email address).

>The whole raison d'etre of this site is to encourage people to post their experiences with certain numbers - whether they turn out to be legitimate businesses, wrong or misdialed numbers, spam or scams.

I understand the concept... why would it not be acceptable to also use this medium to stop the harassment? Would not that be the end goal? Sure venting is fine, but stopping the scam and harassment I would think is the ultimate goal?

It would seem this forum is a likely candidate to gather information to reach that goal. I've used this site over the last 6 months to gather information about Kimberly, it has yield great results. A combined effort to determine at least a target, so much of this is faceless frustration.

If I was a debt collector for what ever agency you work for and wanted to try something different, it might look something like what you've written. Lots of fluff with nothing really said but the typical use of debt collector disguises. You know! Stuff like how you were victimized, then how you found your savior (call center), then how you want to be Mr. Ms Helper and save all the other victims. When really, all you want is a few more leads on a few more people with a few more phone numbers. When really, what you truly need is a message from @Birdman!

We've needed the birdman a lot lately :)

Typical shroll nonsense.

I will say that the debt collection, credit repair, advance fee, company referenced and principle named fall inline with a BBB report in Orlando FL http://www.bbb.org/central-florida/business-r ... ndo-fl-90196387

Lower my interest rate b*llsh*t  calls from Brenda Helfenstine's firm.

Nice post! Their BBB report shows "out of business" and Government action against company.
http://www.bbb.org/central-florida/business-r ... ndo-fl-90137298

If you want to see the FTC ruling on Kimberly Coarse's telemarketing scam - head to https://www.ftc.gov/system/files/documents/cases/x150048orderkcoarse.pdf - fascinating reading. It includes the forced sale of her Mercedes to pay off a relatively small fine of $27,500 plus a permanent ban against participating in any future telemarketing. Whoever posted that Kimberly just wanted to 'help' sort it all out was obviously in on the scheme. This is a great website - doing a great service - keep up the great work!!