541-956-8822

More than one call made by a collection agency to a third person violates Federal law. They are permitted to call you once to ask for location information (home address, phone number, and/or place of employment) of the person in question.

The collection agency is not permitted to call a third party more than once, unless it REASONABLY believes that the information that you gave was in error or incomplete AND that you now have new information. Collection agencies try to stretch this one to the limit.

Also, if you ask, the caller must give his/her name and the name of the company. However, unless you are the party in question, s/he is not permitted to mention that the call relates to debt collection or to mention that they are a collection agency. If this  group has called more than once, it may provide grounds for a lawsuit, which costs should be recovered from the defendant.

For the alleged debtor: if you give them the name of your attorney, they are not allowed to contact you further.  I once had a problem with an agency calling on my adult daughter's medical bills. The caller would not believe that  my daughter did not live with me and when I gave him the name of her disability attorney, he wouldn't accept it and kept harassing me. A call to the head of the firm and quoting the referenced law stopped that!

Also, they are not  permitted to call after 8 pm, your time. Nor, if you notify them in writing (and they must provide you with the address when asked!) that you do not wish them to call, they MUST NOT.

There is more info on how, when and where they are permitted to call. Deceptive practices not allowed! (

For more info, Google Fair Debt Collections Practices Title VIII. A good synopsis is at http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act  However, reading the full text, although tedious, is beneficial.

I hope that they get sued and lose! They are a company without a modicum of decency.

I got a call from thes idiots looking for a friend.  I told them NOTHING!

How can you tell if a debt collector is lying?  There lips are moving.

D

DCS calls me about 4 times a day from different numbers. Today, it was this number. They NEVER leave messages. They will NEVER get a call back. If they can't act like a decent human being, they will not be treated like one. If they want to talk to me, they can do it through a judge.

Got a call a few days ago from this number, looking for my ex-brother in law, I told her she had the wrong number, don't know the person she is looking for.  She calls back again today, and I told her the same thing.  Decided to look up who they are and came upon this message board.  Thanks for the information.

for all u "lawyer" types, if u are going to quote the law, at least paste and copy. dont try to memorize everything u read because u end up misquoting and passing along false info. For those of u who are being "harrased" by these companies, yea maybe after awhile they will "go away" BUT to  those of u who owe student loans' even if they are 20 years old, they WILL NOT "go away". There is NO statute of limitations on government loans (ie; ALL STUDENT LOANS!!) and it is attached to your ss#. know what happens when u ignore a defaulted student loan? Your income taxes can and will be garnished along with 15% of your monthly pay untill the entire balance (plus back interest and collections costs) are paid in full or untill you agree to voluntary payments. couple years ago, i recieved calls constantly from a collection agency for my student loan from 20 yrs ago. i finally answered one day to see what they had to say. i was threatened that i would be garnished, sued.. the whole bit. after reading info on a couple sites like this one, i decided to follow that advise and ignore them. the calls did finally stop. then i recieved a letter from the same company (that i was told was fraudelent and full of crap) that i had less that 1 month to get into a pmnt program or else. or else what????? i still ignored them, what can they do, im in Texas and state law prohibits garnishment. Well I was wrong. no state prohibits garnishment on defaulted student loans. SOOOOOOO guess what, its been about 2 1/2 yrs and im still being garnished every month like clock work and every yr, they get my my nice tax return also. needless to say, i havent had a vacation in a couple yrs, as my tax return is what paid for vacations!!! and why did all this happen?? well my own stupidity for not pay the loan back in the 1st palce, but mainly i think, because people talk about things that they really have no knowledge of, for instance the law.. we all know that collection agencies are like mosquitos, we just want to squash them,. but word to the wise, if u are being harrased by a collection agency and you have a student loan, even if it is 20 yrs old. take them seriously. it is against the law for a collection agency to say they are going to garnish or sue you unless they really can. so if u are told that you are going to be garnished or sued, i would look into a little bit further than just reading stuff thats posted on sites like this. read section 3720D of the debt collection improvment act. its mundane but basically says, YES, you can and WILL be garnished without the collection agency having to go to court first. it happens in a matter of months. and once it happens, no lawyer can help!

another thing i recently learned, disability and social security can also be garnished up to 15%. isnt that about right, they give it to you, only to take it right away!!

I actually missed this call, but the name and number came up on the caller ID--I usually check such numbers on the internet to see if they are telemarketers or what.  I'm glad I did; now I know what to expect.  Thank you!!

I returned the call after I saw it on the internet.  They are the rudest people I've ever talked to--when I asked what the call was about or why they called, they just said they called the wrong number and hung up--The woman was rude and wouldn't give me any information.  When I called back again it rang and rang.  Then I did it again and she was just outright rude and snotty!!!!  I am not one that lets things slide.

I recieved a phone call today from this company. She,Mary, said I was given as a reference. She left a number for me to call back.

Received call from  1-541-956-8822 unwanted call

Caller from Caller ID: DCS INC 541-956-8822 calls my home phone daily. If we are not here or don't answer, they leave no message, just hang up and call again. When we answer, we explain that we do not know the person who they are looking for and our number is on a do-not-call-list. Our number was recently assigned by a VOIP company and the person they are looking for was probably the previous owner of the number. They refuse to believe us and continue to call every day.

Caller named Ruth Larson, From DCS INC, calls my business number several times a day. We have returned her calls and my receptionist has told her that the individual she is looking for no longer works for the company. She and her co-workers continue to call. Caller ID shows: DCS INC 1-541-955-7833.

I have had this number on my caller ID for the last few days thanks for all your stories I will not answer when they call.

Caller is DCS they are one of few collection agency for those who defaulted on student loans from the department of Education.

For starters these people called my mother seeking information regarding my ex-husband. My mother was unclear to the details they were in search of. She asked the person she was speaking with what their name was and her name was Kate Lewis. Kate was unwilling to provide any information. Later I called to provide Kate with the information that I had and Kate was rude and uncoorperative. I hung up without devulging any information. I figured if she was not able to maintain a professional manner with me, why should I with her. All I have to say about DCS and Kate Lewis, is what a bunch of a**holes.