585-445-3284

Received a voicemail message on 3/30/15 from "Ashley Palmer of Copeland, Klein, and Associates" that said I was being named as the primary defendant in a forcible recovery lawsuit.  I have never made a late payment or defaulted on any loan or credit card...am very obsessive about my finances.  After speaking with Chase - the supposed creditor - there is not and never has been a credit card in my name with that number.  Is there an entity to report this to?

I just got the same call. Did you ever call them or did they call back? I know for sure I don't have any collection issues!

called Copeland and Klein myself after receiving her message i read these notes and assumed it was a scam but i did have an account with WASHINGTON MUTUAL which is now chase bank in 2008 when she informed me of this i hung up because i choose not to pay my bills and they can add yet another judgement onto my credit report along with the rest of them including citibank add it into my $124,000 tax lein as well

Funny, I got one of those calls today. Hadn't called them back but assume it's for the same issue as yours. Some research on it and revolving credit such as Washington Mutual, can only be legally recovered in court for 4yrs after last activity. As with yours I have the same date of 2008 which would make it a solid 7 years so all they can do is try to collect. They can't take it to court. They bought the debt, from who only knows at this point. And the company was only founded in January of this year.

actually it would depend on the state statue on how long a creditor would have to file a judgement and whatever was signed in the contract with the creditor like above i also have an account that defaulted in 2008 and my statue is 10 years but since I'm on social security so there's nothing they are able to do to me so not by choice I'm unable to pay.

Exactly. I am in the same situation as you--having defaulted on a credit card four years ago after I lost my job during the "Great Recession", and my unemployment benefits ran out after two years of unsuccessful job searching. When the last bottom feeder sent a sherriff's deputy out to serve me papers (they had already been informed in writing that I was unable to pay and judgment-proof), I told him, quite frankly, that these people were wasting their time AND money trying to enforce payment on an uncollectable debt and why (I am also on Social Security). He agreed. Three weeks later, I receive a letter informing me that the debt has been sold yet again. There is a BIG difference between refusing and being unable to pay---but don't try telling them that.

Just received a call from Copeland Klein stating they were going to serve papers and judgement against me.   They are a SCAM.   I called back and they repeated an old address of a relative and stated they would serve me papers.  Go ahead, I'm looking forward to it.  They would only provide a PO Office Box as an address after I told them I would meet with them at their address.  I did a little research.   For all you New Yorkers....  They are located at:

40 Pine Street
LOCKPORT, NY.

yes, these people appear to be boiler room hacks with a vague web site.  I researched 40 Pine street and looked at google maps from a street view.  Looks like 40 Pine Street is a partially abandoned strip mall in a depressed area. .......   Freaken scum bags.  They obviously pick on the sick, lame and lazy!  If you get a call from these low life's tell them to go .......

they called me today with the same bs, from Ashley.  had a call the other day same number but from some guy.  Don't pay anyone that calls you on the phone.  If it has any chance  of being legitimate they will and have to by law send you a letter.  This is to scare you into making payments.  Every state has their own statute of limitations.  You can look up your state.  Once that has been met they can sell your debt over and over forever but they can NEVER take you to court once that limitation has been met.  Do not talk to them because it will start your limitations all over again if you discuss any kind of payment options.  If you can block their number do so .  they will keep calling you with a different number once you block the current one.  I have had at least 12 different numbers over the past couple of years keep calling me.  I never answer it and put them on my block number list.  DO NOT GIVE THEM ANY MONEY!  DONT TELL THEM YOU WILL GIVE THEM MONEY!  NOONE IS GOING to show up at your home or work to COLLECT MONEY!  THEY ARE JUST TRYING TO SCARE YOU!

if you want to have some fun call them back but *67 so your number doesn't show up.  tell them you are Michelle Obama or Barack and it has been reported to you that they are trying to scam people out of money.  An investigation is being conducted and they are telling everyone not to pay them any money.

check out my post

Talking to them wont start the statute of limitations over. Only a signed contract or an actual payment, will do that.

A man named Christopher Jacobson call couldn't tell me the debt he claim to be calling about just wanted my called to pay off this so call debt

I got a similar call (home and cell) from Christopher Jacobson  Oct. 20, 2015.  He was very nice while asking me questions,
He said, I was being named as the primary defendant in a forcible recovery lawsuit.  I told him I would not talk over anything with him.  He then got irate and said, see you in court, you will be served!

Don't talk to these people!

just got a call today from Chris Collins.  same as all the rest of you.  they say they will serve me for an HSBC card I am pretty sure I settled.  I tried to call HSBC but there is no option to talk to a live person!!! My credit report says that it was sold & written off. But, a different number came across my caller ID that this one.  The name said "outsourcing" & the number is 866-806-0591.... they even emailed me a document that I'm to sign & pay the "settlement" amount... any suggestions?

E-mails are not sufficient proof of debt.

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

Thank you so much for the info.  It is very informative & I will take all of it into consideration.

Thanks Again :)

Wife received a call last night from this number.  I called back and left my cell.  As with the people mentioning above, they said I was to receive a summons if I didn't pay the debt, but were willing to settle for a lower amount than what is owed.  Chase, the apparent original creditor, has no record of this.  Called the court that has jurisdiction over serving civil summons to appear.  Nothing on record.  This has all the likings a huge scam.  Do NOT pay them.

threatning call about being court summons for an account I never had.