541-956-8822
Did you get a call from 541-956-8822? Read the posts below to find out details about this number. Also report unwanted calls to help identify who is using this phone number.
steve2 Mar 2007- That's what I was wondering, how in the world these people got my cell number? This is a collection agency that specializes in purchasing uncollected debts, especially those that have been discharged in bankruptcies or noncollectable for other reasons. Last call I got from them I threatened the guy with harassment law suit. Just wanted to put my 2 cents in.
- Just for your own information, DCS, Inc does handle student loans, however, they have been fraudulently taking money from thousands of people. There are many lawsuits on this company. I don't care if someone does owe them money. They can't call and demand a lump sum payment in large amounts and say they need it the following day. This is bu***hit and so is the company
- DCS, inc. does not "take" money from people, you "people" take out money to go to school and never pay it back. DCS wouldn't be able to just "take" your money anyways unless you authorized it. If you're referring to taxes being offset and taken, well then you need to take that up w/ the Dept. of Education.
- fyi, you're an idiot. They buy debt that's past the statute of limitations. They call the last phone number listed by the borrower. The person who answers usually does not owe the debt, since they were not the borrower. Then the agency tries to intimidate them into paying a debt they do not owe.
- FYI - You're the idiot! DCS Inc does not "Buy" loans. They are contracted by Federal and State agencies as a 3rd party collection agency. Very simple answer - Pay your bills! Americans complain about 500 million being sent to Iraq but know nothing of the 217 Billion dollars that "american citizens" owe their on government! No wonder my child can't go to school!
- Perhaps if the government would quit making it so easy for companies to send their jobs to India, some of us wouldn't be making so much less money than we would had our jobs NOT been sent away...paying my bills has become quite the challenge, so be careful how you say that. Many people are just a few bills behind which puts them just a few bills closer to living on the street, or if they are lucky to still have it, their car... most people want to pay their bills but harassment isn't the answer.
- TO FYI...
DCS takes money even after the loans are paid. They never send you any monthly statements letting you know your balance and/or next payment date. The U.S. Dept. of Education sends your application for a loan to a gurantor, i.e. Great Lakes, Fannie Mae, etc, who in turns seeks to find a lender. You have 30 days to respond to the collection agency, however DCS doesn't wait 30 days to hear from you. They begin to harass you from the moment you contact them desputing the balance or even owing the money. There have been people who have paid off their loans years ago but DCS and Great Lakes said that they still owe money. Petition! - wrong!!!!!!... i had a payment plan set up with them via electronic withdrawl... THEY decided to stop taking payments out of my account and pressured me into making higher monthly payments which i can not do... i pleaded with them to continue to take out the prior agreed upon arrangements... and now they are harassing me... so you are QUITE wrong my friend.. they DO "take" money.. and they DO harass.. and they DO renig on contracts..
PERIOD
- >> the question is<< you sign docs that u will rebay your obligation..yes it miaght be harsh and rude but it all started from the people that dont pay their bills..they like to borrow but they dont pay back what they owe..ythink about we talk and put all these harsh stories and comments on the internet but they are the Winners because they take every penny if you dont come up with any way to resolve your student loans..and they ae not only deal with student loans..they deal with Taxes,Mortgage and student loans..so we can bad mouth DCS.Inc but the end they are representing their clients...Everyone is talking about collectors is for all the uneducate people..but looking at that phrase..theres alot of them making more that Teachers and Secretary..sometime you dont need more higher degrees to succeed your dreams..now a days..its about your strength and for who you are..I understand why everyone is upset but they wouldnt have jobs and this success if we all pay our DEBT....I've being working for 9 years and still didnt get my tax return and they garnish my wages..they wont sya anything but the will once they forward your acct...but it was my falte if I made payments on my acc(it will be only for $150.00 a month now they are taking $615.00 a month from my check & all my tax refund..so I got two more years to go..I owe 57,000.00 its being in collection for 6 years and I owe almost 100,000.00 so now Im sufferring because I made big mistake..Good luck to everyone and Life is HARD when your not PREPARED...
- They called me at my work place. They are federally connected...which means they think they're above the law. But when I called them and told them that according to the Rosenthal Act, they can not call my job, they let up. Needless to say, they are now garnishing my wages, but I don't have to deal with them calling my cell or work #.
Daniel
- i have my phone set up to a fax when i see the collecton company caliing i let the fax pick up after several trys they quit calling ..........hope this info will help some of you people like me who are just poor and in debt and trying to have a phone without being harrassed all the time . try fax copy machines are cheep and can be set up to answer on a regular phone line. mine is a lexmark x125 printer/copier/fax machine cost me less than 85.00 at walmart. it seems to confuse those computer generated calls . i donot avoid paying my bills i just pay aqn equal amount to those that i own goodluck to all
- Thank you! I'm so glad there are a few sane people that understand that when you sign a legal contract YOU ARE BOUND BY LAW TO PAY IT. It is very sad that by the time I have kids, they wont even be able to get student loans because all of these a** holes are taking money and not paying it back. Whats more, federal loans are backed by OUR TAXES. Yes, even you and I; people who PAY our bills. its infuriating!
- Veronica - stowe it. Just because people owe - doesn't mean they are supposed to be harrassed about it. Those in debt have right too. It is good to know there are people out there who never make mistakes or forget things and are always perfect. I will remember to call you for advice. Shame on you. You cannot judge people until you walk their path.
