512-717-4985

"This is an emergency notification for [Name].  My name is Melissa Hardees, I am with Arbitrary Services, it is IMPERATIVE that I receive an immediate return call.  It is regarding pending arbitrary allegations against yourself.  I need for you to understand; failure to contact my office immediately will give me no choice but to document your file as non-compliant and submit your case for immediate action.  My direct number, 512-717-4985.  Your case number [number].  That is [number].  My direct number again, 512-717-4985.  Govern yourself according, and GOOD LUCK."

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

Scam.

A REAL legal problem will be accompanied by snailmailed documentation, not merely a phone call.

I received a phone call from Joanna Cox of Arbitrary Services (512)717-4976 regarding a "time sensitive matter". She was attempting to prevent a family member, whom I'd never heard of, from having legal problems for issues such as bank fraud. She wanted me to Disclose the telephone number of  the relative.

A gentleman by the name of Paul Weisman claiming to represent Financial Crimes called my daughter in North Carolina and threatened her with a warrant for arrest for a supposed claim. She said they were looking for me and game me the number of (512)717-4849. When I called Mr. Weisman he immediately started screaming at me and then transferred me to a woman who when by the name of Director Laura Carter of Arbitrary Services Division. She proceeded to state she had a file on me and a case number for a supposed payday loan taken in 2010 when I wasn't in the US. She took offense when I started asking questions about the supposed case and the supposed creditor and said she wasn't going to play any games with me and was going to just close my file and claim I was non-compliant. She hung up on me, I called her back and asked for her address, phone number and professional license number. She gave me the address to the Travis County Office of the District Clerk in Austin Texas. I then called the Travis County District Clerk's office in Austin and asked for verification of Ms. Carter, they had no records of an employee named Ms. Carter and none of the information she provided was correct; they immediately stated "THIS SOUNDS LIKE A SCAM". The clerk at the office then contacted the County Courthouse while I waited on hold, in three - five minutes she returned and told me there was no one in the courthouse with that name and the state identification provided was not a valid ID. She also checked the warrants file and criminal cases files only to find nothing. She then told me to file a complaint and to not accept any calls from someone like this...MR. WEISMAN and MS. CARTER ARE A FRAUD...DON'T LET THEM FOOL YOU!!!!

Received a phone call from Jonathan Carter and Laura Carter Director of Criminal Prosecutions. Claiming we cash a check for $3500 and the State Attorney would take a payment of $1250.  The address they are using is 1000 Guadeloupe Street, Austin TX 78701 which is the Travis County Court house in Austin Texas. This is a SCAM.  I called to verify there information and Jonathan Jackson became very mad.  They call from 512-806-7626.

I received a call from Jonathan Jackson with Financial Crimes Division stating that I owed for a Payday Loan from 2009.  I was to call him back within 2 hours and let them know that I had the money to pay and they would tell me how to pay it.  The number is was to call is 832-532-4208 ext 7626.