407-796-3304

this what it say to me



                 LAW SUIT. #:. 1731984

                 This letter is in regard to your account, with  a
balance of  $350.00  past  due.  We have  repeatedly tried  to resolve
this  overdue  balance,  and  we have  repeatedly  advised  you of
your long overdue  balance  in  the amount of  $850.00  since  you
have  not made your payment so we have turned  your account  over  to
our Federal Department and instructed  them to commence suit without
further delay.


     There is still time, however, to avoid suit if you contact us.
This will be your final opportunity to resolve this matter without the
expense of court procedure.


       There  is  no  positive reply  from  your side.  It  clearly
shows that  you  are  running  away  from  this  legal matter.  Now
any  time  you  will get  summons  as  well  as  possession  notice
for auction of  your any    property.  You  have  to  sign  power  of
attorney. As  per  contract    between    you  and  the  company
what  you  had signed, Company  can go  for all legal process. and
once class action  will  be  started  your  Resolve ment  amount  will
be  $10.000.00  plus  all    legal  expenses    and  charges.
Your  ssn.  May  be  blocked  and  blacklisted  by  banking
authorities  as per laws. Now  best is  yours  either  resolve  it
now  or  ready  to go for long  painful process.

what they say to you

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
*******************************
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

Wow. So many things wrong with that message I'm not sure where to begin.


Nobody warns you before you get a summons.
Your SSN blocked? I don't think so. It might be difficult to get a loan, but they can't "block" your SSN .

I'd follow Tamianth's advice & report it.

I got that same email at 4am this morning. And have been receiving harassing phone calls. They have all of my information though....my employer, ssn, and bank account number. Its insane. I'm afraid they are going to take money out of my account. I don't know what to do.

I received the exact same email with the exact same law suit # of 1731984 so are we all being sued for the same debt?  SCAM!!!!!!!!!!

I received EXACTLY word for word the same email with the SAME law suit number 1731984

I received the same #1731984 from a Travis Griffin and I filed with my attorney general's office. I recently filed bankruptcy due to spouse jacking up my credit and the loan company that this scammer is speaking about is on my bankruptcy case which by law they are not allowed to contact me............I was told by my attorney this company buys old loans and try to collect.....DO NOT FALL FOR THEIR SCAM because even if you give Travis Griffen money you will still owe the original lender.........BE AWARE..... do exactly what she said above these notices are threatening and should not be sent out to anyone it violates laws set forth ....also it tells me i made the debt in 11/2011 and I haven't rec'd a loan since 2007/2008 and from the bank listed that account was closed in 2009 after my spouse stole my debit card.....SO they don't even have the correct information,..I 've never known anyone to email you to WARN you of a lawsuit and who gets the same case # in any type of suit..............fraudulent

I received the same email word for word verbatim. He's rude, threatening and even went so far as to contact my ex-husband who I've not had contact with for 18 years and gave him exact details of everything. He's tried to humiliate me in everyway possible. I've repeatedly asked for specific details of the payday loan company because as far as I know they were all paid unless I was scammed again but he refuses to give any details just tells me to go wire money to him personally. I've told him to contact me via U.S. mail only and to mail me the information but he refuses to comply.

Don't even answer the calls anymore or call him back.  Buy yourself a call blocking device or phone. Do file reports for every call he's made though.

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

I have a legal case file on your name that you have taken an internet payday loan of $350 from CASH PAY DAY LOAN LLC company on the date of 03/17/2012.But since 2012 you haven't paid anything to the company so it has reached to $650.The company has given me an authority to take action against you so it is my duty to make you aware from this legal issue.

Now they are further stating on The affidavit that on   date   you were monitored using your email soliciting funds on a website owned and operated by US national bank. The funds were deposited in your bank account Utilizing E.F.T which stands for electronic funds transfer. When they attempted to extract the funds back the E.F.T was returned constituting under state statutes of an electronic check. As of today’s date rather than chasing you or making harassing calls or disturbing you at your P.O.E for the money they have opted to simply write the money off deeming it to be stolen and press charges against you in county at.

FOR YOU THIS MEANS THREE THINGS :-

1). if you’re on any state supervised probation or payroll you’ll need to contact the attorney and make  them aware that these charges will constitute a violation.

2). if you have any prior convictions including but not limited to worthless checks , grand theft or money laundering please be aware they will treat your case of that of a habitual offender as name the respective state is a zero tolerant state.

3). Lastly you do have the right to an attorney and if you cant afford one , then one will be appointed to you . Now since you’ve not been briefed on the case I’HAVE INFACT documented HERE that once you are picked up on the charges that you need to have on appointed to you. That way if the judge sets a bail you can have someone on the standby to get you out.

