323-372-6326

323-372-6326. This is the number for NCO Financial, a large collection group working on behalf of Capital One. They call several times a day, hang up and/or won't leave a message. Here is their address in case you are being harassed by them: NCO Financial Systems, 507 Prudential Road, Horsham, MA  19044. Be sure to include your account number in your correspondence with them. Looks like they use an L.A. area code, as 323 is a Los Angeles area code.

i just got a call from them today only once but i recieved 4 calls today from 607-621-4196 stating they are a credit agency but i owe no debts. just to let you know if they are a credited debt collection agency they can only call between 8am and 9pm and only 2 times a day, i used to be a bill collector and my father is a collector trainer at a reputable agency in NY

just a collection calling to get a payment but ive already done a settlemnt. what idiots!!

called my cell twice no message left. i called them back and there is no ring and my call gets dropped.

NCO uses several different calling from #'s - MD, PA, NY, CA, FL. It has been my experience that they are collecting on old non-collectible accounts.  I do have a capital one account that is past due; but it has not been charged off or placed out yet (I can still pay on Capital One's web site) and most importantly - I have not received the required collection letter from them, so I doubt this is a Capital One collector unless it is collecting on really old debts (like 5+ years old bought from Capital One or from a previous collector for Capital One.  Also if you google for just "NCO" you will find links to attorneys who have or are planning on filing actions against this agency.

5 calls in 10 mintute time frame. phone rings and says this call may be monitered.  then it goes to random person with no disclosure of who is calling.

Received two calls within 30 minutes of this call.  Probably NCO as someone else suggested - they also collect for medical institutions like hospitals, etc.

They all me all the time.  I looked on my credit report and I do not have any collections going on.  So I am going to ignore them.

I get a call from this number all the time, and here is the info that I have found to be 200% true.

It is a hired collection agency by one of your credit card companies.  The new system they Capital One has for payment harrassment is that the company will fluctuates the area codes, as well as numbers to throw 'you' off from knowing who they are. That way they can call as many times as they like.  It is a psychological tactic.  

The reason why they will not harrass you via the Postal Service is because it then becomes a federal offense (the Post Office is a Government run edifice) and no one wants to go to jail for your nonpayment of a credit card.  

It is the credit card company's business to give you a 250 dollar limit.  When you charge up to your limit, that's when you find out that their late fees, userious rate of interst, and other fees on top of that 250 dollars have you owing the credit card company 800 dollars.  That's a nice tactic, as well.

Anyway, when you don't pay up - you get the calls.   With recession, people losing their jobs, homes, lives in war - it might be a bit more understandable if you see this as them doing their best to try to stay in business.  Look around.  A lot of companies are going bancrupt.