415-329-0507

The guy was rude and mean toward me,  say I need my lawyer to call about legal matter... I never received anything about any legal matter so I am shock also stun. He said a Sheriff going my work to hand me paper work that I need to go Court for this legal matter that I have no clue about. He wouldn't tell me anything but he hang up on me. He never once told me about the company he work at. Sounds weird to me. I need to know know who is this

My husband received the same call from the same number. The caller had a thick accent and said that he needed to have his lawyer call them. The number he gave my husband was the same number he had called from and someone else answered claiming to be a lawyer group. They said they were going to have a Sheriff come to his work and arrest him on 3 warrants for a pay day loan they claimed we received and when they tried to retrieve they could not!? We never received anything and have no idea what they were talking about. They claimed there were 3 warrants for money laundering, check fraud, and something else. We called our local sheriff department and they had no idea what we were talking about but said they would have a sheriff come and take a complaint and the info from us. I found on another website several people with similar numbers and similar stories! Something needs to be done about this!!!!

Someone from this number keeps calling claiming they deposited a loan into our account and now saying they are taking legal action. When you confront them they hang up but they continue to keep calling.

did you ever get anything from this people/

received a call from this number claiming that they gave me a loan deposit into my bank account, and is not true, this is a scam trying to collect money on the phone with a credit card. according to him i will be getting a court order in the mail by a officer any time this week, i call him several time to talk about the matter and he wouldn't talk to me because he claim i need a lawyer this is just plain scam. be careful anyone who get a call from this number 415-329-0507.

This guy kept calling me and I put my husband on the phone who told him he was the Sheriff.  The man hung up.  We called him back and told him he was in trouble.  We called our Sheriff and our phone company. He cannot call us anymore.

Some Indian lady told me to shut up and listen to her when I questioned what she was talking about, I hung up

I'd be telling these creeps to f#ck off!! They have no right to treat people this way!

Same thing happened to me told me they need my lawyer about papers ive never done ne thing in my life to warrent whatever these stupid scammers are trying to pull they acually hung upon me when i demanded to talk to the guy that acually called me

This same man with the very same story has called and called and harassed me for almost 5 days straight! He just called again! I have not received any funds into my account from Cash Advance much less NOT repaid them. It has to be a scam and if he continues to call and harass I will file a report with the local authorities! Be aware of him... He claims he is an Attorney representing a law firm but won't give the name of the law firm. Its a scam!

Called me 2x today. What is this??? Said if I dont contact him all he can say is good luck to how it unfolds on me???

I have had the same number calling me for the past few days. BEWARE!!! On the phone with them for the 5th time today, I told him I was calling my bank...he started talking real fast to a women in the background saying "Quick, get the funds, she on the phone with her bank! Try $350, not working??? Try $290!!!!" It's a little scary because they have all of your information out there.

I recently became a member of Lifelock, my local authorities have been notified as well as my bank.

A complete FRAUD! Very rude, Indian accents, they call and call, hang up on you, threaten you, etc. Something REALLY needs to be done about this!

Yes, I have received many phone calls from them as well. It's been a little fun calling them back, having them hang up on you, threatening to take money out of your bank account WHILE you're on the phone with them.

It's a complete scam. I was told "good luck on how it unfolds" as well. My local authorities have been contacted and so has my bank.

I strongly suggest that people get Identity Theft protection RIGHT AWAY! It's amazing how much of your information these creeps have!

The same thing happened to me last week.  A weird Indian man called me and left me a msg that it was time sensitive and If I don't reply then he wishes me Good Luck!!!  I called him back and he was threatening to have my local Police Dept come and pick me up at work.  I got scared so I asked him if I could make payment arrangements (even though I had already paid of my loan)  and he said that I needed to go to WalMart and buy a Scratch off card and call him back with the scratch off numbers so the money could be wired to them. I told the Indian that I was going to contact the collection agency that I paid my loan off with and he said not to call them that he would take care of it after I pay especially since he was an attorney.  I looked up the phone number he called me from.  It wasn't 415 329-0507 but it was another number similar to this one and it said it was an Indian cell phone number.  I knew it was a scam and called the payday loan i had previously borrowed money from and they said to file a complaint with the FCC so I did. These people are phony.  I just received a call from an Indian [***] from 415-329-0507 ph# and I told him I knew they were a scam and he said so you're not aware that there is a lawsuit against you and I said no and to stop calling me at work.  The law states that even if you owe money to a payday loan place or collector, law enforcement cannot arrest you for that, much less a collector will not call to harrass you.  DO NOT REPLY TO THESE CRIMINALS!!!!

