530-589-8181

Same person calling from this number and 530-237-2233 claiming to be from harrison law firm telling me I am being sued , told him to send me someting in writing , he hung up. Has heavy accent said his name was jerry smith, that's original.

I had a word with Mr. Smith about the same, but that person was very much generous to me. Some one stole my identity and committed a fraud, against it and it was my mistake as its my responsibility to take care of my identity. I haven't paid any money to him, he already had every information of mine and he just told me to close my checking account and i had done that one too, as no one can commit fraud any more. He also advised me to complaint about this to local sheriff department. He is not helping me out to resolve this case as he further promised me, that he will investigate about this.

My daughter received a call from 530-589-8181.  Foreigner saying she owes money to somebody in California.  They knew her ssn...  She told him she has a lawyer and he hung up.  Another number called  and it was a foreigner again.  This time he said she owed money to a company in a different State.  I called the numbers and a foreigner answers as "Harrison Law Firm".

My daughter is getting calls too.  I called the number and the guy answers saying "Harrison Law Firm".  He rattled off my daughter's SSN, driver's license number and home address.

I have been receiving these calls for about 3 weeks now. Non-stop..all day long. At first, i was wondering what I missed because these people knew absolutely everything about me. My ss#, license#, employer, address, banking info. It was unbelievable. After listening for a minute (to what i could understand, that is), reality kicked in...i KNEW i didnt owe anyone money. No matter what i said, he insisted that i was going to be arrested, go to court, go to jail and be charged with fraud. I ended up hanging up on them..the first day. I contacted a friend of mine, an attorney after day 2 because i was getting real concerned about the calls. I was advised to contact local police and file a report (so i did), not that they could do anything really but just to have it on file. I was advised to get in touch with bank institution, employer, credit bureau's....anyone I could think of and also to change my number! Which i have not done. I have had this number for several years, its a pain to contact everyone with a number change.
Next time they called, it was a Mr. Phillaps, first time Mr. Smith (and i would really like to know what foreigner you know with these names). I was not as friendly as i was the first couple times. I told them to stay on the line because we were tracing the call, he hung up.  I called back and said to hold for one moment again so we could get the trace, he hung up again. I called back atleast 3 more times and let them know what harrassement was all about. He called me a few names and hung up. I didnt get any calls for 2 days but of course, they are back. I am documenting times, dates, names they call themselves and yes, its Harrison Law Firm that they are claiming to be for cash advance usa! Never even heard of cash advance usa....??
Im really hope something can happen to catch these people. They are criminals and its not right that innocent people have to play victim to them. Any suggestions?

These stupid scam artist are calling my number and I did not take out a loan from them saying I borrowed money from them (which I didnt) Telling me I am going behind bars. Any help out there?

I received a call from 530-589-8181 this person claiming to be from a Harrison Law Firm that there was a fraud case against me if I wanted to settle out of court for 539.89 they wanted a letter with a copy of my D.L. # and a walmart gift card info and if i dont send it for me to be ready, i spoke with someone claiming to be David Brown,Gary Smith,Max Hendrix all sounded like the same person with the same accent,when i asked for their address and bar code number he got very angry and wanted to know why i wanted their address i replied i need to know that they are lagit,he then got angry, the address he gave me,the zip code was Los Angeles one phone number was from Sacramento,CA and the fax # 206-666-5143 is from Seattle WA the phone number for this firm comes from a magic jack 530-589-8181 DON'T SEND MONEY.

DON'T SEND THEM ANY INFO OR MONEY it's a scam the same people called me and yes it's Harrison Law Firm SCAM!!!! good luck

Please go online to (www.ftc.gov) to report these phone calls.

I also got a cal from this number and he also called my boss at my part-time job, saying that he had my social security number.  The guy had a very thick Indian accent, but said his name was Max Hendricks.  The only place I have ever given out my boss' phone number was on payday loan applications (I'm not proud -- I needed money) where I knew they wouldn't contact my work for a reference unless they couldn't locate me.

