417-800-2301

Robocall-  There's no problem with your credit card account, but if you'd like to lower your interest rate, press one now."

Call ID = Qual Cord
Another lower your interest rate calls. The sorry A**SES.
The area code is for Missouri but this is probably a fke number that these people like to use.

The very same message with the same damn voice has come from no less than 3 other numbers in the last 6 months. There appears to be no way to get these people to stop. It's kind of hard to getto the phone while I'm going thru a home infusion to answer the phone for this [***]. I wish one of these gutless wonders would stay on the phone so that I could politely ask them to please stop calling me......

if they stay on the line, and you wish to not be called, they just hang up no comment or word. grr.

The call starts out saying that this is about my account, which is a misrepresentation.  I pressed a button to speak to someone, and whoever answered hung up on me instantly when I said anything other than immediately answering their initial prying/information gathering/invasive question about my finances (i.e., I was not allowed to ask the name of their company - I did so and they hung up, and I tried more than once as they keep calling). People, if you want to lower your interest rates or consolidate debt, there are many well respected companies/banks with transparent/professional business practices who will be happy to help you.  Never do financial business with a telemarketer (especially once which will not even tell you their company name, and trains employees to hang up on consumers who ask typical questions).

I, too have gotten the exact same recorded message on my machine, from the exact same female voice, from several different numbers.  This one came in today at 10:59 am.  When the recording says something like "this will be your final notice"... if only that were true and they'd stop calling!!

Probably same old-same old. This is apparently another credit card call.  I don't answer calls when no name but strange numbers appear  on caller ID.  This number and V09261016460013 appeared on caller ID.

Rachael from Card Services.  Pushimg 3 to stop the calls does no go, so if you push 1 to speak with someone and express your displeasure with the repeated calls, they simply hang up.

Stop calling NOW

Just received the same "card services" call.  I do not pick up the phone on numbers I don't recognize.  If it really is legit, they will leave a message.  This one calls often.

just a call from this number,spoke tom a live person.informed her i was on the DO NOT CALL LIST.she said to fuc****g bad

Credit Card Services - NDNCR complaint filed (not that it's likely to do any good.)

I have received this same recorded message from three different numbers in as many days. I have repeatedly used thier "opt out" feature, yet continue getting these calls. They never use the same number twice, in my experience, so they are impossible to block. Caller ID is CARD SERVICES.

Everything I've read so far leads me to believe this is a scam operation. Do not give them any information.

got same call today from different number about lowering interest rates.  they never identify themselves.

as long as u pick up their call they wills call more they were calling me 3x a day 5 times a week  i stop picking up the phone and they r down 2 calling me once a week

We must have had the same potty mouth girl.... I pushed 3 and said I did not want to have anymore calls from them, that my number is on the do not call list and she said "F*ck you" and hung up.  Quality people they have working for them.... makes you want to do business with them, eh?

The criminals behind this operation do not come to this site and even if they did they would have no intention of removing someone that posts here.
I use this site to pass on information that I have gathered and hopefully it will give some insight into these criminal operations. I'm just a poor ignorant uneducated country boy from backwoods Wisconsin who has received more than 300 calls from these scum sucking criminals.

Who the suspects are:
https://complaintwire.org/complaint/ipzhHRymJ ... gon-robo-dialer
http://telemarketerspam.wordpress.com/2012/08 ... l-telemarketing
http://latimesblogs.latimes.com/money_co/2011 ... -companies.html
http://www.bbb.org/west-florida/business-revi ... ter-fl-90107305
http://investing.businessweek.com/research/st ... vcapId=23957705
http://www.ocregister.com/articles/cox-353170-agency-companies.html
http://www.ftc.gov/os/caselist/0923193/index.shtm
http://articles.latimes.com/2011/nov/29/business/la-fi-lazarus-20111129
http://www.scamwarners.com/forum/viewtopic.php?f=4&t=22278
http://www.consumeraffairs.com/debt/client_services_inc.html
http://www.scambook.com/report/view/71722/Ambrosia-Web-Design-Complaint-71722-for-$998.00
http://onthespotblog.com/the-hunt-for-rachel-at-cardholder-services
http://www.scamchecker.com/content/cardmember-services-another-scam
http://www.state.ia.us/government/ag/latest_n ... fundraiser.html