Received a harassing threatening phone call from this number the caller stated he was suing me for money I never received and he used foul language stated he was going to have me arrested

Please see my posts above and report them..

I just got the same exact e-mail down to the amounts and everything stating I borrowed this money back in 03/2012 from the same exact company.  Wow two different people with the same loan amount and the same balance, same company, same threatening attorney and loan around the same time just ten days apart.  What should I do ignore it, then we asked me for my cell phone so he doesn;t have to e-mail me, cold day in hell before that happens.  Had the same cell number for five years if he has everything else why not that.  I e-mailed him back asking to prove it is my debt, show the paperwork.  Good luck everyone.

I got the same email ..its a scam...407-796-3304... threats so on and so forth...

I just recieved the exact same email word for word. I've never taken out a pay day loan at that time but I've applied for some. What do I do to stop the harassing phone calls and emails?

I have received multiple calls from this number, stating I owed money for a payday loan, I then asked him to send me all the paperwork showing that I did in fact owe them money, and he said he couldn't do that and that I needed to send him my banking information so he can debit the money out or send him a money gram with the money, but wouldn't give me the name of the payday loan center or the number where I could call an confirm that it was legit! He is threatening that I will be arrested if I don't pay it, I have no problem paying if I need to but he is giving me no information showing that I owe, I was reading other posts where other people are having the same problems. What can I do to stop him from harassing me?

I just received the same info....... Here's a copy, also next to the "case #" looks like a emojicon wow!!!!

Case File :- 5069





I have a legal case file on your name that you have taken an internet payday loan of $300 from PAY POWER PAY DAY LOAN company on the date of 06/09/2011.But since 2011 you haven't paid anything to the company so it has reached to $700.The company has given me an authority to take action against you so it is my duty to make you aware from this legal issue.



Now they are further stating on The affidavit that on date you were monitored using your email soliciting funds on a website owned and operated by US national bank. The funds were deposited in your bank account Utilizing E.F.T which stands for electronic funds transfer. When they attempted to extract the funds back the E.F.T was returned constituting under state statutes of an electronic check. As of today’s date rather than chasing you or making harassing calls or disturbing you at your P.O.E for the money they have opted to simply write the money off deeming it to be stolen and press charges against you in county at.



FOR YOU THIS MEANS THREE THINGS:-



1). if you’re on any state supervised probation or payroll you’ll need to contact the attorney and make them aware that these charges will constitute a violation.



2). if you have any prior convictions including but not limited to worthless checks , grand theft or money laundering please be aware they will treat your case of that of a habitual offender as name the respective state is a zero tolerant state.



3). Lastly you do have the right to an attorney and if you cant afford one, then one will be appointed to you. Now since you’ve not been briefed on the case I HAVE IN FACT documented HERE that once you are picked up on the charges that you need to have on appointed to you. That way if the judge sets a bail you can have someone on the standby to get you out.





EXPLANATIONS OF ALLEGATIONS:-



1). VIOLATION OF FEDERAL BANKING REGULATIONS.



Regulations have been set in place for the exchange of the currency via and/or check E.F.T. which means electronic fund transfer by state and federal law making bodies AND you’ve breached those regulations.



2). COLLATERAL CHECK FRAUD.



Utilizing an instrument of commerce to as certain some good or service and upon the remittance of that instrument of commerce It proves to be of no value.



3). THEFT BY DECEPTION.



You willingly gave an instrument of commerce with the knowledge that it was actually useless.







If you want to resolve this issue then we can settle this account with one time payment of $700. If not then you can pay $200 biweekly until you paid it off. Reply me as soon as possible so I can forward your details to our company. You can reach me on my number that is 407-796-3304.Give me your cell number so I can reach you to resolve

this matter.





ATTORNEY TRAVIS GRIFFIN

FLORIDA ATTORNEY OFFICE

PHONE NO. 407-796-3304

Pissed off diva -- I just received the same exact email word for word!

I received the same email too in October and just received a threatening letter today.

Stand By with your attorney and i will forward your case file TOMORROW  in to the court house ( DUVAL COUNTY COURT HOUSE - JACSONVILLE, FL- ADDRESS : 330 East Bay Street, Jacksonville, Florida 32202 - USA) now all your bank accounts debit cards and credit cards will be blocked and within couple of days cops will be at your workplace and at your home to arrest you now be ready to pay $10,0000 in court house and today company is going to report all your credit report to the FBI now you are in a very big legal mess.




ATTORNEY TRAVIS GRIFFIN



This is what I received today.