408-625-4862

Called me on Memorial Day and threatened with law suits.

Called me 3 times and left messages on phone.  Said good luck if he didn't hear from me.  Could barely understand what he was saying due to heavy accent.  I don't know who these people are.

Follow up.  Called back and talked to a Mike Anderson who proceeded to tell me that there was a law suit and I needed to be in a California courthouse tomorrow. He said he needed my attorney's information.  I asked what this was for and he said you've never heard about this before, Oh my God.  He proceeded to tell me that he could read me an affidavit and some other language I didn't understand and I told him I don't know what that means and to send me the information in the mail.  He hung up on me.  In researching this phone number and ACS Legal Department it seems these people are scammers.  Be careful.

I also received a call from some Mike or Mark Anderson - how could someone with such heavy accent/broken English have an American name like that, I have no idea, but this person called me both on my cell & work, and I have no clue what he said or tried to say - couple of things I remember is that the voicemail he left sounded like a threat ( things like "this is your last chance, if you dont return the call, all i can tell you is Good luck" and mumbo jumbo like that). As far as I know, even if it is a legit collections call, under the Fair Collections Act no one can threaten you or call you before 8 am & after 9 pm. If you speak with a person on the phone and request that they not contact you again, they are required by law to obide your request (as long as they are collection agencies, not the original creditor). It sounds very fishy that I got this call, and have no clue how they got my work number!

I got the same excact phone call as KK saying that I had to be in california tomorrow and that I had got a internet loan and that I didn't pay it back and that it was a criminal offense and that he was going to fax all my information to my boss which don't know how they got her name, what scares me is if this is a scam that they have all my personal information, my ss#, my Bank Acct. info, they also ask me if I had not heard of it saying they have sent me like 10 emails OK WHATEVER!!!! So has anyone filed a complaint I did.

I also recieved an call from a person who had an indian accent telling me about a payday loan i didnt pay back. the number he call from (973-482-3624) wasnt even in service when i called it right back.........

This same phone number called me 5 times today. 1st time said his name was James Austin, and then said his name was Steve Richards.  I did not answer but the messages and the way he talked was creepy. I did call back and was informed that he worked for ACS legal department and that I was going to be arrested if I did not pay back a loan I took out with US National Bank.

i have delt with these people before and they did a storyon ABC news about them. they are scammers and what happens is when you default on a loan, payday loan etc, they have a "bill collector" which is usually a small company buy all their deliquent accounts and try to get you to payback more than what the loan is worth. then sometimes, they will put this on your credit report which brings your credit score down. ACS, Blueline Captial, Nationwide Capital Recovery and Marauder Corporation are all one company ran by Ryan Gambill. there is a thing called a "phone bank" and what happens is they  buy all the phone numbers and threaten you with court etc. ask them for your file number, the exact amount and date and a copy of your contract. ask them for the company ID # and what state they are licensed in. ask to speak to their manager or corporate office and ask for their address and watch how fast they hang up. report it to the police because they have your pesonal info..just to make a report, then complain to the BBB, State attorney Generals office in your state, teh FBI and the FTC. its a lot but hese people need to be stop. they can cause you to loose your job, your money etc so stop them in their tracks. they called me for 2 months straight so i did a little investigation and found all this info and i havent heard from them since. i asked them for the court document, a copy of my police warrant, affadavits etc and theyhung up. they tried to call my frined yesterdat and i let them have it and i threatned them as well. you can contact all these on the interent but cover your self and just report it. they look so stupid in the end!

oh my god!!! these [***] called me too. i called the department of homeland security 989-497-0580
then i called these fools back and cursed them out. that actually felt pretty good. told them they didn't know what kind of a crazy b--ch they had just calle. i called my bank as well and put a fraud alert on my account, but i moniter my account daily and good luck to them..

I also got a call but mine was from a rachel Williams 408-625-4862 when i called back i got a David Jones then someone named Ray with no last name, who wanted my case number, when i said i don't have one he went into the same shpeil as everyone else got. i did call the last place that i took a loan out with and they said it's a scam and gave me the number for Homeland Security 989-497-0580 or www.FTC.gov to report the complaint. i asked the guy from Homeland security if i should call these people back and tell them that i reported them and he said i could. i actually gave them the number for homeland securtiy.. then proceded to call them back with a false name and took all my frustration and anger out on the a--hole that answered. that actually felt pretty damn good, i told them that they had no idea who they were screwing with

called these fools back and sent them on a tail spin.. instead of being nasty i got in a more "profesional" manor, seemed to turn the s--- head on...what a bunch of creeps

a man by the name of mr. lopez called and said i made an internet wire transaction and am being sued and must be in court june 11th.  i called back to let them know i never did such a thing and that what they're doing is fraudulent.  then i called the fbi and homeland security as well to let them know i reported them, however this time no one picked up the number.  :)  this is a scam, they got my info too and how I DO NOT KNOW!!!!!!  but this obnoxiously loud call center must be shut down.  there is already a fraud alert on my account for people like this but this is very scary that they knew a couple of my friends names.