How it works:
http://blog.usa.gov/post/30393077932/answering-your-questions-about-robocalls
http://onthespotblog.com/on-the-spot-blog-sti ... holder-services
http://onthespotblog.com/tag/cardholder-services/
https://complaintwire.org/complaint/ipzhHRymJ ... gon-robo-dialer
http://telemarketerspam.wordpress.com/2012/08 ... l-telemarketing

People should continually file complaints with their Attorney Generals office and also file with:
http://www.fcc.gov/complaints
https://www.ftccomplaintassistant.gov
If enough people keep complaining then maybe something will get done.

Many of these calls are coming from Costa Rica and India and they are using spoofed (false) numbers, which in itself is illegal. They do cold calling for or sell the leads to numerous companies in this country and they know that what they are doing is illegal. Tomorrow this same number may be selling Cruises, Timeshares or Security Systems but if you follow the money it usually ends up in the hands of an American LLC.
These scum are making money by sending their bogus Caller ID information to your phone company. Telephone numbers are Calling Name (CNAM) provisioned and stored in a special database accessible to other telecom utilities.  This means that for any outbound call that transmits a special  code corresponding to one of their phone numbers, these criminals collect a fee for transmitting the caller ID information to the Local Exchange Carrier receiving the call.  When you see a  phone number in your caller ID (along with some name like Card Services), your phone company has to reimburse the caller for downloading that info from the database where it’s stored.
These fees are typically fractions of a cent per call however when these fees are aggregated across tens of millions of outbound calls per week, it amounts to significant money.  Huge volumes of unsolicited telemarketing calls can drive significant revenue into the pockets of these scum sucking criminals. In return your phone company charges you a fee (it may be hidden or $5 to $15 on your phone bill).  Since they only pay out a small portion of this fee you can see why your phone company allows this to continue.
If someone makes the mistake of answering the phone and falling for their con then it is just icing on the cake for them. These people are the lowest form of filth on this planet.

The criminals behind this operation aren't going to pay attention to you asking to be removed from their list. Their calls cost them nothing and they can make a million of them a day so they have no intention of ever removing someone. When you press a key to talk to them all that is accomplished is to verify that they have a working number.
Unfortunately blowing an air horn or whistle doesn't work either. Their headset have noise dampeners plus they are expecting it. However with that said if it makes you feel better then by all means give it a shot.

Robocalls are illegal unless you have given them prior permission in writing (not worded into some small print contract from a 3rd party) and are absolutely illegal to a cell phone.  The Telephone Consumer Protection Act permits individuals who have received certain unlawful telemarketing, such as junk faxes or telemarketing calls, to sue the violator in state courts where they may be awarded up to $1500 for each violation.
http://www.ftc.gov/bcp/edu/microsites/robocalls  
http://www.ftc.gov/opa/2012/07/robocall.shtm
http://transition.fcc.gov/cgb/policy/TCPA-Rules.pdf
You can also try suing them in small claims court. This site has some information on how to proceed.  http://www.killthecalls.com

Many of the disposable numbers come from Pacific Telecom Communications Group and they are currently under investigation and in the midst of various lawsuits. (The principles involved have been part of actions by the FCC under other business names).
http://telemarketerspam.wordpress.com

The Oregon Public Utilities Commission has revoked Pacific Telecom's certificate to provide telecom services in Oregon.

