616-214-3930

While unemployed, I had resumes posted on the major job sites; monster, indeed, careerbuilder, simplyhired, etc.  Even though my resume reflects absolutely no sales or insurance experience, I'd get calls from these d-bags wanting me to be an insurance salesman.  I removed the resumes over a year ago when I started my own business, but occasionally I still get these calls wanting to recruit me for insurance sales.  I wondered why they'd be so interested in somebody with no sales or insurance experience, so I asked my own agent about it.  He said they want me precisely because I don't have any experience.  I wouldn't have the experience to know that the policies I would be trying to sell are complete crap.  They "hire" you, & then encourage you to sell policies to your family & friends.  Your family & friends trust you, they know you've been looking for work & want to help, so they buy the policies.  But the policies are long-term crap.  That's how the company makes their money.  They get you to lock all your family & friends into long-term crap policies.  But the policies are so bad, nobody else will buy them.  So when you run out of family & friends, you run out of viable leads.  Then you stop making any money, & you quit.  But the company doesn't care because they have all your family & friends locked into long-term policies, & they just move on to the next desperate job-seeker.  American business at its absolute worst.  Avoid these charlatans like the plague.  

Thank you, Bongo Bob for the information. I just started receiving calls from them today. I appreciate knowing that it is a bunch of crap, and not worthy of my time and energy.

Just got my first voicemail from them today. No experience what so ever and they still called me.

Thanks for the heads up

Got my first call today. Background sounds like a call center. Nothing wrong with call centers, but I would rather get a call from someone who actually hires people.

I have not answered the call , but this number has called my # many times so I reverse searched the number and found this site.  I knew it was going to be scam I never get unknown calls.

Still around in 2015

Update: they're still relevant

Just got a message from these losers. Watch out everyone...same number still calling to hook some suckers!

It's unfortunate that you believe this and that your "agent" who makes a living off every single policy coded to him told you this. Just like realtors must get licensed and make a living based on houses they sell or find for a buyer, insurance agents must get licensed by the state and make their living based on what they sell, and in the case of American Income Life, which has been around for 50+ years, not one time in the years I have been with the company has someone suggested I try to get my friends and family to start a policy with me. In truth, I have never needed to because AIL doesn't "cold call" or require agents to purchase "leads." If you did any actual research you would find that we only service union members, that of which REQUEST our service. I am very upset at reading your negative comments because as an formally educated individual that was going through tough financial times, I took a chance when receiving one of these so called spam calls and came in for an interview. It was not what I expected because it was a group interview, yet much better in that the managers explained everything about what I would be doing and how much I could make. It sounded like it was too good to be true. I have been with AIL for 3 years now and in 2015 ytd I've earned close to 160k. Next year I hope to double if not triple that. Being that my degrees are in education, I never imagined I would be doing something so completely different and be where I am today. I have seen lives changed in this company. Next time you want to leave a negative review about a career with a company you know nothing about, try educating yourself first before subjecting other people to your own fear of the unknown.

Besides replying to a post that is almost a year old, this forum does not send out email reply's to people. So unless this poster comes back to check this, there is little chance of him seeing your reply.

So this is you? American Income Life Insurance Company aka AIL, American Income Life, American Income, American Income Life Insurance, American Income Life - Alex Roland Office
I found the complaints the most interesting to read through!!!

http://www.bbb.org/dallas/business-reviews/in ... ney-tx-90390426

BBB Accredited Business since 01/01/1952
American Income Life Insurance Company

(972) 529-5085
3700 S Stonebridge Dr, McKinney, TX 75070-5934
www.american-income-life.com

American Income Life Insurance Company BBB® Accredited Business Seal
BBB® Accredited A+ Rating

197 complaints closed with BBB in last 3 years | 59 closed in last 12 months
Complaint Type    Total Closed Complaints
Advertising / Sales Issues    55
Billing / Collection Issues    26
Delivery Issues    3
Guarantee / Warranty Issues    1
Other    1
Problems with Product / Service    111
Total Closed Complaints     197

Additional Complaint Information

Complaints regarding services issues. Specifically, customers express difficulty with cancelling policies, receiving funds from claims in a timely manner and communication with the company.

2 Customer Reviews Customer Reviews on American Income Life Insurance Company
Customer Experience     Total Customer Reviews
Positive Experience     0
Neutral Experience     0
Negative Experience     2
Total Customer Reviews     2

Government Actions

The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.

On January 14, 2013, the Insurance Commissioner of the State of Washington filed a Consent Order against American Income Life Insurance Company. The Insurance Commissioner alleged that American Income Life Insurance company knowingly recruited and hired unlicensed call center employees to sell additional benefits to customers. This is a violation of Washington state law which, requires that, such employees must be licensed per state laws.

American Income Life Insurance Company acknowledged the violations and agreed to pay a fine of $75,000 as stipulated in the order.
The matter was finalized on January 14, 2013.

For more information visit: http://www.insurance.wa.gov/oicfiles/orders/2012orders/12-0291.pdf

Additional Information

BBB file opened: 01/01/1950
Business started: 06/01/1947
Licensing, Bonding or Registration

This company is in an industry that may require licensing, bonding or registration in order to lawfully do business. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:
Texas Department of Insurance
333 Guadalupe Street
Austin, TX 78701
(800) 252-3439
http://www.tdi.texas.gov

Contact Information
Principal: Mr. Mark McAndrew (Chairman CEO)
Customer Contact: Ms. Kelly Kinser (Legal)
Customer Service Mr. Bill Leavell (Senior Vice President Administration)
Business Category

Insurance Companies, Insurance - Life
Alternate Business Names
AIL, American Income Life, American Income, American Income Life Insurance, American Income Life - Alex Roland Office

Ah yes, the American Income Insurance con, MLM which equates to a pyramid scheme in reality.  Government actions?  What a wonderful company.

So, you decided too lookup your employers phone number on a complaints website? Are you doing preemptive damage control?