I received a call yesterday from an Indian sounding guy stating his name was Andy Jones ok sure. I politly asked yes how may I help you Then he got real aggressive real fast shouting out my social and saying are you this person? I remained calm and asked what this call was about. They returned with I need your Attorney's information. I replied I represent myself and if you can't give me informaiton I can't help you so send it to my address on record. I hung up. Got in this morning and hey had left a creepy messgae like I wish you luck if you don't call me back etc. Very threaten people for no reason if I knew what it was I would take care of it but after going through a divorce and with a crook I have no idea how much of my info is out there and I am still disputing things on my credit report.

This guy is leaving  the same threat on my work phone at least twice a day.  He wishes me "good luck" if I don't send him my attorney's information.  What a jerk!!  I will be contacting the FBI and Homeland Security immediately as well as contacting my attorney regarding suing this company!

Received several calls last week from "Robert/Matthew Wilcox" at (818) 296-4014 and "Sean Taylor" at (201) 234-4078. Neither caller would identify what company they were from. After the first message I received, I called back claiming I thought I had a wrong number so I could find out what company I was calling. They identified the company as American Credit Services (ACS) Legal Department. I did some web research and found numerous postings about this scam.

As with other posters; had to ask several times before they would identify they were calling from ACS and they refused to provide any information and/or documentation on the amount owed (a huge red flag). I was told, when I called back, that my call "is being monitored by the court." Uh huh. Here's what I did to try and get them to stop calling:

1. Documented each call received (date, time, number, and name of caller), what caller said in their message, and noted any threats made (e.g. "if you do not call back, you will be the one to suffer the consequences").

2. Filed a complaint with the Federal Trade Commission and provided them with information in #1. I'm prepared to file complaints with federal and state law enforcement agencies if ACS begins calling again

2. Called back both individuals I received messages from and, after they refused my request for details about the so-called debt owed, I informed them I was aware their call was part of a scam, that they were attempting to extort money from me and were harassing me, and that I had filed a complaint with federal authorities.

3. I ordered them to stop calling me at work or at home and told them if they continued to do so, I would file a complaint with the FBI and Department of Homeland Security


I haven't received any calls within the last few days, which seems to be a good sign since they were calling me several times a day last week.

Hey guys, I am doing my part. These jerks called me about a week ago and claimed I had a payday loan, which are illegal in my state. They were very rude. I asked for the documents about my case and if they could be faxed, they refused, and said they would fax them to my lawyer. So my "lawyer" called, and they said they would fax them in 5 minutes. My "lawyer" called again after a hour, and they became very defensive, saying they were being harassed by the "lawyer". I called about 25 more times, and was hung up on everytime. Then I said to myself, let me try one thing. So I called back from a private number. Told them I was returning a voice message, when they asked for the number I recieved the call on, I gave them a bogus number. They asked for my name and of course gave them a bogus name. They were "searching" for my records and some how mysteriously found them. They proceeded to read the same line of BS they had when I first called under my real name a few days before hand. They gave me the option to clear up the $1100 payday loan with Visa/Mastercard. When it came time to give them the CC number, I proceeded to blow them out of the water, and told them who I really was. You could hear two or three people in the background, saying hang up, hurry hang up. lol. Losers! By the way they also own 408-625-4862. May I suggest that each and everyone of you who reads this call these jerks and mess with their head. It will make your day.

I have received multiple calls telling me that i owe money from a payday loan i took out in september of 2008 that did not get paid back. I have paid $703.00 back already and keep receiving these calls. The latest was from a Bryan Wilson 315 294-9466. Someone please help!

I FIRST RRECIEVED A CALL FROM THESE PEOPLE STATING THEY WERE THE FBI AND THAT THEY WERE GOING TO COME AND AREST ME. THEY GUY HAD A VERY SRTONG ACCENT, ASKED FOR A CASE NUMBER, I HUNG UP. ABOUT A MONTH OR SO LATER THIS SAME PERSON CALLED BACK STATING THE SAME THING, I CHANGED MY HOME PHONE NUMBER, ABOUT A WEEK OR SO LATER THE SAME GUY HAD GOT A HOLD OF MY WORK PHONE NUMBER. I DONT KNOW WHAT TO DO PLEASE HELP.

I have been getting these same time of calls from some indian sounding pe ople.  Names r jim smith and mike something and a woman named kathy watson.  Only the number is 6469185986.  Also from ACS legal department .  Is the number associated w the numbers u all have put in here?  I am scarded and don't want to lose my job or be hurrased daily.!

John, u go man I've had the same ppl tryin to pull the same thing with me about 2 days ago. I have been blowing up number 6469185986 and they are getting so mad!! I love it they keep flippin out wanting to know who I am and what do I want from them. Ha hope they get screwed outta sum scams by me doin that. Dial *67 in front of the number and they can't see urs even if its a cell. If u get joy outta making a bad day for these ppl just keep callin them and don't say anything. Its funny to cause they try to send it to vm on their end after a few calls, wait 5min and then call back they will pick up again. 8 have already called my state atternoy and plan to nail these guys to a wall!!