480-305-6100

Somebody gave me your phone number,I have an assignment for you,call me

Voicemail was from a person named Mike who said they got my number from someone who saidI could help on a "project" for patient fiancial services.

person called said her name was jasmine and need help with a patient financial services project. I think they a phishing for information and get information from a job seeking website.

She keeps calling herself Megan. Has called several times asking for help on a "project for administration"

Received a call from Megan stating someone gave her my name and number to help assist her with an administrative project.  I have received several messages from her.  This is untrue.

I have started receiving calls last week.  I do not answer calls from numbers I do not know.  I wonder what type of scam this is?

Hey everyone!
I was pretty leary when I received a call from Megan also but I decided to give it a chance since I was so desperate for a job lol low and behold turns out they are a legit company based out of Scottsdale (AZ) that contracts mostly for Healthcare positions...I'm glad I gave it a chance I interviewed with a top pediatric office here in Dallas and I start on Aug. 13!!! So it seems weird how they just call out of no where but I'm glad I gave it a chance :-) !! Hope this helps!

Be careful with this.  I know collectors that try to collect on really old debts that use this type of tactic.  I was told once you call them they can restart the time on your debt (don't know if that's true or not).  I got the call, but I have no background in the position she's calling regarding.  Plus I'm employed full time right now and I'm not looking for another job.  She stated her name was Megan and she received my name from someone to help her on a project she's working on with healthcare reimbursement and to give her a call as the project is time sensitive.  If a recruiter is calling and leaving a message I really don't think they're going to tell you they got your name from someone.  They're going to tell you who you were referred by and if they got your name off of one of the job boards.  This just screams down right mean collections tactics.  Taking advantage of the poor economy and people will jump on something they think if job related.  I wouldn't doubt that Alicyan is someone that works there.  Why would you search the number and leave a message if you already spoke to them and accepted a position.  There would be no reason to post on here unless she wanted to clear up a previous post.  Idon't see another from her do you?  I'm going to call really late tonight from another number and I'll update my post when I find out the company name.

Hi,  I called this number early this morning and went straight to voicemail for Megan with no mention of a company.  My guess is that it's a major collections scheme.

To give you an idea of the kind of debt they are trying to collect on.  I have an updaid credit card debt of around $300 from when I was in college (1995).  That's 17 years ago, but they keep selling the note to others trying to collect on it with interest.

When you find out who they are, ask for a legitimate physical mailing address so you can send them this letter. Send it VIA certified mail and get a receipt:

Today's Date

Your Name
Your Address

Collector's Name
Collector's Address

VIA CERTIFIED MAIL

RE: [insert account number or name of account or name of debt]:

Dear [insert collector's name or company name],

This letter is in response to your [letter dated xx-xx-2005] (copy enclosed) or [phone call on xx-xx-2005], concerning the collection of the above referenced [account or date].

I do not believe I owe what you say I owe therefore I dispute this debt. I am well aware of my rights under the Fair Debt Collection Practices Act (FDCPA) and my state laws so I hope to save both of us a great deal of time by letting you know that not only do I dispute the validity of this debt, I have also checked with my State Attorney General and verified that the Statute of Limitations for enforcing this type of debt through the courts in (insert your state or the state in which the contract was signed) has expired. Therefore, should you decide to pursue this matter in court I intend to inform the court of my dispute of this debt and that the "statute of limitations" has expired.

This letter is your formal notification that I consider this matter closed and demand that you, or anyone affiliated with your company, stop contacting me regarding this or any other matter except to advise me that your debt collection efforts are being terminated or that you or the creditor are taking specific actions allowed by the FDCPA or my state laws.

Be advised that I consider any contact not in accordance with the Fair Debt Collection Practices Act a serious violation of the law and will immediately report any violations to my State Attorney General, to the Federal Trade Commission and, if necessary, take whatever legal action is necessary to protect myself. Be advised that I tape record all phone calls and violations of the FDCPA can result in you or your company being personally fined up to $1,000 per incident.


(Sign above name)
Printed Name

http://www.fair-debt-collection.com/Disputing ... ute-letter.html

Thanks!  I'll definitely use that when I receive this junk in the mail again.  :)

} I was told once you call them they can restart the time on your debt

What you were told may not be what you understood. Else if that's precisely the advice you heard, you should never listen to that person again on financial matters.

The issue you struggle to think of concerns Statutes of Limitations on four categories of debt, which vary widely in length per U.S. state. SoL sets a ''shot clock'' for litigation to collect on an account. The clock begins to run typically when a debtor defaults.

In some jurisdictions a simple verbal admission of liability is all a debt collector needs to wind back that SoL clock. Phrases like "my debt" and "I cannot pay" and "the lender would not work with me" are to be avoided always. The older the account, the greater the collectors' motivation to entrap you.  

That said, the mere act of communication does not mean agreement with a debt claim or an excuse to reset the SoL. Realistically you will be unable to defend your rights without making some form of contact. *HOW* you behave during contact is what counts. It is wise to guard what you say and to direct the flow of information one way only, from the nasty collector to you, and see if you catch any FDCPA violations. (... like maybe posing as an employer or headhunter?) If you can't handle this, stay strictly on a paper trail.

It's a smart idea to verify your SoL with whatever state agency can field the query. Proving the point, if this item is correct, two states have odd medical exceptions:
http://www.moneyrepair.net/bad-credit/489-sta ... debt-bills.html

The prime time to respond is not "when you receive this junk in the mail again" but within the thirty day period your initial dunning letter should mention. Your moldy credit card debt is way past SoL in every state, so you should be safe sending a full "cease communication" notice.

I agree with establishing key facts regarding collection contact but not with lecturing the collector as the template Alf found on a paper mill law firm site would advocate. It is enough to raise a dispute and set a "shut up" order. If they want to ignore this and violate, it's their choice, and their turn to be named "defendant" by you.

Offered as intelligence and not confirmation of caller identity:

"Patient Financial Services" is the name of a medical debt collector bought by another medical collector, Optimum Outcomes of Raleigh NC, in July 2012. Optimum itself was known as Revenue Cycle Solutions until May 2012, which was previously named Absolute Collection Service. Rebranding to stay ahead of reputation damage is common in the collection industry.

Whether you are called a debtor or some collector thinks you can flush one out, you have rights and options. Many are simple to exercise if you only learn how. You are granted control of how you are contacted, the right to dispute debt claims, and the means to sue violators at low cost. The FTC and the CFPB can start you on your homework. See also if your state laws grant additional or stronger rights.

official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm

CFPB reiteration of the Fair Debt Collection Practices Act
http://www.consumerfinance.gov/guidance/supervision/manual/fdcpa-narrative/

Among those rights is honesty and straight talk from a debt collector. Some chica asking for "help on a project" when the "project" is a debt account and the premise for the call is job recruitment does not qualify as honest.