The number says it is called from California.  I have looked and there is no such law firm with that phone number in California.  In fact, I called the number on Saturday and got a magicjack.com (from the ads on tv) answering "service."  The Magic Jack says right there in the message that the service allows you to make and receive calls for free.  No legitimate law firm would ever use a service like this and I left a message to that effect and said that I would be calling the Better Business Bureau on them.

This particular call used a Magic Jack.  I called after hours and that's who has the "answering service" for this phone number.  I had a chat with a Magic Jack representative who said she couldn't do anything, but would file a report.  Please contact Magic Jack.  Maybe if they get enough complaints, they will turn the owners of this particular number over to police, or at least shut them off.  Here's the link for Magic Jack:  http://www.magicjack.com/techchat/

Here's a transcript of my particular chat.  

Hayden: Hello, how may I help you?
Laura Winton: Hi. I and many other people am getting calls from someone trying to scam us using a phone number that has a magic jack phone number.
Laura Winton: I am wondering if you can tell me who this phone number is assigned to.
Laura Winton: They said they have my ss number, as they have told a lot of other people as well.
Hayden: I see.
Hayden: May I have the magicJack number please?
Laura Winton: 530-589-8181 begin_of_the_skype_highlighting              530-589-8181      end_of_the_skype_highlighting
Hayden: Please wait while I check that for you
Laura Winton: that number comes up on a google search too. They are scamming a lot of people -- or trying to.
Hayden: One moment please...
Laura Winton: ok
Hayden: I will be right with you.
Laura Winton: Also, can you do anything about this on your end -- shutting them off, calling the police or some other agency, etc.?
Hayden: I appreciate your patience.
Laura Winton: sure
Hayden: As I have checked here the number is under magicJack. Unfortunately, we are not allowed to disclose information of personal ownership of ones customer unless he authorize the inquiry.
Laura Winton: Also, can you do anything about this on your end -- shutting them off, calling the police or some other agency, etc.?
Laura Winton: If you do a simple google search by that phone number, you will see a LOT of complaints about it.
Laura Winton: There is a whole page or more and they all tell the same story.
Laura Winton: That's just on one website.
Hayden: I understand that, Laura. However, you can only do the public report on this number since the number was doing illegal works on your end.
Laura Winton: Right, but someone is doing illegal activity using YOUR service.
Laura Winton: So I am wondering what YOU can do about it.
Hayden: We cannot report things here on our end since we have no evidence. We cannot give information on what happened. I hope you can understand my side.
Laura Winton: Here's the evidence: https://800notes.com/Phone.aspx/1-530-589-8181
Laura Winton: There are a TON of similar sites on the internet, all devoted to that phone number.
Hayden: Please be informed that the number is owned by a personal person. That remains as private. I will try to get information here and send report of it.
Laura Winton: I understand that you personally cannot do anything. But sending a report would be great.
Laura Winton: I don't think this is the kind of thing your company wants to be associated with.
Hayden: We will check if we can do something on this.
Hayden: We will check if we can do something on this.

Here's a little more info about the original phone number:

The phone number is registered to someone named Jeff in Oroville, CA.  It is also a number registered to MagicJack.com.  Do an online chat and tell them that someone is using their service to scam people and demand that they file a report.

Also the advice to file a report with the FTC is good.  Here's the direct link:

https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en#last

this phone number from 530-589-8181 called this morning and left messages for my husband saying that he has taken a loan from cash advance usa. the person's name was david brown but he sounded like and indian or native and could hardly speak english.i called back and ask what this was all about because my husband has not took any loans from anyone. he told me my husband would have to pay $8000. and said he would need an attorny and go to court. he also said my husband would be put in jail for up tp 2-5 years.  the guy who claims to be david brown also had my husbands ssn, email, and work phone. i want to know what we can do about this. when i called he picked up and said "Harrison Law Firm"

CALL THEM AND HARRASS THEM BACK!!!  HAHAHAHAHAHAH! Call # 3....