Phantom Debt Collectors From India Harass Americans, Demand Money

By BRIAN ROSS (@brianross) , CINDY GALLI and MATTHEW MOSK (@mattmosk)
June 7, 2012

Hundreds of thousands of cash-strapped Americans have been targeted by abusive debt collectors operating out of overseas call centers suspected of links to organized crime in India, law enforcement officials told ABC News.

The calls are part of a massive scam, one that appears to target struggling Americans -- especially those who have gone online to apply for payday loans. Armed with personal information from those pilfered applications, the threatening callers, who claim to be debt collectors poised to initiate legal action, have managed to pry loose millions of dollars from their victims -- even when the victims never owed money in the first place.

"This is what we call a phantom debt collection scam," said Jon Leibowitz, the chairman of the Federal Trade Commission. "It's a very pernicious and innovative new fraud."

Working through call centers in India, the commission estimates that the criminals have dialed at least 2.5 million calls, persuading already cash-strapped victims to send them more than $5 million. Some have reported receiving dozens of calls per hour. They are victims like Cindy Gervais, of New Orleans, who went online for a quick loan when her husband's car was hit by a driver who didn't have insurance.

Even though she paid the loan off, the so-called "phantom" debt collectors with Indian accents began calling to say she still owed money.

He more or less told me that if I didn't pay, they were going to have someone on my doorstep to arrest me," she told ABC News. "And that they were going to contact my place of business, and tell them what kind of person I am."

At first, she said she resisted. Then the calls became more frequent, and started to ring on her cell phone, and at the grocery distribution company where she had worked for 27 years.

"I was more or less was in panic mode because he told me there would be someone before noon at my place of business to arrest me and take me to jail," she said tearfully. "So I agreed to pay him."

After receiving scores of complaints, investigators with the FTC said they began tracking the calls, and following the payments. They alleged the payments led them to a California company run by an Indian-American named Kirit Patel, and that such scams would not be possible without American front men.

"I would say that all roads of this scam, or many of the roads of this scam, lead back to Mr. Patel," said the FTC's Leibowitz.

ABC News tracked Patel for weeks, from the suburbs of San Francisco to Austin, Texas.

Patel refused to talk. But his lawyer, Mark Ellis, said he believes it is far too early to pass judgment on his client. Ellis, a Sacramento-based attorney, told ABC News that Patel was hired for a nominal fee to set up an American shell company, and had no idea what the call centers in India were doing.

"I can tell you, he was as snookered by the people in India as anybody," Ellis said. "He's a 69-year-old man who is nearing his retirement who thought all he had to do was set up some corporations and everything was on the up and up. He's completely dismayed that he has become the lightning rod of this entire problem."

A close friend of Patel's also defended him in a brief interview at his home, saying Patel was not trying to defraud anyone -- he was just an unwitting, bit player in a larger scheme.

"If Mr. Patel was just a cog in the wheel he seems to have been a pretty big cog," Leibowitz said. "It is clear that Patel was integrally involved with this scam."

Leibowitz points to thousands of pages of financial and phone records gathered by the FTC and filed as part of a civil case brought against him in the U.S. District Court in Sacramento last month. When FTC lawyers sought to freeze his assets and prevent his business from continuing to operate, Patel responded by invoking his rights against self-incrimination. His lawyer told ABC News he has had to be careful in how he responds to the allegations in civil court "because there is a potential criminal action," but that Patel maintains the allegations against him are false.

