407-545-9999

Andy Guzman - really a recording for a credit card company that wants to lower your rate.  Not answering this call !

Caller ID gives name as Andy Guzman. This is a recording wanting to lower credit card rate.

I received a call and pressed 1 and ask what company this was and they hung up!

I am reporting it to the Better Business Bureau and the Trade Commission!

Credit card company wanting to lower rate.  Calls endlessly.  No way to stop them.  

Caller ID: FLORIDA

I got a call from this number while I was napping, so I let the recorder catch it. The party listened to my long recording, but didn't leave a message. I did a *69 when I got up, and was suspicious that it was a junk call when I saw that the last four numbers were identical. Glad to find this website and learn that it was yet another unwanted solicitation that always seems to come in at inconvenient times.

Recorded call offering to lower my credit card rates.

Lower your interest Rates

automatic calling - not a real person

I get this same call almost every day.  I have reported them to national do-not-call registry many times.  I have asked them to quit calling, but they keep it up.

Yet another call from "Cardmember Services." If you get a call from these guys, lead them on as if you are interested, or else they will hang up on you as soon as they realize you're not gullible enough for them. Tell you you have at least $5K of credit card debt or they might hang up on you as well. But do not give any concrete information such as your credit card number. Just enjoy yourself in wasting their time as long as you can, as they have wasted yours. I was able to string them along for 11 minutes once, telling them I was interested in lowering my rate, but asking all kinds of naive questions along the way like how does it work, etc. They wanted to do a 3-way call to have me log onto my account and verify the account balance with them on the phone with me. They say they don't need my credit card number because they have me key it in while they're on the phone with me. But duh, they can hear the dialtones which are unique to each digit so it's not hard for them to figure out your number from the dialtones.

yea i just recieved this call from 407-545-9999 (FLORIDA) wanting to "help" with my credit card debt...i said a bunch of random questions about it then they started deflecting my questions....then i told them i do not own and never intend to own a credit card then they immediatly hung up on me...pretty sure this was bogus.

i also recived the same call on my cell phone from florida...it actually said it was a sell phone ...no answer and the called 3 times .i tried to call it back however, its i non working number.....total scam

DO NOT call me again

Stinking $@$$holes are still getting around the "Do Not Call List" requirement. It gets old reporting these good for nothing $#@theads companies and it not doing any good.

Every year I update and register the No Call List for our home number and cell phones and I cannot get rid of this number, it is a bogus number...you cannot call them back and they seem to come around about every three months averaging two calls a day every other day for about two weeks straight!  There must be something that can be done about this about it and if anyone has any suggestions...please post!!!!!!!

Received a call just like the ones above from "Card Holder Services." Redial results in a phone company response of TSL02.  When I told the representative to identify her company, she hung up.  Cowards.  I hope the Florida attorney general finds out who these people are and prosecutes them. Reported to DoNotCall, as well.

Every other day I get calls from that #, is anyone out there to stop them? " Do not call list" does not work!

Received message stating they wanted to reduce our interest rate.  We quit using credit cards 4 years ago after listening to Dave Ramsey!!!!

I answered my telephone, which said "Out of Area" but gave me the number anyway. Immediately it went to a recording, talking about lowering the interest rate for my credit cards. But the recording would not state what company they were from.

I pressed "0" and a representative came on. I had just one question. What company is this calling me? I must have a name.

The rep., said, "would you like to have your interest rates lowered for the end of the month on your credit cards?" and I said, "Maybe, if you tell me what legitimate company this is."

They hung up on me.

Always find out what company is calling you, if you have a card with them, and if a legitimate phone number shows up on your caller ID. If not, do not give them any information.

Received call today and about every week from these people. This time they asked if you did not want futher calls from them to press 3. First time that's happened, hope it works. GOOD LUCK!!!!!!!!!

These people need to be stopped.  I called the FTC last Friday and told them about these scammers.  I've had calls from them using many different numbers and caller ID's but always the same line:  Last chance to lower your interest reate.  Want to stop them?  Then everyone call the FTC so they get enough complaints to do something about it.  Complaining here doesn't do much except make you feel better.  When I spoke to the FTC, I gave them all of the following numbers:  Google them yourself to see if I'm lying, then keep track like I do and call the FTC----- repetitively!!!
Florida    407-545-9999
Wireless caller  770-687-8794
Unknown name  214-496-2580
New Mexico  505-369-1289
Servicemsg  202-367-9951
Unknown    314-802-0998
Unknown    601-398-7565