Me.. Hello, hello,
Jerk: Yes hello,
Me: Please do not throw me in jail...
Jerk: Who is this
Me: Bobby
Jerk: Who is this I need your number
Me: Please take my credit card number
Jerk: What is your phone#
Me: 1.... pause... fiiiiiive...
Jerk: Hold on hold on (rustling of papers) What is your phone number
Me: 1.... Seven....W... Please do not throw me in jail, this is bad very bad
Jerk: yes you are being held ....
Me: (interupts) Have the papers been filed at the court house?
Jerk: Yes the papers have been filed...
Me Take my credit card number please....
Jerk: Sorry, God Bless (click)
MWAAHAHAHAHA Round 4.

These are criminals.  Nothing they tell you is real.  There is no Harrison Law Firm...at least not at this magicjack phone number.  Do not give them any information.  The best thing you can do is simply  hang up and report these criminals to the police.

It appears to me that this scam is connected to instant loan.  Payday loans, Tax refund loans, etc.  This is how they got your information.  If you have recently obtained a loan of this type, report the lender to the police.  The lender has sold your personal information to the criminals using this magicjack phone number to operate a scam.

**** IMPORTANT *****  This is a scam being run by criminals.   ***** IMPORTANT ******

They won't have a choice but to turn over the owner of this MagicJack number, if they receive a subpoena from the FBI or Homeland Security. Get them involved.

Kudos to "Sam" for giving the most intelligent and informative posts on this scam. READ, Bookmark and use as needed:

https://800notes.com/Phone.aspx/1-631-456-4041/2

I have been receiving phone calls from this group since late April / early May of 2010.  There is a good chance that they also attempted to contact me roughly two years ago before I entered into Chapter 7 Bankruptcy protection, as I faintly remember hearing the same script more or less.

As others have stated, the callers are difficult to understand.  Generally speaking their command of the English language is quite poor and their accents are hard to follow. At times they will get certain words or phrases mixed up.  It would be funny if it wasn't for the fact that they had:

a) Your SSN
b) Your home address
c) Your work address
d) Your banking info
e) Names, numbers and potentially the addresses of "references"
f) A complete and total lack of ethics and a basic understanding of the FDCPA.  

I have personally filed reports with the following agencies, often with limited (if any) success:

Local Police
my state's Attorney General's office
FTC
FBI
Secret Service

Generally the local police won't be able to help much.  The callers are using a combination of prepaid cell phones and VoIP, making them difficult to trace.  Also at their disposal are various spoofing tactics being implemented to catch people off guard - meaning the number that appears on your Caller ID isn't the number that is calling you for starters.  Without gaining a subpoena for the billing information for the numbers in question, the local police won't be able to get very far.  

My state's Attorney General's office couldn't offer much assistance either.  I received a form letter in the mail that my complaint was received and I would be contacted if they needed additional info.  It was more or less the same information I obtained from the FTC.  They each advised me not to give the individuals over the phone any account information or to authorize payment.  That's just common sense, though.

I never got anything from the FBI, either.  There is a good chance that since I haven't suffered a monetary loss that my concerns are low on the totem pole.  I hate to say this, but that is truly the case. Unless you were in the hole for a $1,000 (or more) you aren't going to get much more than "sorry to hear about your situation, change your phone number and move on".  I seemed to get some activity from the Secret Service.  I spoke with agent Doug Zloto. (Google him, referencing threads like these plus his name and you'll find his number also)  He seemed to care a bit more than the average person, but after giving him access to my Google Voice account, there has been no further activity from him that I'm aware of.

In the meantime I changed the wireless number the fraudsters had access to, they have no direct way to get a hold of me.  (Calls at work have ceased for some reason)  That in turn resulted in my "references" getting phone calls from the crooks.  Here is a word of caution for women that have been getting these calls - don't say anything and just hang up.  The callers are quite abusive towards women callers.  Why?  Possibly the culture.  If they are Indian / Pakistani, women are second class citizens there.  You will be treated like garbage.  This happened to a family member when she was trying her best to be extremely nice over the phone.  