The Indiana Attorney General’s Office filed lawsuits against:
Consumer Credit Group and Proactive Planning Solutions of Arizona for violating Indiana’s Do Not Call Law and Auto-Dialer Act known as the robo-call law. Both companies violated the Credit Service Organization Act and Deceptive Consumer Sales Act by not obtaining $25,000 surety bonds with the state and collecting money upfront without performing any services.
Debt Zero of California for collecting money up front, failing to provide services or a refund and operating without a $25,000 surety bond.
Clear One Advantage of Maryland and Credit Arbitrators of Texas for violating the Credit Service Organization Act and the Deceptive Consumer Sales Act by not obtaining the required surety bonds.
http://www.in.gov/activecalendar/EventList.as ... ation_id=107077

Arkansas sues robocallers:
http://www.arkansasonline.com/news/2012/aug/0 ... marketing-firms
Missouri sues robocallers:
http://www.legalnewsline.com/news/236974-kost ... nies-over-calls
Mississippi sues robocallers:
http://msbusiness.com/tag/telemarketing

FTC is sending refund checks to 4,468 consumers “who allegedly were defrauded by a telemarketer who used robocalls (prerecorded voice messages) to pitch worthless credit card rate reduction programs for an up-front fee.”
http://bbbconsumereducation.com/the-checks-in-the-mail-this-time-its-true

Proof that current laws mean nothing to these scum suckers. Civil action by the FTC against such criminals is totally ineffective. These criminals need to be charged with Federal Felonies and subjected to significant jail time. All of those involved know that they are violating FTC regulations. The FTC levies huge fines, then rescinds them based on inability to pay. The FTC settles for the minimal cash on hand, and enjoins them from future telemarketing. The criminals sign off, then go right back to business as usual. These same people under different companies have been sued in the past and have only paid a minimal fine. Here are just a few:
http://www.ftc.gov/opa/2011/12/roycox.shtm
http://www.ftc.gov/opa/2010/06/asiapacific.shtm
http://www.ftc.gov/opa/2012/03/asiapacific.shtm
http://www.ftc.gov/os/caselist/0923193/111219roycoxcmpt.pdf
http://www.ftc.gov/bcp/edu/microsites/donotcall/mediacenter.html
http://www.ftc.gov/opa/2012/02/afl_financial.shtm
http://www.ftc.gov/opa/2012/02/voiceblaze.shtm
http://www.ftc.gov/opa/2010/03/voicetouch.shtm
http://www.ftc.gov/opa/2009/05/robocalls.shtm
http://www.ftc.gov/opa/2009/12/robocall.shtm
http://www.ftc.gov/opa/2009/09/twi.shtm
http://www.ftc.gov/opa/2011/02/robocall.shtm
http://www.ftc.gov/opa/2009/05/robocalls2.shtm
http://www.ftc.gov/opa/2010/12/jpm.shtm
http://www.ftc.gov/opa/2010/08/voicetouch.shtm
http://www.ftc.gov/opa/2011/11/sonkei.shtm
http://www.ftc.gov/opa/2010/05/ams.shtm
http://www.ftc.gov/opa/2011/01/khalilian.shtm
http://www.ftc.gov/opa/2012/09/nelsongamble.shtm

Write your Congressmen and Senators. We need CRIMINAL penalties against the companies that are profiting from these calls. Follow the money, slap them in prison, no one left to outsource to overseas boiler rooms, problem solved.

Caller ID - indicated "Nevada MO". Did not talk to caller. If this is "Credit Card Services" then they continue to call us despite being asked to stop and our number being on the No Call List.

Thanks for the tips, fello 800Notes users. Since I use a prepaid I NEVER pick up, knowing full well that somone (perhaps me) has reported the miscreants.

I get a scam robo call from Card Services every day. They said press one now to speak with a live operator and lower your interest rates. They make it seem as though they are my credit card company, but they are not. They call from many different numbers.

card holder services has contacted me for the last few years a few times a month and I hAve asked, time and time again to be taken off the phone list....this has yet to be done for me and I am on the national do not call list and I DON'T EVEN OWN A CREDIT CARD!   IF I GET CONTACTED AGAIN BY CARD HOLDER SERVICES I AM CONTACTING MY ATTORNEY GENERAL AND I WILL SUE YOUR COMPANY!