- Bravo Tara B. I too owe student loans and the only work that I can find is part time contractual. I have two Associate degree's(which I paid for) and a BA in Business. I finally found a job, with the school system, only to get informed that there is a hiring freeze. The scariest part of all, is that our state is headed for double digit unemployment. Believe me I want to pay my student loan off, but I can't find a job to do so. I barely live now and make ultimate sacrifices to survive. I never dreamed that I would see this happen in our time. All you hear is that you need a degree to get ahead, but what happens when there are no jobs to be had? Thank you too Veronica. People should not be harassed, there truly are those who want to pay and are having to defer and anything else at this time.
- your stupid.. yes i am bound by law to abide by the contract.. BUT SO IS THE LENDER/COLLECTIONS AGENCY... reference my other note where they have decided that the payment that i was making monthly to them via electronic withdrawl was no longer good enough for them... WITHOUT TELLING ME... and simply calling me on the phone, threatening me if i did not pay more a month.. which i can not afford... i agreed to a contract.. and kept my end of the deal.. they did not.. they are shady and since they did not abide by the contract... and s**t end of the law
- Hello just making a comment on the neighbors being called by a collection agency including this DCS....company....all the neighbor has to do is put the number in the DO NOT CALL REGISTRY and if they call back again, especially since the neighbor has no clue as to what is going on, if the company calls again, she calls DNC registry informs them they called again, then WHAM, they are closed up for business under the Fair Debt Collection Act of 1974 until the investigation is complete. If indeed violations are found they will not re-open.......simple as that.....
- These idiots did the same thing yesterday. They called my neighbor trying to get my home #, stating that (the Caller Pam) she was my wife's sister and it was emergency, and demamded to know where she worked. BS all the way!!!!
Most of all they were phising for the the wrong person.
Cudos to my neighbor for notifying me of these jerks.
I have my Phone recoreder setup so I can foward it to the FTC.
This won't be the first time I have won against a neglagent and fradulant bill collector.
- They called my inlaws looking for there son. They his mom that they were a college friend trying to get ahold of him to catch up on old times. Now they are calling my house looking for him since he lives with us. They must have banker hours because they always call during the day when no one is home.
- hi there, I work for DCS inc, and I want everyone to know that we are not bad people and we are not out to get you. Other peoples cell phone numbers come with the accounts and are listed as references. Our accounts also often come with work numbers and obviously home numbers. If your number came with the account, it is most likely that the debtor listed you as somebody we could contact if we needed to get a hold of said person. If you do not want people from DCS to call you, you simply have to say "please don't call me." We note the account and stop calling you. It is our job to call the numbers on the accounts. We all have bills to pay just like every body else, the unfortunate part is that in order to pay our own bills, we have to get others to pay theirs. The truth is that I honestly believe I am helping people. Once you get your loans out of default, you get a completely fresh start. you can get new loans to go back to school, the IRS will stop taking your tax refunds, and the fact that you ever defaulted is completely erased from your credit. We are not unreasonable either. We are there to HELP people. Our lenders have every right to simply seize the money that is owed at any time, but instead, they send the account to us so that we can set up a reasonable payment plan and help you restart your life. If we are calling you about a friend or family member, try to keep in mind that we are trying to help them and if you truly love them, don't you want them to have a good life, free of debt? We are all people, all trying to survive, but survival doesn't have to be a fight.
- I paid my student loans off years ago, last payment made in 2000. This company is trying to get money out of me for one of my loans that I paid off and it's somewhat annoying. You try to explain to them that it's paid, they keep calling. I even have records showing it's paid off, and to them it does not matter.
- "fax in your payoff notice and we will stop calling you"
that tells on yourself! It shows your company Is a SCAM
because you are looking up Old records then calling people
pretending like they owe you when they Don't.
WHY would you need a fax in showing the bill was paid
to stop calling? If the money is truly owed you should have the info
already. Why would you need proof of it being paid already???????
Because its not your business and you never was owed to begin with!
- Veronica - get another job. DCS is dangerous. They do lie and they do violate the laws of this country to suck people dry for fraudulent debts. Oh I am sure there are some (and I mean just a few) "legitimate" debts in their work load but not enough to justify their egregious actions. Shame on you for bloging to this site. I do not think this forum was meant for people like you. Go back to work - you have other innocent people to harrass.
- How so? Many people do not lie and dont violate the laws, and very very rarely does any of the litigation that DCS sees result in company fault, because we are trained well, and work accoring to the laws, read up on them- they exist to help protect you from being harrassed, not help you avoid paying your debts. As she stated before, DCS isnt out for your blood and your not a turnip, most of these people are far from innocent.. if your getting calls for someone you know chances are that that person left you down.. go talk to them about it- tell them to stop giving your cellphone number. Also the phonebooks is a public piece of information, dont complain that we know how to use it too. Its called Skiptracing, its a 100 legal. Now im going to go back to work, calling the actual debtors I have who are happy to enter repayment because they realize its better for them than allowing me to garnish their wages and you know what, after i get off of work im going to go buy myself a nice latte' and some new shoes with my bonus.. I deserve it.
- OK, first let me say that if you actually work at DCS, remember that your a** is online with everyone else, if your company goes down for any reason....trust me I turned over a collection agency like DCS, to the Attorney General's office and when that agency was stupid enough to keep calling my home even AFTER I said stop calling, all she had to do is listen to the remarks made by the agency person, and OOPPPSSS wrong thing to do, she took the appropriate actions and EVERYONE working in the agency was prosecuted under the Fair Debt. Collection Act violation....so, soft soaping people in here that oh, your just here to get the money......is ludicrious.....and HELLO to everyone....you know what I usually do to a company calling me, and that goes for telemarketers too......if they are not allowed to call me and do.....I simply blow a whistle into the phone the minute they call.....haven't had anyone call back after that.....of course I don't have collection agency's calling me because I owe money I do pay my bills, I have when they do just what the other said, call me to get information on my neighbor.........
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