I just received a very disturbing call from an agressive individual who sounded like he was calling from over seas. He stated I had defrauded on an internet pay day loan - which I have not. He had my bank account number, social security number and my work info - he called me on my work number. He stated I need to be in county court tomorrow at 11:00 am (Saturday) and the phone number he provided me to Midland Marketing was, in fact, the number HE was calling from. I am thankful I have found this website and a couple of others as I was terribly worried about the threats this guy was making....like having the FBI arrest me at work and contacting my "personal references".....I seriously don't know how he got all of my information but I hope I don't have the same experience some others have had with these creeps. It seems they can be brutal. Oh, and the eastern-indian gentlemen's name is certainly NOT "Jack Smith" as he claims.............