347-627-0230

I jusr received and email from ACS Incorp stating that I own them $986.00 on a loan that I never applied for and that I have 48 hrs. to send them my pymt or they download my case and ruin my credit and my ss#. If I don't pay them the $986.00 then my lawsuit amt goes up to $5,000.00. The number they want me to call is 1-347-627-0230 and when I called the number all it did was ring. They also stated that they have calling me and I wasn't answering the phone. I sent them back an email telling them that they are a bunch of scam artists and how could they live with themselves knowing that  they are ruining people's lives and my words to you people was GO TO H!!!

I received an email saying that I owe $986.00 and that I needed to pay this within 48hrs.

I too just received the SAME email. It said I should "Grab my debit card and pay them the $986 - Or I would end up with a lawsuit of $5,000. The number they wanted me to call was 347-627-0230. And why is it that EVERYONE owes the SAME amount? Because this is a scam and they did a mass email - from a GMAIL account non the less. This is a SCAM! do not pay these people!!! Since when does a debt collector send u an email? seriously! All these people want to do is scare u! I too really don't know how they can live with themselves - I guess they just are extremely cruel creeps!

I have also received an email from ACS Incorporated. I was ALSO told that I owe $986.45 and to use my debit card to pay within 48 hours, along with the threat that I'll be sued for $4515.85 if I refuse to take action and if I am found guilty. Funny how we all owe the same amount of money. I've received phone calls stating that I was guilty of internet fraud. I'm pretty sure this is the result of inquiring about a payday loan, which I never followed through on, nor ever paid for. I'm reporting these creeps ASAP. Using a gmail address, pathetic.

I received the same email requesgting payment for $986.00.  It's verfy strange that we all owe the same amount.   I emailed them back asking what the ACS stand for, American Cancer Society or Alabama Children Services.  I give to the cancer society already and I don't have any children so I don't pay child support. Oh I know what it stands for "Another Crazy Scam!"

Ok. I too just recieved the same email. I owe 986.45, and same thing all of you got. Also i would have attorney charges and bail charges and 4515 would be levied upon me....im glad i found this thread...these are crazy people!

I just got this email  as well from Andrew Jones. They wouldn't let me speak to him when I called back.
With the same statements that listed above. I asked them to send me via parcel post who they are with my bank account number, ssn#, my bank name and date they put 300.00 in my account and I'll have my bank so a research. They said they couldn't do that. I wonder what's wrong with that picture

I too have been so lucky as to have received that email too! I  owe them $986.45 and if I didnt pay the Internet crime center would file charges against me and I could end up paying $5000.00 or something redic. But they have not called personal number  only my work number, and they cuss and scream threatn whoever answers the phone. Im so seriously sick of this bull****.

I revceived the same email saying that i owe 986.45 and I needed to pay this in 48 hrs or I would have charges filed against...tried calling the number back and I get a recording that all respresentatives are busy and leave a message someone will return your call....says that if I don't respond that they would call my employer but I know its a scam...since when do you go to jail for owing money...I tried to look up what acs is under collection and it came up under some other collection companies but different numbers and someplace in north carolina...if they send an email or call me I always ask what company this is suposedly i got the loan from and if they say payday.com that's not a company its a matching service....and if you say that you already contacted them they just quit asking you questions and then hang up....

I too got this email.... Made me nervous till I found this thread!

I GOT THE SAME EMAIL AND SAME PHONE CALLS THEY ALMOST HAD ME UNTILL I FOUND THIS SITE I GOT THE FAX NUMBER AND FAXED THEM AND TOLD THEM NEVER CALL OR EMAIL ME AGAIN

SAME THING. what a joke.  Guess i'll send this to an attorney and see what they can do to these A$$holes

This is in reference to your Account number 28936-89 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the IC3 (Internet Crime Complaint Center) has decided to mark this case as a flat refusal and press charges against you.

Your account with ACS is in Final Collections. According to our records, your outstanding balance is $986.45

Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-347.627.0230

If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a law suit which will be amounting to $4515.85 and will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $986.45

Thanks for being our customer,

ACS Legal Department

SO THAT'S THE EMAIL I RECEIVED VIA MY US.ARMY.MIL EMAIL ADDRESS.......... SO BEING IN M.I. IS DID SOME RECON AND QUICKLY FOUND OUT WHILE READING THIS MESSAGE AND GOOLING THE PHONE NUMBER THAT THIS IS IN FACT A SCAM.... I THEN CALLED THE NUMBER AND GOT MORE INFO (WHETHER ITS FAKE OR NOT, I HAVEN'T CHECKED). THEN THE MAN ON THE LINE GAVE ME AN ADDRESS AND FAX NUMBER, BUT COULD NOT PROVIDE A WEB ADDRESS....

This is a well known scam. They will tell you that they are with the legal dept. of Cash Net USA & that you took out a loan & never paid it back. They will threaten you with legal action, tell you that your file is "going to be downloaded into the courthouse". You are going to be arrested, blah, blah, blah.  I found a clever way to get rid of them. Today, I got a call from Michael Stanley, he gave me the song & dance about "owing $ to Cash Net USA", I told him to "hold on while I get my credit card, so I can pay this off", I then did a 3 way call with the Cash Net USA fraud dept. (866-254-3581), as soon as he realized that I was calling Cash Net USA to verify who he was, he said "sorry, I have another call coming in" & he ran like a little b***h. I called him back 2 minutes later & he said "you don't have a debt with Cash Net USA, this account has been pulled from our records & we won't call you anymore".

I recieved many calls from them over the last year. Now this is the first time I recieved an email requesting $986.45 final collections in the message they stated they have share with mew my loan agreement  for me to call to clear this up call 1-347-627-0230 I called it was man strong indian accent . I also emailed them secure mail and it bounced back request copy of proof of bills. I called the DA office and asked if they find anything outstanding. They couldnt find anything and told me to keep records of contact and if they can't supply bills to do nothing

just rec e-mail from acs same story

Just received an email from acs with the same story as everyone above.  Stataing they are going to download the file and send it to the county i live i and serve me with papers and also call my employer if i do not call them and give them my credit card info and pay them almost 5000.00

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller’s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number—or personal information of any kind—over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

I have recieved the same email stating that i owe 998.00 dollars and if i dont respond within 48 hours they will press charges against me and call my work. Well i will tell this person one thing, that it will be a cold day in H. before i send them any money and how come every one of us has been charged the same amount and gotten the same email. CAN ANYONE SAY FRAUD,SCAM.

Hi ! I just got an : e-mail  saying that I owe : $ 4000.00 ; and I better pay . These crooks don't know who they are dealing with I never borrowed $ from them in my life , infact I dont even know there name.I have an ATTORNEY   ------ME so KEEP  PLAYING AROUND ,  and WHOEVER  YOU ARE  WILL NOT HAVE A SOCK  TO  WEAR--IN FACT YOU WILL BE MONEY LESS PLUS !!!!~!!!~!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! lanerj@optimum.net