602-207-8003

I received a call earlier today from"debt collector" by the name of the Atlantic group saying I defaulted on a payday loan(which was never taken out) they said I had to pay 2000.00 if they took legal action but if I could pay $500 no legal action will be taken. fortunately I ran the number and noticed I was not the only one they are scamming, the scary thing is they have your information even last 4 of social..they can also call from 855 203 7250

Just received the call said they're from Arizona and they're going to sue me and that I OU a payday loan very very rude and they kept calling from 855-203-7250 and another call from 817-576-8662 threatening me.  They didn't have my name right they ask for someone named Donna Mead. Gave me some bonus number phone number 90868. Said they were from the Atlantic group.

Got a call from Madison Finley with a 602-207-8003 number stating that she is with The Atlantic Group. They seem to have our personal information including the last 4 of socials. Even gave me a case number and added 8775169153 to their corporate number. She claims that if i don't pay them X amount that their going to sue me and file against my credit for triple that amount. I have to admit that their English is getting better

Thats crazy the exact same people keep calling with the same threats. I block their number and now the leave messayes saying see u in court... smh

If you have a newer call blocker, then block them by area code. And file complaints in their threats also. Make sure you check your credit and place alerts on them and also with your back.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
https://www.consumer.ftc.gov/blog/dont-recognize-debt-heres-what-do
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection