626-629-8110

Verification Process before any dispute should take place

Verification: http://www.continentalfinance.net/i-contact.htm 

Hours of operation Mon – Fri 8am – 9pm EST and Sat 9am – 1pm EST

First Bank of Delaware / Continental Finance
Customer Service: 1-800-518-6142

Send Written Inquiries to:

Continental Finance Company, LLC
P.O. Box 8099
Newark, De 19714-8099

Online Account Access

For 24 hour account access visit www.eZCardInfo.com

For Settlement with Creditor on Record: 626-629-8110

I received this phone number in my phone almost everyday.  They leave messages saying I have 24 hrs to respond or they will deliver the papers to me. SO far, nothing but threatening phone calls.

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

they called me too making claims they had legal documents requiring a signature.  IF that were true then why haven't I gotten anything via postal service.  They then called my manager at work with the same BS.  I have filed a complaint with the FTC nd anyone getting calls like this should too.  They cannot lie about legal action and when I told them I would report them the person (a Mr Hernandez) became combative