480-409-2821

Caller ID says Zion Capital Fi……. Left a message stating that they had a buyer interested in buying our timeshare.

I answered the phone call and was a guy named Madison Gray with Zion Capital Finance. He said he had a buyer interested in my timeshare but didn't know what unit or size timeshare I owned. How can someone be interested if they do not know what I own?

I proceeded to look into the company further and found that the owner Ryan Gutridge is associated with over 30 small LLC's which are all using the same address. The address just happens to be a UPS Store.

Seems extremely shady to me.

We also had a call from Madison from this number... Anybody know if they are bogus or legit?

said they sold my time share in Arizona for 14000.00 and I need to pay the closing cost of 1992.00
Is this company legit? please let me know name of company is zion capital finance
joylavend@aol.com

just sent you a message joyce

Everyone has great questions but what are the answers? I also was contacted by Zion finance with a buyer interested and we are in the process of negotiation right now. Does anyone have answers?
mrmarkdavid@aol.com

See:
http://www.consumeraffairs.com/news/timeshare ... ims-041014.html

I was. also contacted and let them talk me into sending $1990 to cover closing cost to sell my timeshare

I was contacted by this company and let them talk me into sending money for closing cost, then they said I had to send more money before I got paid for my timeshare. I have contacted Az BBB and the att. general's office. They are a scam company and I doubt I will get my money back. Do not send them money, please help me to stop this scam company.

do not send them money, you will lose it

do not send them money, they are scamming yoy

We got a call in July of 2014 from Zion Capital Fiance. We sent in 1995.00 to them for closing cost. I have yet to get our money they promised for our timeshare. However, a man named Cody Reynolds called me back after months of not hearing from them and said everything was good , that was in September and I have talked to Cody several time including in December which he said our buyers had signed the papers and he was just waiting on the attorney to send them to him and we would get our money. He sound very convincing and assuring. I cannot believe they are doing this to people. We have not our money yet and it sounds like we won't ! Very pissed.

I recieved a Call from Cody also after not hearing from them for months with the same story that the Attorney has sent the paper work and they package is in.  Now they want us to send them $500 for the taxes on the Quick Claim Deed and $600 for the Title Insurance.  I am not going to play that game with them.  I have already lost the 1995.00 they asked for upfront.  "Fool me once shame on you, fool me twice shame on me."

People.. stop giving these crooks money. Its a scam, you're feeding the money they need to keep pulling this off. If someone is interested in your time share why not find out there info and contact them directly or vise versa.

I paid this company since September of 2014 and was promised tat this will take 90 days no more .  It is now almost 120 days and I cant hear from these people.  They are very dishonest as their phones are now out of service.

Zion is now gone now, they opened themselves as United Capital Holding Associates. This guy just opens boiler rooms and keeps moving so he doesn't get caught, even if that's his real name. Gotta stop giving money to cold calls, anybody can make up a company and sell you an idea or a dream.

We received a call from Zion Capital Finance (James Davies) in Sept.2014 about selling time share for us. Everything sounded on the up and up.  Well-----WRONG..   Needless to say, we were SUCKERED from the word GO.  We had several phone calls from Zion (Emma Walters) and (Cody Reynolds) both asking for cashier's checks to be made out and sent to United Capital Holding Associates in Winter Park, Fl. First check was for $1988.00 (legal paperwork) and then Cody called in Dec.2014 asking for $1650.00( $550 doc stamp fee and $1100 title insurance)  Of course  the $1100. 00 would be refunded after sale was completed. So  when United Capital received the last cashier's check, a packet with final paperwork and a cashier's check for the purchase  amount ($28,000.00) was to be overnighted to us.   Well, it's been a LONG night, because we have yet to receive anything.(Today is Jan.28,2015)   I have not been able to get a response from Zion  either
by phone or email.

It's SAD that Zion and United  Capital are able to get away with such a SCAM. It's more SAD and INFURIATING that  these
two companies  seem to be praying on SENIORS and VETS. I'm sure in each case that the property sale revenue was needed for that household to survive.  WHAT A SHAME THAT PEOPLE HAVE TO BE SUCH CROOKS.

We first started receiving the same calls from Zion Capital Finance, from James Davies then we were linked up with Emma Walters to set up the documents for sale and were asked to send a check for $1988 to Capital Holdings Associates. which we did the 1st of December.  Then Cody Reynolds called and asked for the $1650 ($550 doc stamp fee and $1100 title insurance) via wire transfer.  We only sent the $550 and Cody was quick to email and request the rest, which we did.  We never heard back, I called and emailed Cody and left message.  Much to our surprise he called back from home (Feb. 25th) saying he had been gone due to a death in the family and was trying to catch and would be in touch.  Friday, Feb 27th he missed getting with United Capital due to the time different and he would get us on the 28th.  Sat, Feb 28th he called to say that United Capital Holdings had a computer glitch and made the check for $550 to us rather than to the company to cover taxes and also the tax limitation was due to run out so he needs us to send United Cap. Holdings via wire another $550 dollars.  He will be sending that check to us and we need to send him $550 now in order to keep the tax deadline from running out.  We said that once the check arrives we will send him the money at which time he said he would be afraid that the tax deadline would run out so we need to send the money now......Is this a similar outcome and story that the rest of you have heard?   We flat out told him we think this is a scam and of course Cody says it is not.

Did you ever receive your check?  I have Cody on the phone right now and he is asking me for the money for the doc stamp and title insurance.  I am reading him these comments but he is insisting they are legit.

On Sept 19th 2014 I received a call from Mr James Davies indicating that he had a sale for my timeshare in Orlando.  He emailed me an agreement where I sent a draft for $1988.  On November 21st 2014 He requested a final payment of $1650 which represented charges for documents and transfer of sale.  I sent this money as I was told the check will be ready.  Needless to say.  I have tried several times to contact Mr James Davies and Mr Cody Reynolds as all calls go unanswered.  It seems the company no longer exist.  These people are SCAMPS.  The owner of this business Mr Ryan Gutridge should be thrown in Jail.