443-550-7967

FIRST FINANCIAL---CREDIT CARD COLLECTOR

These guys must have 50 different phone numbers. It's like whack a mole with call blocking.

No message and no one there if you pick up so I don't even know who they are looking for!

these people called and asked for my little son i think that their freaks

their so weird and retarted

They just started calling me...same thing, no voice mail, no answer....just a bothersome ring.  Weird.

They call here all the time for the wrong person. I just push the end button on the cordless. The phone will quit ringing on my end, but keep ringing on theres.

i called them backed talked to a crystal they asked for a former renter from before we moved here told him he moved long before we moved here and she put a do not call block for this number

My caller ID said Asset Acceptance...what a clever way of covering up your real name....guess I will be blocking that one too...they are probably related to Portfolio Recovery....pigs...........

do you  get calls from different area codes too??...they are being even more clever by using local numbers so you will pick up the phone....

Now they just called with the number 990-8984...with no area code...this is actually another fake cell number they are using....I seriously think they are connected with Portfolio Recovery....if not...the company must have been started by an employee who left there!!!! jerks..........

I said the same thing!!!!!!!!!!! They are using multuple numbers...different ones every day....do you know if Comcast offers call blocking ??? I will have to find out because my phone only blocks 30 numbers and PR is the majority of them.

They continue to use this number.  I think the person/company that comes up with a number blocking service/relay, will make a fortune!!

Calling me at work repeatedly, asking for me then hanging up. Penny called me today. 2/6/12

Funny thing they all me from 8 am till 10pm allways the same number ASSET ACEPTANCE! For awhile they were looking for someone else then I told them over a hundred times that they had the wrong number. Then one they called and I yelled into the phone for them to quit calling me and that the person they wanted does not live here. Well they turned around and asked for me!!!!!!! Then they said they were a collection agency!! I think it is all a scam and I allready told them to stop calling me cause I hve small kids that they keep waking up. Now we sleep with the ringers off and when they call we answer and say hello you reached the Walker residence! LOL So as of today they apologised and said they will ONCE again remove our number! So we shall see.....

Watch what you're doing with time-barred debts
By Lesley Fair
January 30, 2012 - 10:56am

Of course, people are responsible for their debts.  However, at a certain point, how much time has passed becomes an affirmative defense under state law and creditors can’t prevail in court.  But what happens if a payment is made on a time-barred debt?  A consumer can really get clocked — because in many states the debt can be revived if a person makes a payment or says in writing that they intend to.  The FTC has announced a $2.5 million settlement with Asset Acceptance, LLC, for allegedly breaking the law in how it tried to collect time-barred debts.

Michigan-based Asset Acceptance buys unpaid debts from credit card companies, health clubs, companies that provide telecom or utility service, and other debt buyers.  Getting the debts for pennies on the dollar, the company targets accounts other collectors have pursued unsuccessfully and are more than a year past due.  The problem, of course, is that if a debt collector tells somebody they owe money and demands payment, it may create the misleading impression that the company can collect in court.  That’s not the case with time-barred debts.

A law enforcement action filed by the Department of Justice on the FTC’s behalf charges that Asset Acceptance pursued debts — including time-barred debts — in ways that violated the law.  Among other things, the complaint alleges that the company:

•claimed that consumers owed money when Asset Acceptance didn’t have proof to back it up;
•failed to disclose that debts were too old to be legally enforceable or that a partial payment would restart the clock;
•failed to give consumers verification of a debt when they asked for it;
•provided information to credit reporting agencies it knew — or had reasonable cause to know — was inaccurate;
•didn’t notify consumers in writing that it passed negative information on to credit reporting agencies;
•didn’t conduct reasonable investigations when it got a notice of dispute from a credit reporting agency;
•illegally told third parties about people’s debts; and
•used illegal debt collection practices.
In addition to the $2.5 million civil penalty, the settlement puts provisions in place to protect consumers going forward.  For example, when dealing with debt it knows or should know is time-barred, Asset Acceptance must disclose to the consumer that it won’t sue on the debt and — assuming it’s the case — it has to tell people that it may report nonpayment to the credit bureaus.  Once it has made that disclosure, Asset Acceptance can’t sue, even if the consumer makes a partial payment that otherwise would restart the limitations clock.

The order also prohibits Asset Acceptance from making material misrepresentations about debts;  from “parking” debt on a consumer’s credit report when it has failed to notify them in writing;  and from violating the FTC Act, the Fair Credit Reporting Act, and the Fair Debt Collection Practices Act in the ways alleged in the complaint.

http://business.ftc.gov/blog/2012/01/watch-what-youre-doing-time-barred-debts

Calls and leaves no message. Just a scammer trying to get personal info.

Actually,these fools use different tactics to collect past washed out debt.The company name is actually accelerated debt services.I picked up the phone,after these pigs would not leave a message.They found my new number,somehow.They were looking for me.The lady was a punk and,I hung up the phone on her,for trying to act like she is the credit police.I told her the law about unsecure debt and laughed in her face.I ve already sued these ,fools a few months back on another credit card and credit harassment and won 500 in a court case.I wait for them once more to call a neighbor or family member again,so that my lawyer can win me 1200 dollars this time around.I could have sued them this time ,but forgot that they are the ones,I took to court and they had to give me money.They broke the law again and this week contacted my lawyers again.I have another open and shut case,it's like they love giving me money(I bought beer for weeks on that settlement) .As part of the agreement between our parties they are never to contact me again.....If you guys want the number to my attorney let me know,I won my case and received my check in 3weeks..best of luck to all...dealing with these intrusive wanna b's

They keep calling someone else that use to have this number....

I do not like this phone number calling.  It says reset acceptance.  Sounds like a phone scam to me.

Dont answer the call and do not call them back, they will call and call and call if you do
JUst file complaint agaist them at RIP OFF report .COM and Wiht the BBB

BBB will contact them and they will stop calling