516-946-7747

called my house and said his name was John Lee. I call the number back and it says to leave a message

got a call to my house, it's a cell phone out of nassau. when i called him back he said he got my info off of monster.com about a job, i told him i never registerd with them, so then he said it was careerbuilder...i said no. i asked him about this "resume" he had and he said he would have to get back to me. never called back.

Got a call from John Lee from 516-946-7747.  Called him back within 5 minutes.  Sent me a check for $100.00!
The trick is to call back and just say "hey john" like you've talked before. then he'll ask for address to mail your refund check.  Easy.  Cleared over a week ago.  Call him back now, its 24/7.

Got a call from John Lee. Used my first name, and said someone referred me to him about a position within his organization. I did not call him back. The thread here is proof enough its a waste of time.

I got a call from withheld, checked my voice mail, says to call back about my resume, funny thing is he never left the name of the company or any information. Also his name was John Lee

Rec´d call from this number. Said his name was John Lee. Knew it was sketchy since he didn´t leave his business name. Went right to this post and decided to call him after reading this. Sure enough, voicemail asks to leave a message with his name. No particular business or professional listing.

I´ll be happy to get back in touch with this guy and his scam...

Wife received call at home from this man using my full name. Said his name was John Lee & mentioned talk of employment. Felt it was suspicious since he didn’t leave his business name. Google his phone number; found this posting and tried calling back several times. Sure enough, voicemail keeps asking to leave a message with his name –I’m very wary of who’s this person.

Very sad. These people post their resumes on websites and when they're not interested, they bash you.

I received a call from the number (631) 361-6271 I wasn't able to answer, so this man John Lee left a message that said that they have my resume and want to talk with me, but he did't mention the position and the name of the bussines was something like "Roses International" he spoke no clear when mention it, he required me to call back to his direct number (516) 946-7747.  I google the first number and I found a bussines called "Primerica Financial Services" then I google the second number and no business was found.

John Lee
Primerica Financial Services is a financial services company that is structured through the MLM business model.
(631) 361-6271
732 Smithtown Byp Ste 202
Smithtown, NY 11787-5020

so if your into recurting people as your main goal then this is the scam i mean the job for you

what you need to do is stop fishing for people that have no intrest in doing business with you .your to old to be doing this

Primerica Financial Services...BE WARNED AND INFORMED
A little bit about me; I'm 21 years old, have gone to three years of college and film school. I'm a self-taught drummer. I consider myself to be highly motivated and an independent learner. In High School I put together and captained a paintball team that traveled around and competed in tournaments. I've made films throughout my life and entirely by my own want and desire. People call me a "Go-Getter" but I consider myself simply to be a person that is passionate about life and wants to live the best one I possibly can. I love to entertain and help people. I enjoy giving back to the community in my own unique way. My dream is to produce my own films in the next ten years. I currently hold my Group 1 Life/Health License and Loan Officer License. Within the next two months I will have my Series 6 and 63 licenses.

I am currently seeking ways to make myself financially independent and wealthy enough to live out my dream. For this reason I was very interested in Primerica Financial Services, as I instantly saw it as an opportunity to live my dreams. I was approached by a close family friend about three months ago and he wanted to tell me about the greatest opportunity since the great Real-Estate boom.

I asked him what it was. He said it involved the Financial Services Industry. I was very interested because;

1. There is a lot of money to be made off of money and the retiring baby-boom generation

2. I have always been interested in the world of financials

3. Investing is something I did not know a thing about and figured I could atleast get a bit of education;

So, I agreed to listen to the presentation about Primerica. Why not? It was only half an hour long.

About an hour and fifteen minutes later the presentation concluded and I was even more interested, but still a bit skeptical. My friend told me that I HAD to meet this big-wig who ran an office in Arlington, TX and averaged $100,000 each month.

Being the skeptic that I am, I decided to do a little bit of independent research. Within twenty-seconds on the internet I came across a site called "Rip-Off Report" which had countless articles and reports of mal-practice, abuse, and deceit. I also saw that there were a ton of articles defending the company. So, I gave it the benefit of the doubt.

I went with my good friend to Arlington and met this multi-lucky-millionaire. He held a position in the company called "SNSD" Senior National Sales Director, which sounds very official. I met him, and sure enough he banks about $100,000 a month, give or take a few thousand. He really is rich beyond imagination.

We began talking and I discovered he needed to make some videos and also needed a tech guy around the office. I am computer literate and have also been involved with video production since I was in the fourth grade. So, I went ahead and paid the $199, joined Primerica, and began working for this multi-lucky-millionaire for $15 an hour.

Three months, 1200 hours, and only $500 in compensation later, I have resigned from Primerica, but not the financial services industry.

Why? Simple. They are deceptive.

Primerica is an MLM company that principally sells life insurance. They, like State Farm, offer financial services, but are extremely limited in the options that they can provide their clients. Primerica must bow to the will of citigroup and can not "shop around" to find the best premiums, interest rates, and
investment programs for their clients.

The bottom line is that Primerica Representatives are salesmen. Most of them don't have a clue as to what they are talking about. Once I started to focus on becoming educated about Primerica's products I had thousands of questions.

