Receive numerous calls on my cell phone. When I call the number back a lady answers the phone with her greeting being "This is XXXX". I used a few pay day loan companies & have since then paid off the loans but now I receive numerous phone calls to try and get a loan again. Once they get your number they will not stop & it is legal for them to call due to you doing business with them at one point and time, it is not considered telemarketing.