323-844-8086

Card Services calling again with Rachel.....

Same BS just a new buch of thugs.

SCAM ALERT

Card Services calling again with Rachel.....

Card Services calling again with Rachel.....
Every day forever! Please make it stop!!!

Just got a call from Rachel. I have to assume that this is a terrorist organiztion getting personal information to steal your money to support Al Qaida.

Looks like the FTC missed this bunch.

They maybe in Florida. Anyone that can find this group please post.

Maybe they are in St. Lucie Florida.

Any help I can get would be helpful. We need to eradicate these scum.

The FTC just took down 5 of these scum suckers. Obviously they have a few more to go.
http://www.ftc.gov/opa/2012/11/robocalls.shtm

What To Do When You Get an Illegal Robocall; http://www.ftc.gov/bcp/edu/microsites/robocalls
1.    Hang Up. Do not press 1 or any other numbers to get off the list.
2.    Consider blocking the number
3.    Report it at http://www.fcc.gov/complaints
4.    Report it at https://www.ftccomplaintassistant.gov
5.    People should continually file complaints with their Attorney Generals office.
Register your phone numbers online at http://www.donotcall.gov or call (888) 382-1222 (must call from # you want removed).

I have greatly reduced the number of calls to my cell phones by going to my carriers website (Verizon) and they allow me to block up to 5 numbers for 90 days. Since these scum change numbers every 30 I have had a very peaceful time. Call me once shame on you, call me twice shame on me. I also put it in my contacts list under Scum Suckers and assign it NO ring tone so at least after the first call they won't bother me anymore (I have filled all of the numbers in each and am up to Scum Sucker 47 now). This is only a whack-a-mole solution however it is the only one I can offer.
The criminals behind this operation do not come to this site and even if they did they would have no intention of truthfully answering questions or removing someone that posts here.
I use this site to pass on information that I have gathered and hopefully it will give some insight into these criminal operations. I'm just a poor ignorant uneducated country boy from backwoods Wisconsin who has received more than 350 calls from these scum sucking criminals.

If you want to stop these calls then you need to dry up their revenue source.  These scum are making money by sending bogus Caller ID information to your phone company. Telephone numbers are Calling Name (CNAM) provisioned and stored in a special database accessible to other telecom utilities.  This means that for any outbound call that transmits a special  code corresponding to one of their phone numbers, these criminals collect a fee for transmitting the caller ID information to the Local Exchange Carrier receiving the call.  When you see a  phone number in your caller ID (along with some name like Card Services), your phone company has to reimburse the caller for downloading that info from the database where it’s stored.
These fees are typically fractions of a cent per call however when these fees are aggregated across tens of millions of outbound calls per week, it amounts to significant money.  Huge volumes of unsolicited telemarketing calls can drive significant revenue into the pockets of these scum sucking criminals. In return your phone company charges you a fee (it may be hidden or $5 to $15 on your phone bill).  Since they only pay out a small portion of this fee this may have something to do with their inability to stop these calls.
In order to stop this we need legislation making it illegal for carriers to charge each other for caller ID. If a phone service wishes to operate it would need to provide the caller ID at no charge as part of the service. Here is the $50,000 solution that the FCC is looking for and it doesn't cost anything.
If someone makes the mistake of answering the phone and falling for their con then it is just icing on the cake for them. These people are the lowest form of filth on this planet.

Many of the disposable numbers come from Pacific Telecom Communications Group and they are currently under investigation and in the midst of various lawsuits. (The principles involved have been part of actions by the FCC under other business names). The Oregon Public Utilities Commission has revoked Pacific Telecom's certificate to provide telecom services in Oregon. Here is an excellent blog site that I found that explains how this company is getting away with this activity.     http://telemarketerspam.wordpress.com

Who the suspects are:
http://www.ftc.gov/opa/2012/11/robocalls.shtm
http://www.ftc.gov/os/caselist/1223174
https://complaintwire.org/complaint/ipzhHRymJ ... gon-robo-dialer
http://telemarketerspam.wordpress.com/2012/08 ... l-telemarketing
http://latimesblogs.latimes.com/money_co/2011 ... -companies.html
http://www.bbb.org/west-florida/business-revi ... ter-fl-90107305
http://investing.businessweek.com/research/st ... vcapId=23957705
http://www.ocregister.com/articles/cox-353170-agency-companies.html
http://www.ftc.gov/os/caselist/0923193/index.shtm
http://articles.latimes.com/2011/nov/29/business/la-fi-lazarus-20111129
http://www.scamwarners.com/forum/viewtopic.php?f=4&t=22278
http://www.consumeraffairs.com/debt/client_services_inc.html
http://onthespotblog.com/the-hunt-for-rachel-at-cardholder-services
http://www.scamchecker.com/content/cardmember-services-another-scam
http://www.state.ia.us/government/ag/latest_n ... fundraiser.html
https://complaintwire.org/complaint/KvBJJW-UFwY/card-member-services

Many of these calls are coming from Costa Rica and India and they are using spoofed (false) numbers, which in itself is illegal. They do cold calling for or sell the leads to numerous companies in this country and they know that what they are doing is illegal. Tomorrow this same number may be selling Cruises, Timeshares or Security Systems but if you follow the money it usually ends up in the hands of an American LLC.
Most of the inbound robo call numbers are spoofed, as most of the bolierhouses, both off and on shore, are using Voip SIP Trunks services. Throwaway DID numbers are also used. Some of the robocalling is operated by the end use scammers directly. Others are contract services who earn a referral fee once you are transferred to the scammers.

