315-628-1706

I GOT A PHONE CALL FROM THIS NUMBER AND THEY SAID I TOOK OUT A PAYDAY LOAN FROM THEM BACK IN SEPTEMBER 2010. I NEVER GOT ANY EMAIL OR PAPEWORK FOM THEM. I JUST KEEP GETTING PHONE CALLS FROM THEM SAYING THAT THEY WILL TALK TO MY ATTORNEY.
I TOLD THEM NOT TO CALL ME ANYMORE.

I received a call from this number today.  She stated that her name was Karen Smith and that I or my attorney needed to call her back as soon as possible and if I didn't well then "good luck."  I returned the call, they answered Bureau of Credit Investigation. They told me that I had taken out a payday loan and that I needed to wire the payment today or they would see me in court. They could not give me the name of the company, or any other information.  They did have a LOT of my personal information.  I have never in my life taken out a payday loan.  When I called back they were extremely rude.  Finally they said the loan was with Advanced Payday (or something to that effect.)  I needed to western union $895.00 to Dianna Nguyen in Houston Texas today or tomorrow the police would be here to arrest me and put me in jail.  Surely to goodness no one would fall for such a scam.

I received the same call and I cant believe the things people do for money!  It is down right wrong go get a job and stop trying to get money out of people that work for a living!!!!   I cant believe that they are threatening people so i had my attorney call and he told them if they didn't stop the phone calls he would start a lawsuit for harassment and guess what the calls stopped!

THIS IS A SCAM. Scammers pretend to be law enforcement (police, sheriff, Feds, AG's Office, fake cop agencies with made-up names) and using bought/hacked loan application data to extort money for fictitious crimes or your personal ID.
The real DEA warns about fake-DEA extortion scams here http://www.justice.gov/dea/pubs/states/newsrel/2010/denver111010.html 
The real FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710 
The real FDA warns about fake-FDA extortion scams here http://www.fda.gov/NewsEvents/Newsroom/PressAnnouncements/2009/ucm195814.htm 
The real FDIC warns about fake-FDIC extortion scams here http://www.fdic.gov/news/news/specialalert/2010/sa10131.html 
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.

I have also received phone calls from this number.  The man that calls uses different names, has a foreign accent, and uses the names of different companies including an immigration attorney's business.  He claims that I owe on a payday loan that was paid off.  He threatens me with attorneys, has claimed to be an officer of the law, and an attorney.  He also uses different phone numbers that can be linked to different states which tells me he also uses a cell phone that he can change the area code on.

The same the happen to me. The name of the company was Bureau of Credit Inverstigation. The call back number ids 415-480-0770. The number they would call me on would always be a different number. They all sounded like they were from foreign decent. They had so much of my personnel information. It sound real, but I know I had not taken out any Payday loans. They said the same thing to me. Do I want to settle it or take it to court. If I took it to court it would cost me $5,000.00 plus. I owed $683.00 to this company and it would be better it I just paid them. Her name was Michelle White and the other name I got was Derek and Shaun Miller. They called me back like 15 times talking about they want to know what my intentions are. I almost gave them my credit card information. I have changed all my accounts since then just to be on the safe side. THIS IS A SCAM DO NOT FALL FOR IT!!!!!!!!!!!!!!!

I just spoke with the Ilinois Attorney General's Office.  This company is located in India and they have stolen all of our personal and financial information.   The are not calling from the US.  They instructructed me to notify my bank, employer and anyone else involved in the situation and not to answer any of the calls from these people or to call them back.  The other numbers associated with this company 469-567-9589 and 469-529-9129.

These criminals have been calling me and my husband days and nights. They are driving me crazy to a point that I'll do anything to stop these harassment. I've found a post from this website in which the poster has some brilliant ideas to beat them in their own game. They use cheap indian monkeys to call us and we'll "ask" the general public in US to "stop" them. I wonder what will happen if I post a ads in Craiglist about giving away free big screen TV or video game with their return numbers (not the fake caller ID number!)

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I received multiple phone messages on my business phone from both a female and a male with identical scripts in very broken english with thick, almost unintelligble accents.

