347-478-7324

Someone has being calling my number and not being nice

someone continue calling me and not being nice

what they say?

1 347-478-7324 called me they are fake and threatening me

Someone has being calling my number and not being nice
i think scam person .don,t pay any peny.

Received call from this number saying I have 1hour to pay $900? because my SSN is under investigation, beware, I'm reporting this number to police.

calling back to give them info that a bankruptcy has been filed, to stop any further collection attempts and I am put on hold and never come back to answer line...

I am completely confused.  I have been getting calls from to foreign men from this number.  One named Ryan Smith and one named Jack Smith.  Ironic?  It's irritating, because if I owe someone money, I want to pay it, but it's hard to tell if it's a scam when they have your information.  IS this legit?

A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.

The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:

* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.   ["Written" means snailmailed ... not emailed or texted]

Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection

Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via green dot, Western Union, or other untraceable means, then the call is definitely not legitimate.

IF you wish to communicate with the supposed collector / creditor, visit  the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/

If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

This particular number is totally beyond any nice wonderbread legal remedy; these guys are dyed-in-the-wool, straight-up scammers.  This number  -- (347) 478-7324, featuring an unmistakably Pakistani weasel who assures us his name is Jack Smith -- has been calling here for several years now; the current variation of the "agency" (it changes every few months, despite it being the same yutz who calls)(how stupid do they think we are?!) is the "FDIC Investigation Bureau."  None of the Nice Legal Advice you're gonna try on them will work.  Find somebody with an evil streak (or access your own if you've got one, muahahahaha) and get some advice on how to F@#< THEM UP.  If nothing else, it's fun, and I promise there's absolutely nothing they can actually do to you that they're not doing already.  They can't touch your credit rating, they aren't going to "go after your family," they're not going to do ANYTHING except stubbornly attempt to intimidate you into either sending them money or giving them your credit card number.  They are scum, even by debt collector standards (if you'll forgive the oxymoron).  Exploit and torture them to your heart's content; you will experience no repercussions.  And if you come up with a neat technique for scamming them right back, by all means post it here and broadcast it anywhere else that occurs to you.

Thank you so much.  I found it almost funny that they were obviously foreigners, one going by the name Jack Smith  and the other Ryan Smith.  Your information helped a lot.  Thanks again.

i got the same call same threat

Keeps calling me saying my name and ssn is under investigation and l am gping to lose my job called the number back and it does not exist American names foreign accents. Scam call.

They have left horrible & nasty messages on my phone & states they are going to harass me & they don't care if I field BK that has nothing to do with them.  They threaten to call me at my place of employment & my supervisor, if it gets to that point what do I do?  This is a pay day loan I took out over 7 years ago & they stopped about a year ago, & started up again.

I received a voicemail from this number stating that I had three serious allegations against me on my social security number and that if I didn't call back legal action would be taken. It was an automated voice, not a live person. Sounds fishy to me. This has to be a scam. I have never been in trouble nor do I have any pending "allegations" against me. Also, if it were legit I would have received some type of explanation in writing. Don't be fooled. Block the number.

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

They texted me a bunch of smiley faces and "hola happy Friday".