How it works:
http://blog.usa.gov/post/30393077932/answering-your-questions-about-robocalls
http://onthespotblog.com/on-the-spot-blog-sti ... holder-services
http://onthespotblog.com/tag/cardholder-services/
https://complaintwire.org/complaint/ipzhHRymJ ... gon-robo-dialer
http://telemarketerspam.wordpress.com/2012/08 ... l-telemarketing

The criminals behind this operation aren't going to pay attention to you asking to be removed from their list. Their calls cost them nothing and they can make a million of them a day so they have no intention of ever removing someone. When you press a key to talk to them all that is accomplished is to verify that they have a working number.
Unfortunately blowing an air horn or whistle doesn't work either. Their headset have noise dampeners plus they are expecting it. However with that said if it makes you feel better then by all means give it a shot.

The banking system is also at fault here, without merchant accounts and ACH processing these criminals could not collect the scammed funds. Though the criminals use obfuscation, layered corporations, multiple bank accounts and offshore stashing, patterns of obvious fraudulent activity become apparent after a short time.

If you are interested in obtaining useful tracking information on the callers, I suggest that you act very interested in the rate reduction scam, as you have multiple high interest cards with large balances. Tell them that you don’t give out card numbers in response to unsolicited calls. However, tell them that if they provide you with a verifiable number that you will then call them back and provide the info. Since many of the operatives work on commission they will provide direct contact numbers if they believe you are serious about completing the deal. Verified return phone numbers are an excellent tool in tracking the people behind the operations.

Robocalls are illegal unless you have given them prior permission in writing (not worded into some small print contract from a 3rd party) and are absolutely illegal to a cell phone.  The Telephone Consumer Protection Act permits individuals who have received certain unlawful telemarketing, such as junk faxes or telemarketing calls, to sue the violator in state courts where they may be awarded up to $1500 for each violation.
http://www.ftc.gov/bcp/edu/microsites/robocalls  
http://www.ftc.gov/opa/2012/07/robocall.shtm
http://transition.fcc.gov/cgb/policy/TCPA-Rules.pdf
You can also try suing them in small claims court. This site has some information on how to proceed.  http://www.killthecalls.com

The Indiana Attorney General’s Office filed lawsuits against:
Consumer Credit Group and Proactive Planning Solutions of Arizona for violating Indiana’s Do Not Call Law and Auto-Dialer Act known as the robo-call law. Both companies violated the Credit Service Organization Act and Deceptive Consumer Sales Act by not obtaining $25,000 surety bonds with the state and collecting money upfront without performing any services.
Debt Zero of California for collecting money up front, failing to provide services or a refund and operating without a $25,000 surety bond.
Clear One Advantage of Maryland and Credit Arbitrators of Texas for violating the Credit Service Organization Act and the Deceptive Consumer Sales Act by not obtaining the required surety bonds.
http://www.in.gov/activecalendar/EventList.as ... ation_id=107077

Arkansas sues robocallers:
http://www.arkansasonline.com/news/2012/aug/0 ... marketing-firms
Missouri sues robocallers:
http://www.legalnewsline.com/news/236974-kost ... nies-over-calls
Mississippi sues robocallers:
http://msbusiness.com/tag/telemarketing

FTC is sending refund checks to 4,468 consumers “who allegedly were defrauded by a telemarketer who used robocalls (prerecorded voice messages) to pitch worthless credit card rate reduction programs for an up-front fee.”
http://bbbconsumereducation.com/the-checks-in-the-mail-this-time-its-true