I wasn't born yesterday--and because these people are scam artists AND irritating me when I have real work to get done--I took a few moments out of my day to screw with them.

First, I called them back and asked them if they needed directions to the memorial service or the funeral showing.  The male on the other end said "I do not understand what you saying" (very broken english, thick accent).  I then asked, "Sir, what exactly was your relationship with the deceased?  Because the memorial is open to everyone, but the viewing of the body is for family only."  He started in with "you must relay a legal message to XXXXX XXXXXX" (my name X'd out for privacy purposes).  I told him that would be very difficult, considering XXXXX XXXXXX passed away six days ago, and my job was just to direct people on how to get to the memorial service.  He stuttered a bit, then said "sorry to bother you" and hung up.

Oh no, I wasn't done there.  I am just WAAAY too creative not to get even with these idiots even more.  I then went online and filled out every "have an agent contact me" scam I could find.  I entered their name (John Jackson) and their phone number (661-532-8529) for free insurance quotes, free daily horoscopes by phone, free debt relief help, free home improvement memberships, etc.  Hopefully that will cause THEIR phone to ring off the hook with telemarketing  scum and scammers.

But wait, there's more.  I couldn't just hope they would get lots of calls, I had to make sure of it.  So I signed into Craig's List for one of the biggest cities (most populated) that I know of.  I listed an ad stating that I was in search of a payday type of loan, and for anyone in that business to call me and help me through the process.  Again, I listed his name & number.

Then I went into my "spam" folder in my email and found any email that said something to the effect of "you inherited large sums of money from Nigeria" (as an example) and responded to those emails with his name and phone number as well.

Yes, it all is a little bit evil of me, but because these guys arn't in the U.S., I really don't think that our law enforcement is going to be able to do anything about it other than stick it in a file.  If I come up with any more creative ideas to get even, I will definitely come back and post again so that you all might have some of the same fun!

Good luck everybody and absolutely do not give these guys any of your personal information, much less your hard earned money.
Caller: JWC Law
Call Type: Prank Call
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I have been getting 052-312-293 call me..of course that is NOT a number so I never have answered it. They always leave a voicemail and no offence to others but sounds like someone who is from a different country with a mental problem! They ask for a name CLOSE to my husbands but not his name! I of course laugh at the message and never have returned the call. Well today his employer gave him a name and number Andy Thomas 315-628-1706 said he keeps calling for my husband. So I googled the number and that is where I found this VERY wonderful site! I also contacted our local attorney generals office and the lady said I was about the 500 person who has called about this in the past couple of weeks! She of course said as you all already know they are from India most of them and are trying to get you to pay a payday loan. I informed the lady me nor my husband has ever had one and she said she knows but that is what they will focus on. She said just to ignore the calls or get them blocked and to let the employer know its a scam!

Carol, I must say you did GREAT!!!  I have also received calls from this New York based phone number from what seemed to be a family-run operation.  FIrst a "Lisa Thomas" called and left a message and when I called back a "Mark Thomas" picked up the line...Here, again, these folks coould not speak English and were threatening a lawsuit for a payday loan I supposedly took out.  Though I have used the online payday, my records have established a debit and credit payment history.  In hindsight, I regret doing this since my phone has been ringing off the hook with these types of scammers.

Please do post if you come up with anymore get even pranks, cause I'm definitely going to use your ideas on other numbers who have been calling me.

Warning to all who take out online payday loans.  Make sure you review your bank statements often and that the company for whom you take out a loan is posted on your statement.  I have been getting calls not only from this number, but from other scammers threatening to sue me, but who never seem to have any definitive information (i.e., month the loan was taken and the amount), but who have WAY TOO MUCH of one's personal information.  These scammers cannot even speak the English language, leave convoluted messages, and make threats to "see you in court".  I'd love to be sued, just to bring media attention to this ever-increasing problem.

These folks told me they represent over 300 companies under the guise of "American Payday Loans".  The person who I was trying to understand gave me the name of SEAN GIBSON which I found to be a bit humorous since his English was absolutely rotten.  I have been receiving calls from all over the country and even out of the country (i.e., Canada) from scammers wanting to pick my pocket.