The callers currently attempt to reach me through the female family member and an unused Google Voice number that they managed to find of mine.  I keep the Google Voice number open because, well, I can't delete it yet.  So, about every day, 4-5 times a day for the last week, I get voice messages from them.  It's usually just two full messages though - the other calls are broken up with static or they are attempts to read the script until the callers then screw up.  Really, they are that adamant on getting the script 100% that they will hang up mid-sentence and call back 30 seconds later.  

At this point it's a stalemate with these people.  

1) While they have the lion's share of information on us, they can't really do anything with this information.  

Why?  Think about it.

If they were to ever take funds out of your account without authorization, it's fraud and worse (for them) it is traceable.  That's why they won't do anything with your information, contrary to threats they make.  The money from your account has to go somewhere, and either your bank or a law enforcement agency can determine where the money was routed.  As a bank customer you are protected - you'd get the stolen money back in your account after 7-10 business days and the bank would be temporarily out the funds deducted from your account while they conducted their investigation.  The bank, along with law enforcement, would track down the fraudsters and apprehend them.  The fraudsters do not want to incur the wrath of a bank, just extort money out of you.  Remember that.    

Your authorization would absolve the bank from any and all liability, leaving you holding the bag.  Never give them authorization for anything - for all you know the call is recorded.  

2) We have no information on them.

Seriously, this has been going on at least since 2008, possibly longer than that based on some accounts. (6 years??? Holy crap!)  You would think someone would have slipped up by now.  Sadly, they haven't.  We can continue to grow our own intel on them and compile lists of aliases and phone numbers used, along with paraphrases of scripts used in order to educate other victims.  I'm actually putting together a site now in the meantime where I'll host audio files and lists of previous numbers used.  800notes.com is great, but no two calls are exactly the same.  It would be nice to have a site dedicated to the scam and how it works.

So that's where I am with these calls.  I have suffered no monetary loss, though I have been harassed both at home and at work.  They threaten me with arrest and other "fun" things in order to get me convinced I have to pay them.  My friends and family have been targeted and local and federal law enforcement agencies haven't been able to put a stop to things.  So, it is what it is.  I am out a wireless phone number I had for roughly six years, which is terrible since I was using that line when looking for a new job.  

Whenever I'm bored I spoof my number using Google Voice and return the calls.  I've called them the poster children for birth control, etc.  Basically a lot of nasty things that I'm sure the moderators here wouldn't appreciate me repeating - bottom line nothing nice.  I always like to close saying their parents must be real proud knowing their sons weren't man enough to get real jobs.  That usually gets a decent response.  

Way I see it - they can't do anything to me. (Despite a threat yesterday that my life would be f'ed up)  They can threaten all they want but my credit is frozen and my bank information has changed.  I've changed the only number they could really access me directly on and I've instructed my employer and family to not answer the calls.  I just call and harass them now when I find a few extra seconds.  What's the worst they can do to me?  Charge me with harassment?  

Nope, then they would have to identify themselves.

Oh, and don't bother contacting Cashnet USA about the calls.  Their "fraud" department could honestly care less.  Their "investigation" is merely a means of buerocratic CYA.  I would even be surprised at this point if actual law enforcement is involved in any shape, way or form at this time.  

There is a good chance that the information these crooks have on us was obtained from Cashnet USA - either from a database leak or from a collector that was once authorized by Cashnet to call on delinquent customers.  The other chance is they have access to Teletrack, and pulled all of our information off of there.

https://800notes.com/Phone.aspx/1-646-274-1143/3

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General’s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

PS--The FBI sent out a Press Release on this scam just last week:

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller’s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number—or personal information of any kind—over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

call constantly call back their box is full not accepting messages !!! ya sure. So just turne their # into the local police im marysville & yuba city , also the FTC the FBI & the Secret Service they all took my complaint & the number that has been calling they all suggested this is a scammer & they will all get back to me . Do the same & stop the calls report them to all of the above like I did.

530 763 7096 thanks for the # we turned them in also .