312-473-2701

I have received a phone call from this number. They said that they were a collections place. They had my bank account info, my social security number, and my address. They did not tell me who the debt was for. They said there was a lawsuit being filed against me.  I only have 2 current debts. So I called both of my debt places and they said they did not call and that neither of them were filing lawsuits. I don't know who these people are but they have my information. When I call the number back, it says, "this is paul with css, please leave a message." Can anyone help me out? I tried to research CSS and found nothing.

I just received a phone call from "Paul Smith" who said he was a lawyer and that he was tracking this call to confirm my address. I was scared. I told him to get his camel riding ass out of my country and not to call anyone else again, or else. Do not let these idiots scare you. I wish you could forward their calls to me. They have my number blocked so I can not call them.

I just got the same call and figured it out that it was a fraud call. He is trying to be slick to trick you into some payday loan. So, I called back got the same guy who called me, he told me to hold on while he transfer me to his senior officer. The person who tansferred me to what he called the senior officer had the same voice. He new my name and I knew his voice. It appears to be one guy doing this operation. After I realized what was going on I told him you are the same person calling me and the same person acting like your the senior officer and that if he called me again I would notify BBB and the police. He said ok he would stop. Be careful!!

This guy paul Smith has been calling me telling me I'm going to jail because I got a little behind on a payday loan I looked up a blog by Pete Low (Payday loan Blogger) and he said that most likely not to happen "I hope not anyway" but pete says these guys are real bottom feeders and to not let them scare you because each state has a different law, To make a long story short I told them to cut it out and that I'm working on getting their money back "hope it works" wish me luck if not see you in 5 to 10 LOL.

It is fraud. They are just trying to get money. They keep call me. They said i had a warrant out on me for checking bad checks and using fake banking account. do not fall for it. Because I call the place they said and no one knows my name and no action have been taken out on me. Report them.

I recieved several calls from this number even have the voicemail saved still from a few weeks ago left on my cell phone ..Then got a call at my place of work and I do believe the caller on the other end of this phone number 312-473-2701 stated his name was Jeff Miller Don't know to many people from INDIA named JEFF MILLER when I asked when the loan was recieved he could not give me a date just said within the last TWO YEARS I laughed I have NEVER TAKEN OUT A LOAN I contacted my bank and they confirmed no money was ever wired into my account PLEASE DO NOT FALL FOR THIS SCAM!!!!! And If the person on the other end of this phone number is reading this please know if you call my cell phone home phone or place of work ever again I WILL BURN YOU!!!!!!

Winter  Emmons

I got calls saying I had a warrant out for me for tax fraud.
For a payday loan that I never paid. The phone number's that
Called me were 312-473-2679, 312-473-2924

This payday loan he clams I didn't pay. From a co I never
Heard from.

I got a call from a Jeff Miller, who sounds like he is from India, and he threaten me with a law suit against my SSN. I have a payday loan, which is active and my company said they have not contacted me. I turned this person over to the FBI when he called a couple of years ago saying his name was Joe ......

This is like the 3rd time i have recd one of these calls this week....this time the guys name was Jeff Miller (with a very Indian accent)...he tried to get my social sec number and said as of this Friday, July 27th, i will no longer have a job and they will be arresting me!!!!...right!!......i could not even get out of him the name of the company.........i do have a pay day loan out...called them...we are square......i told him if he didnt stop calling me i will call the police and the BBB.......

I have received callings from 9 different numbers claiming that I owe on a payday loan and if I dont pay I will be arrested and lose my job. Just like you all have said, calling my home isnt as bad as when they call your job - thank goodness I have a great office staff who just says contact him at home.  Here are the numbers and names to warn you all:

213-289-3784  Brian Lincoln/James  (claiming to be with the Civil State Attorneys Office)
312-473-2701  Jeff Miller/Peter Jones email: lawdepartment @usa.com
707-666-7433  David Reed/Brian Lincoln
814-245-3834  couldn't understand name but he had a heavy accent
347-478-6816  Peter Jones/Greg Murphy  email: gregmurphyatt@lawyer.com
818-813-8234  Jason (who happens to be in the same office as Brian Lincoln - see above #s)
206-495-9908  couldn't understand name but he had a heavy accent
510-709-3845  Alan Nord  

* Can't these guys get a life and stop ruining innocent people.

I received a call from 312-473-2701 but the guy said his name was dave marshall, and that i owed a payday loan from a company i've never even heard of, nor done business with, he said they have 3 charges against me and i told them i didn't take out the loan, so he then says well you can pay a $150 identity theft fee and then the investigation will stop and it will all so away, but he wanted my debit card number, I told him No, He wouldn't provide me with any info on the so called charges, i asked for papers in the mail so i could look them over before i pay anything, he said that was impossible! Then threatened me with sending officers to my house, contacting my employer! So i told them i would call back, I looked them up and this is what i'm finding out SCAM! So i contacted my local police department, My job and i filed a report with the FTC, and contacted my bank. This is very scary but i'd like to find them and show them what being scared is like!! I hope they get caught! Also i received emails from them in my spam. and they emails were from a Jeff Miller. They were fake legal documents that didn't even know how to put a sentence together, They claim to be calling from Civil Financial Services!

Did anything ever come of this? The SAME thing is  happening to me right now!

If it just happened to you, then that should be your first clue.  Debt collectors are only legally allowed to call you between the hours of 8am and 9 pm your time.  A bit too early anywhere in the States for that call.

Criminals masquerading as debt collectors attempt to extort money from people by scaring you into believing that you will be criminally charged (they use the bad check or hot check claim a lot) and go to jail, lose your driver’s license, have wages garnished without actually being sued or going to court, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt.  One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money.  They will use the words “Mediator”, “Arbitrator”, or “Law Office” to make you believe that they are something other than a debt collector want-a-be and that they don’t have to follow Federal and State collection laws.  They do have to follow those laws, but they won’t.  They mention that they have received a Fax document, to create the sense of urgency.  They also tell you that if you fail to call them back you are "waiving your right to council", which is pretty much nothing but hogwash.  They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general
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