My friend, who was my "upline," showed me an example of how Primerica can "do what is right" for the client in regards to mortgages;

Two loans
Both for $100,000
Both at 7%
Both with monthly paymens of $805
One takes 12 years to pay off, the other takes 30 years

I asked how that was possible;

"Simple" he says, "The 30 year is a regular mortgage, and the 12 year is a simple interest loan."

Sounds too good to be true. It is too good to be true.

I asked him where he heard this from;

"I heard it on one of the CD's of a guy who makes 2 million dollars a year in the company."

It must be true right? Wrong.

The formula for simple interest is Principal x Rate x Time.

I did the above example by hand. It's not even possible. There is no way that it is possible. My friend is an idiot. He doesn't know what he is talking about.

I went around the "base shop" asking various people how the above mortgage example is possible. No one could answer my question. I asked them what the interest rates were on the loan products, no one knew anything. I asked them about the Life Insurance policies, about policy rates and fees. No one knew anything. Every question I asked never received an answer. At one point I was told by the multi-lucky-millionaire himself; "You're a smart guy, but you ask too many questions to be successful here."

I could go on forever about my experience with Primerica. So instead of detailing conversations and experiences I will do what no one at my base shop, and no person to ever attack or defend Primerica, has done. I'm going to lay out some FACTS and hopefully these FACTS will ANSWER some QUESTIONS:

1. In the month of February 2007, Primerica recruited 16,500 people at $199 a piece. The $199 is supposed to be used for a background check, and the Group 1 Life/Health Licensing process. Any current or former representative will tell you that there is a "formula for success" in regards to recruits;

For every 10 people you recruit, 6 will quit and 4 will pursue their life license. Of the 4 that pursue 1 will fail the test and quit, 1 will pass the exam and never sell insurance, 1 will pass, do 2-3 transactions and quit and 1 will become a "success." So, for every 10 recruits, 7 do nothing with the $199.

Let's do a little bit of math for the month of February. 16,500 divided by 10 is 1650. There are 1650 groups of 10. According to the "formula of success" 7 out of the 10 will not use the $199 they paid. 1650 multiplied by 7 is 11,550 people who did not use their $199 fee for licensing. 11,550 times $199 is
$2,298,450. The goal for March is 30,000 recruits. 30,000 divided by 10 is 3000 times 7 is 21,000 times $199 is $4,179,000. In one month off of recruits alone Primerica made enough to pay the "guy on the CD who makes 2 Million Dollars a year" his money for the year and some change.

Can people get refunds? Absolutely. I am in the process of getting three of them right now. After the initial three to four days of processing your $199 loses $40 of value for background checks which actually only cost $20. The other $20 is said to be an administration fee. So in February, had everyone who didn't go after their Group 1 Life/Health license received a refund of $150, Primerica still profited $20 times 11,550 or $213,000.

Recruit. Recruit. Recruit.

2. New recruits are told they need to train in their warm market which consists of family and friends. During the training process the recruit sets appointments within their warm market and then take their Field Trainer, usually their upline, on appointments. At this point in time the recruit is not licensed and can not receive any compensation from the sales of insurance, writing of loans or investment accounts. For the first two to three weeks, new recruits do not see a DIME of money made off of sales to their own family and friends. This is a concept called "give and gain." Basically, on good faith, you take your trainer on appointments, allow them to profit from all of the appointments, and in return are promised that after you receive your license, your trainer will take you out on an equal number of appointments for an equal number of transactions and an equal amount of compensation.

Let's say recruit Adam takes their trainer Theo out to seven appointments, of which five sales are made totaling $2,500 in compensation to Theo. Adam gets his life license. Bob, a new recruit of Theo's, goes on 6 appointments with Theo and gets 4 sales totaling $2,000 in compensation. Theo gives Adam the $2,000, but now owes Bob $2,000 and still owes Adam another $500. How is Theo supposed to make any money? He better hope either Bob or Adam or both quit, and that his new recruit Charlie has a warm market that buys a lot of Life Insurance!

Let's say Theo becomes an RVP(which means you are upgraded to a 95% commissions contract) in December 2006. Adam works hard and of the 16,500 recruits in February his organization was responible for 70. Of those, 21 got licensed and 7 stuck around to make money. Adam's hierarchy consists of three seperate legs, two of the legs have 3 people and the other leg only has 1.

Adam makes RVP at the end of February. According to Give and Gain, because Adam has reached RVP, Theo now gets to take two legs of his choice from Adam's organization. Obviously he will take the two best producing legs which will be the two that have 3 people each in them. Now, Adam has a 95% contract, much better than his 75% contract, but he's lost the majority of his “over ride income” and now only has one leg, with one person. Just wait until someone in Adam's organization makes RVP! Then Adam can replace the two legs he had to give up!

You sound like a stooge. Are you in on this little scam? This guy's as phony as a $3 bill.

I have been enlightened by truth seeker! I am also a filmmaker!

I received several telephone calls from Jiann Lee & John Lee at 718-321-3979 & 516-946-7747 at 36-23 164th Street, Suite 200 in Flushing, Queens, NY.  They randomly get your telephone number and name and repeatly call and when you express that your not interesed they will harrass you and post lies about you on spokeo using your name and telephone number  stating you called them and asked for a job!  This company is a known scam and is known to harrass people.