407-000-9873

Called this morning while I was out.  I dialed the number back and it rerouted to some girl's cell phone voice mail.  I think they're somehow hacking phone numbers to answer when you dial back.

I just got a call from them too. I pressed 9 and asked to be removed from their list, the guy said ok and hung up.  I placed a complaint on the national do not call web site.

Do either one of you think it could be a timeshare company?  Just curious b/c that is my suspicion.

I received a call from 407-000-9873 today.  I answered, they announced themselves as card services, offered to lower my interest rate, and gave me a prompt to talk to someone.  Following the prompt, a man was on the phone and he told me that they called me because my interest rate on a card was between 12 and 16 percent.  When I called his bluff, he told me that I had between $5,000 and $10,000 in credit card debt.  Knowing that I don't have credit cards wih rates or balances that high, I asked him if he could give me my first name.  He asked me to hold while he went into his computer and after a few minutes he apologized for the wait and said that his computer was having some difficulties. While holding, I asked for his company's name, where they were from, and a number I could call them back on.  He said they were Sapphire Financial Services, out of Maitland, FL, and that the return number was 866-942-6441.  After waiting a few minutes, I decided that I wasn't going to wait any longer for the guy to come up with my name (through his information or an attempted search on the internet with my phone number - Note: our first names aren't listed on the number).  I told him that I was on the DO NOT CALL list and asked him to take me off their call list. After hanging up, I did a search for 866-942-6441 on google.  It returned results for an add in craigslist of Orlando, FL as well as for a company by the name of Sapphire Marketing, Inc.  I don't know how legitimate this company is, but presenting themselves as card services and acting like they know me/my situation, are acts treading on my last nerve.  It's my opinion that they are playing on some generalized statistics (12-16 percent?, $5,000 to $10,000 debt?) and they hope you fall into that group.  My advise?  Anyone that calls you without you requesting the call before hand should be disregarded and reported.  KEEP YOUR PERSONAL INFORMATION TO YOURSELF.  If you are in a situation that tempts you to take an "unbelievable" offer, just think of the situation you'll be in when you talk to the one that steals your identity.  If you need help, go look for it from a reputable company (I know there aren't many out there right now, but there are some).  Try going to a few local banks.  Know what you are getting into.  Don't accept it from someone on the phone.  Sorry for the long post.

I received another call today, similar to the call I received yesterday.  This time it seemed to be from a different company (other than Sapphire Marketing) and came up on the caller ID as "Unknown Name, Unknown Number".  I asked if they were with Sapphire and they said that they were with Rate Center.  I didn't waste my time today, I just hung up.  Afterwards, I called Sapphire Marketing Inc. with the number I got from them yesterday and asked for an explanation of their affiliation with "cardholder services" (that's what they refer to themselves as when you answer the phone).  It seems as though "cardholder services" might be affiliated with the companies that own your credit cards.  Sapphire said that they are a third party in this loop.  So, if I have it right, cardholder services is the real problem.  If that is true, then we have to stop cardholder services/the credit card companies to put a stop to it.  I will continue my research.

We received a call from Sapphire Financial Services for assistance with credit card consolidation or negotiations to get the interest rate down.  They charge a one time fee of $795. However, I have research FL for the company name and it is not listed as a legitimate company.  I searched The address on their website and the company listed is Sapphire Marketing. I'm trying to determine if in fact they are a legitimate company with a good service or is this a scam and they have just stolen our identity.

I hadn't received any additional calls from these people until today.  The number was not the same as the first one that I received.  This time it was 407-000-9876 (Listed As: Unknown Name).  Same story, different number.  A woman was on the phone this time.  I couldn't get any additional information out of her.  When I asked what company she was with, she simply stated that she was with cardholder services.  I said that I didn't mean the company in which whe was calling on behalf of, I asked for the company she was actually with.  After that, she hung up on me.  I don't really know where to go from here, but I will try to keep posting in this string every time I get another call where the same "lines" are used.  Maybe with some persistence, I will get to the bottom of it.

For those of you who are interested.

The caller is Sapphire Financials.


The reason I know they are is that after receiving several calls from them and filling complaints with the FCC and the Indiana AG's office, I changed my tactics.

One of the times they called I played dumb and acted like there services might be useful.    I let the guy ask me quite e few questions (not giving correct answers of course) and after about 15 minunutes I told him I needed to releive myself, and could I call him back in a few minutes.

He gave me the number 1-866-942-6441  and the company name of Sapphire Financial.

I called back a few minutes later and asked for him...and was speaking to the same person in just a matter of seconds.

I have told them to put me on their DO NOT CALL LIST but I still get calls from them.


Here is there real info...

http://sapphirefinancials.com/
100 E Sybelia Ave Ste;301
Maitland, FL. 32751
Email: admin@sapphiremarketinginc.com
Phone: 866.942.6441
Fax: 407.647.9800


Note the similarity between there FAX number and the b0gus caller ID number.  They have forged the exchange to make it 000 instead of 647.


I intend to dign their e-mail address up with every SPAM generator I can think of.

received a call today from a business calling themselve Card Services & that I qualify to have my interest rate on my credit card lowered.  When I started asking further questions, I could not get a clear cut answer.  The caller, Sonia Louis, said she could not answer my questions and that I would have to qualify & then speak to a financial advisor.  I ended up hanging up her.