Federal investigators said the phantom debt collection operation that allegedly benefitted from Patel's assistance was one of several that all trace back to the same small town in Western India called Ahmedabad. Callers use technology to make it appear that the calls originate inside the U.S. Victims provided ABC News with recordings of dozens of the calls, and many of the thickly accented callers appear to be reading off a script.

"Subpoenas have been readied, and Monday morning you're going to be picked up from your home," one caller says on a victim's voicemail. "And you have children. Don't worry about your children. We have a childcare department to take care of the children."

"You will be behind bars for six months," said another caller. "And once you go behind bars, you will lose your job. Once you are behind the bars, you won't get a single drop of water."

William Peerce Howard, a Tampa attorney who represents victims of harassment from debt collectors, said it takes an especially twisted criminal to use threats and coercion to pry money from someone who is already struggling financially

"These guys really are the most visible villains in America today," he said. "They make a living scaring people."

Mark Merola, of Florida, said he just panicked when the caller told him he might be arrested at the deli where he works in a Florida retirement community.

"I was nervous. I didn't want to embarrass myself, my family," he said. He used his debit card to pay the collector $576.

Afterwards, he says he realized "how stupid I was."

"It just happened so fast," he said. "I got scared."

Leibowitz said he hopes with more attention, future potential targets of the scam will recognize red flags before they turn over any money.

If callers say they are from the police, consumers should know that law enforcement officers do not collect debt for private parties. If the caller is speaking with a thick Indian accent, but calls themselves by a names such as Officer Mike Johnson, that should be a tip off. And if they're calling 40 times in two hours, that's another red flag. "Legitimate debt collectors, legitimate pay day lenders don't do those sorts of things," he said.

Merola said he would like to see anyone involved in the scam prosecuted aggressively.

"There's no place in society for these people," he said.

http://abcnews.go.com/Blotter/phantom-debt-co ... 16512428&page=2

I received a call from this number from an Indian sounding guy claiming that I had a law suit against me and my social security number, when I asked who's suing me the person said I needed to call the senior attorney (Michael carver). Funny that the number I was given to call was the same number this guy called from. I've been dealing with these people for a week now, but the people who called before came up on my phone from Nc, when in actuality the area code was in Canada.  When I refused to send money the threats got worse, I was told I'd be arrested by Monday and that I better enjoy the weekend with my fam because I'd never see them again. These people are very brash and will make whatever threats they can to get u to send money.. I've reported them to the FTC, my states attorney, and homeland security.. Also put a fraud report on my credit report..

same as everyone else they threaten me and wont stop calling i went to my bank closed my account and opened another cause he had my account # and ss# i am changing my phone #

This company is threatening a legal matter against our company.  We did a little covert operation on this number before calling.  We found that they are a group of individuals out to scam you for money.  We told them we knew they were scam artists and that we were going to report them to the FBI.  The man apologized profusely asking us to please not turn them in.  We told him they were scammers and he admitted to it and asking that we don't report. LOLOLOL

I got a phone call from a lady, identifying herself as Michele Brown, asking me if I had received a letter from the police about an outstanding loan payment. She also stated I was going to get arrested. I had no idea what she was talking about and called the local FBI office in San Francisco (415 Area code). They replied it is a scam
Note: lately I began getting tons of e mail spam and soliciting phone calls from lenders all over. This happened after I made the big mistake of applying for a loan at 100 DAY LOANS. WARNING ! DO NOT FILL OUT ANY ONLINE FORMS WITH THIIS COMPANY. They promise unsecured loans, claiming to be the lender, while in reality they sell your personal information to telemarketing and payday advance companies. Sure enough, just minutes after submitting an online application, you will receive hundreds of solicitation calls, and your mail will be full of spam. Report them to the FBI

Constant calls threatening I will be in alot of trouble and need to call them back. Claims I have something against my social security number.  Well, we all know that Social Security does their own dirty work and you do get official notices if anything is wrong. Don't fall for this! I do not answer the phone, but they leave messages-someone with a very heavy Indian acccent taht I can barely understand anyway. Please help in stopping these calls!