Proof that current laws mean nothing to these scum suckers. Civil action by the FTC against such criminals is totally ineffective. These criminals need to be charged with Federal Felonies and subjected to significant jail time. All of those involved know that they are violating FTC regulations. The FTC levies huge fines, then rescinds them based on inability to pay. The FTC settles for the minimal cash on hand, and enjoins them from future telemarketing. The criminals sign off, then go right back to business as usual. These same people under different companies have been sued in the past and have only paid a minimal fine. Here are just a few:
http://www.ftc.gov/opa/2011/12/roycox.shtm
http://www.ftc.gov/opa/2010/06/asiapacific.shtm
http://www.ftc.gov/opa/2012/03/asiapacific.shtm
http://www.ftc.gov/os/caselist/0923193/111219roycoxcmpt.pdf
http://www.ftc.gov/bcp/edu/microsites/donotcall/mediacenter.html
http://www.ftc.gov/opa/2012/02/afl_financial.shtm
http://www.ftc.gov/opa/2012/02/voiceblaze.shtm
http://www.ftc.gov/opa/2010/03/voicetouch.shtm
http://www.ftc.gov/opa/2009/05/robocalls.shtm
http://www.ftc.gov/opa/2009/12/robocall.shtm
http://www.ftc.gov/opa/2009/09/twi.shtm
http://www.ftc.gov/opa/2011/02/robocall.shtm
http://www.ftc.gov/opa/2009/05/robocalls2.shtm
http://www.ftc.gov/opa/2010/12/jpm.shtm
http://www.ftc.gov/opa/2010/08/voicetouch.shtm
http://www.ftc.gov/opa/2011/11/sonkei.shtm
http://www.ftc.gov/opa/2010/05/ams.shtm
http://www.ftc.gov/opa/2011/01/khalilian.shtm
http://www.ftc.gov/opa/2012/09/nelsongamble.shtm

Write your Congressmen and Senators. We need CRIMINAL penalties against the companies that are profiting from these calls. Follow the money, slap them in prison, no one left to outsource to overseas boiler rooms, problem solved.

In NY. Just got power, etc. back. And these idiots are on my list of missed calls.

Shameful.

On Monday, November 5, 2012, I just received a call from Rachel at Cardholder Services even though postings on internet say "FTC cuts off 'Rachel from Cardholder Services' as of Nov. 2, 2012.  The call came from 323-844-8086.  The caller ID that showed on my phone was V11051031200046.  So......"Rachel" is still alive!

There are many Rachel/Heather/whatever clones. Rachel is just bits and bytes on media. Rachel will never die.

no message callback always busy mostly calls around 12-1pm EST lately
I have warned card services off at least 6 times on times I have actually spoken to them  all sorts of numbers used each time I ask them to remove me from their list they never do and I am on both the state and federal do not call lists

The mere fact that inspite of fines these people continue to operate in several states, that for each reported call and occasion in NY at least the penalty is $2500(after reasonable notice is given..however being on do not call list should be reasonable enough) I am Extremely surprised no juristiction has sought a charge of either criminal enterpise or racketeering, Especially with this being an election year!

Again they call my cell phone and leave no message.

Can't wait until the FCC wins their suit agains these scammers.  Hope they put them in jail and throw away the key!  In the meantime, I'll block this number too.

Will Rachael ever go away? Our government is powerless to stop this crap.

This outfit is perpetrating a scam. . .an interestate scam. Once you say you want to verify by telephone, independently, that they are really account services for visa or mastercard, they hang up abruptly.

I thought you said "Rachel from card holder services" was out of business.  I just got a call from 323-844-8086.  11/08/2012 14:04

Just received yet another call to reduce my debt.  Caller ID showed "Card Services" the number was 1-323-844-8086.  It seems that no matter what these scum sucking bottom feeders are still in business and still getting numbers.  With all the technology we have you would think there would be a way to put an end to this.  What I think should be done is the Gov. should start running ads in the papers and TV warning people about this.  I mean really put it out there so that EVERYONE knows its a scam.  If there is no one for them to prey on them maybe it will stop...at least for a while.

No Rachel this time. Received my third robocall call from Card Services, 323-844-8086, about lowering the interest rate on my credit card. This time I decided to play along and hit #1 to talk with someone. The person on the phone, a man named James (African-American judging by his voice) asked if my credit card debt was more than $4K (I lied and said it was about $7K). He asked if I qualified for lower credit because I had paid my bill. I said I always paid a little (in fact I owe nothing, since I pay it off every month). He explained how his service would make my payments pay off the debt, not just the interest. He said he could see that I had proper credit for his services and began to ask about the expiration date of my card and then for my credit card number. When I balked about giving me the number, he made a long speech about how safe it was and how I would be protected from fraud by the Consumer Protection Act. I asked him where his office was located. He said New York. When I asked for the address, he hung up on me. When I called back, I got a busy signal. Contacted the FBI.

The FTC has filed law suits against Rachel and Card Services.  Many have been prosicuted.  If you get any of these calls let the FTC know.  They are collecting information on the constantly.  The National Do Not Call List will not work for these scam calls.  I get one from Rachel (?) almost every day even though I have requested from them to not call any more.......  The calls will continue from a different number.
MCR

I heard on the news about this scam company the other day.  There have been by the FTC 11 lawsuits filed against Rachel and her outfit.   Everytime you get a call from Rachel call the FTC so they can keep collecting info of the numbers they are calling from....

Good Luck

Called 10-31-2012 @ 18:57, wasted some of their time as well this time.