404-996-1199

the caller stated their name as an investigator (didn't catch the last name). she didn't give a company name or who she was looking for

Company called and said I had a complaint against me for check fraud I asked if I could work it out and pay the man me no. Now I have a court date!

So how about posting this company's legal business name, verifiable street address, city and state then? It should be on your paperwork and is also public information.

I got this same phone call ,they asked for my deceased husband.Told me I had to pay some money or I would be taken to court!I told them his estate has been closed and they said it did not matter.

What kind of fraud? Is this a real company and did you already go to court? I received a call from them as well..

It's obvious that "Lisa" is a shill - if it was legitimate, she could have posted up the legal company name, verifiable street address, and website, if any, of this outfit.  Just because you receive a call saying you owe money doesn't make it so.  Per the FDCPA, you should not pay any caller who refuses to MAIL - do not accept email/fax/phone/text - a debt validation letter showing you owe money to the caller.  Refusal to mail this information within five days of their first contact with you is a violation of federal law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
Also good info at the Consumer Finance Protection Bureau:
http://www.consumerfinance.gov/askcfpb/1699/h ... legitimate.html

Thank you for the information... When I called them I told them I was not the person. If they have my number they have my address. They can send me information there.

Thank you

I have been getting threatening calls at work here in Columbia, SC from a so called loan company; they have called the executive director and threatened me. today I got a call from a so called attorney Hamilton and associates in ga. 404-996-1199 telling me that they were fixing to prosecute me.  They also are using my social security number.

A "Ms. Campbell" left a message on a new business number's voice mail, stating "they had been alerted of check fraud from this account" and needed a call back. 404-996-1199, extension 101.

CORRECTION: The name is 'Ms. Palmer", not Campbell.

Received the same voicemail as the person reported yesterday.  Message left said "This is Investigator Palmer and I'm calling regarding the reporting of Check Fraud....etc,etc.  Left the same # to call back 404-996-1199 ext 101"

I just got  a call from this same number. Last year I fell victim to this scam and the State police became involved.  I was told by the Detective assigned to my case to ask for written proof and never give out personal information. Anything legal has to come from the courts and or their designee.

Received a call stating I owed $600 on a loan I had defaulted on which I have already paid.  I would be charged with check fraud.  Insistent that I pay immediately.  Wanted me to send it by western union to someone in another city. Investigators name was ms Palmer.

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

I got a call from her too but I actually sent money I owed from a payday loan company.  Originally  I borrowed 500 but now it's Apparently 1400.  I sent 790 via moneygram on Tuesday and now they want me to pay the rest which is 475.00

Looks like "Investigator Palmer" (yeah, right!) is still around trying to dupe people in to paying money. She called me today. What a crock.

A female caller left me a message stating she was Investigator Palmer and calling in regards to a complaint that was forwarded to her office for possible check fraud and to call her at 1-404-996-1199 ext. 101. I of course know this was BS not only because I know that my bank would have been in touch with me. I looked up the number to see if it was to any police station. These people need to be reported.

I got a call from this number at work. 404-996-1199 I just happen to answer the phone, It was a recording stating that I need to call Investigator Palmer regarding a charge of check fraud.