617-841-2003

Received several calls from them claiming to be from CCR debit collection agency. Told me I need to get a lawyer. They are suing me for Freud. They were very rude.

Said i was being takem to court for fraud..owed on a payday loan.. needed to get a lawyer.  Had my address. .last 4 of my social,  family members names...

Same deal as the others - Fiance keeps receiving calls claiming he has an unpaid pay day loan (which he has never had). He reported them to the Federal Trade Commission once before and the calls stopped, but he just began receiving them again.

This is a poor attempt to extort money from you.

Remember;
-Private Companies cannot issue arrest warrants.
Only those in the judicial system can issue warrants. They need to be petitioned by attorneys, and signed off by a judge.

-Debt is civil. not criminal. You cannot be arrested for ordinary debt in the United States and Canada. There are no debtors prisons here.

-If there were an arrest warrant with your name on it, your local courthouse would have it. Look up the number independently, and call them. People have been taking this advice for a long time. And guess what? No one has had a warrant issued. :)

-IF THERE WERE, however, no one will EVER call you to tell you they are coming to arrest you, or serve you papers. Process servers only get paid if they deliver your paperwork, and if you hide, they won't get paid, so, they won't tell you they're coming.

-ALSO, if there were "criminal" or "financial" proceedings against you, it's too late to pay anyone. The deed has been been done. The proverbial wheels are in motion.

-Money sent by 'untraceable means' (cash cards, western union) is money that cannot be traced. I know that sounds obvious, but by the time you figure out you've been scammed, you have no way to figure out who collected that money. It's gone forever. You can't dispute it.

-Threats of arrest, losing your drivers license, putting holds on SSN's, demanding attorney contact information and other things like that are common scare tactics used by "debt collectors" who are trying to collect on a  debt they cannot legally collect on. If they COULD legally collect on the debt, they wouldn't have to resort to scare tactics.

And perhaps most importantly -
-REAL debt collectors will send you (because they are required to, by law) a 'DEBT VALIDATION'. This is sent through the mail (USPS) with a stamp on it (e-mail, fax, texts, carrier pigeon, smoke signals...none of those count) and tell you when you incurred the debt, to whom you owe the original debt, and how to proceed if you don't think you owe the amount, or if your records reflect a different amount. Remember, this is REQUIRED BY LAW to be sent to you within 5 days from initial contact (on the company behalf) DEMAND THEY SEND YOU THIS!!! This will immediately weed out the scammers.

Slim posted this above, but it's worth a second post----
http://www.consumer.ftc.gov/articles/0149-debt-collection
This link takes you to the FTC's website and gives you all the rules debt collectors must follow. It also (at the bottom) provides links to where you can report any debt collector who isn't following the law.

This has been happening to me for months. I block every number they call me from. They are awful

Thank you for your post. I received a call last week from Danielle Crew at CRS Associates with regards to a payday loan that I took out in 2007 and she made all of the same threats that others have mentioned in their posts. I only wish I had seen this before now. Hopefully, I can stop the wheels from turning (so to speak) and not ended up sending money to a scam artist. Thanks again!

Received another recorded message from crs solutions saying i owe on a debt..  payday loan
Unsure why they would call again since last time i was hung up on after I was told i better hire a family attorney..

Call my lawyer now what are you talking about and who are you ?

They called claiming I received money from a payday type loan, which I never received. I have previously dealt with a specific person concerning this loan and sent proof with a bank statement showing I never received any kind of loan.

Got several calls saying I owe from a pay day loan back in 2011.  I've never had a pay day loan.

Got several calls on my phone from this number. Don't leave any messages either just keep calling ever hour on the hour.

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

This number 617-841-2003 has been stalking me the last 2 weeks. No one has ever lest a message. It's a recording stating CRS Solutions with a bogus file number. They are threating to take me to court and or have me arrested for what I do not know. They claim that I have an unsatisfied Advance Pay loan which is not true. Never ever had one of those. They asked me for my banking info so they can start taking out bi-weekly payments of $186 to settle the debt. They said I could also pay by credit card, wire transfer or send American Express pre-paid cards. I asked 4 times for documentation / information on this so called loan info, they have refused to provide me with any info and said that they would find me and have me thrown in jail. The person I spoke with REFUSED to give me their name, customer service ID number and would not let me speak with a supervisor / manager. The representative said I was asking far too many questions and I need to just settle this matter. Again I refused and they hung up on me.