Received a call back from Card Services but this time with the number on my caller id showing as 407-000-6543.  I told the woman I was no the Do Not Call List and to please stop calling.

Sapphire Financial Services is only fishing for your information.  WE did give them our credit card info but called our credit card company because we felt uncomfortable.  The credit card company cancelled our card to keep them from using it.  The credit card company said third party companies may make you feel better but in the long run, they are not really helping you!!!! The credit card company said only the card company themselves can change the rate of your card!!!!

REPORT THEM!!!!
OFTEN!!!!

https://complaints.donotcall.gov/complaint/complaintcheck.aspx

This is a company offering reduced rate for my credit cards. They keep calling and asking for my credit card numbers. I DO NOT HAVE ANY CREDIT CARDS AT ALL! I have asked them multiple times to take me off of their list and they just hang up on me AND KEEP CALLING BACK AT ALL HOURS OF THE DAY AND NIGHT. I AM ON THE DO NOT CALL LIST. MY NUMBER IS PRIVATE AND UNLISTED. When I try to call the number on my caller i.d., there is a recording stating that the number is invaild. It sounds like a 'bootleg' , homemade recording. REPORT THEM!!!!!

Let me just start by saying I understand all of your concerns, however you are giving this company a black eye for someone else slapping you. There are many companies offering to reduce your credit card interest. Many of these companies use a third party dialer service to connect them to potential clients. This is the only company that will provide their information to anyone. They do not hide what they do because they actually provide a service and are successful! I know because I have used them and they have currently saved me $7,000 off my interest rates! They do...LET ME REPEAT...THEY DO A FANTASTIC SERVICE. They have a website dedicated to educating customers @ www.sapphirefinancials.com. I have also received calls from companies such as "DYNAMIC CONSULTING SERVICES".I can say that companies like these are to blame for all the frustration. They tried to charge me $1495 for the same service! Now for those of you who will believe the credit card "MAFIA", you have got to be kidding me right? They told me three seperate times that I did not qualify, then They wanted to increase my credit line,finally they reduced me 1.5%!!! What a joke! THANK GOODNESS FOR SAPPHIRE AND THEIR STAFF! For those of you who really need the help to escape the "MAFIA" give them a try, it will be worth it! By the way The service covers me for the life of my balances and any new cards. They will also re-negotiate every three months! By the way I am a client and will tell you that if you simply want to be taken off any calling lists even if you're with the DO NOT CALL LIST make sure you update every (30) to sixty days, local and federal and you need to write in to the company before legal action. I know because I am fighting "DYNAMIC CONSULTANTS" as we speak! Don't just get angry...get educated! GOOD LUCK TO YOU ALL!

did you ever find out any other information?  we did the exact same thing that you did...

I went through Sapphire Financial to have my interest rates reduced and they were helpful and also took the time to go over other financial concerns that I had. I am very happy with the changes they took the time to make for me and would refer them to anyone. Hope this is helpful.

I received a call today from Sapphire Financials; spoke to a man who identified himself as John Walters. He gave me the 1-866-942-6441 phone number and email www.sapphirefinancials.homestead.com so that I could check out the validity of their business. I also go the name of his supervisor, Robert Vanny. Unfortunately during the conversation which seemed OK at first because John seemed to know quite a bit about my credit history, I gave him my credit card number and like a fool I also gave the last 4 digits of my SSN# too.He said that was needed in order to verify my information and qualify me for the lowest interest rate possible. THIS IS WHEN I GOT SCARED. I knew I had just done something stupid; I should know better as I work in the Retirement field and you don't give out personal information. I did not go through with the transaction, instead said I was going to call my card company and report them and hung up. Immediately, the phone rang and Robert Vanny tried to explain but due to the pushy approach I got even more uncomfortable.I called CitiBank and talked to someone in the Fraud department. They are not aware of any such business as being legitimate. As a result. I closed my card and I am alerting any financial I do business with to notify me of any unusual activity. I am also calling the Social Security office as I am a senior and a good target for scam artists.

Looks like they changed their URL.  The new info is:

We are located at the following address:

http://sapphirefinancials.homestead.com
100 E Sybelia Ave Ste;301
Maitland, FL. 32751
Phone: (866) 942-6441
Fax: (407) 647-9800
sapphirefinancials@florida.usa.com



They can also be found here:


http://www.sapphirevacations.com/
Phone: 1.866.942.6441
Email: admin@sapphiremarketinginc.com

and here:

http://www.sapphiremarketinginc.com/
Jennifer Reyes: Owner/President/
Financier Kenneth Sallies: Owner/Vice President/
Campaign Design
Scott Neal: Owner/Future Design James Stokes: Owner/Director of Operations
100 E. Sybelia Ave
Maitland, FL 32751
Office: 407-647-9200
Toll Free: 1-866-942-6441
Email: admin@sapphiremarketinginc.com

Hahaha, check out the fake posts on June 5.

"sapphire services" have no business making unsolicited phone calls to any number for any reason, so perhaps YOU ought educate YOURSELF. your fake posts don't fly here kid.

Everyone who receives a call from this company shoule file a complaint.
Lets put them out of business after they have paid a very large fine.