651-204-1345

I got a call today from this number. The caller left no message. Who is it?

Yep, no message left. Called on multiple consecutive days.

I think.. it's bill callecter. but not sure..

Caller name was I.C SYS INC.

Okay these people are so annoying, they call me 12 times a day, NO JOKE!  They are a 3rd party collection agency trying to get money for Banfield Hospital, it's a pet hospital.  Ive told the repeatedly that I don't owe them ANYTHING, I've already blocked them from my home now I'm going to block them from calling my cell phone.

THE [***] PART IS, i paid them 2/3rds of what is owed already, check cashed and all....ridiculous, i'm 100 % unemployed now, can hardly afford to live, and they want $$ for something for my dog months ago.. THAT TOTALS NOT EVEN $ 30

bill collector?? I'm in college. I don't have any pets. why the hell would a bill collector spam my phone while i'm IN CLASS?

Blocked those [***]

Banfield is a rip off. Don't ever signup for their money trap. Don't give up your Social Security # for your pets, use your local Veterinarian. Local vets actually care for the pets and not just money.
I hate Banfield and the bad taste in my mouth after I told them that I don't want to renew "their wellness plan" for 3 of my dogs at the end of the year. They told me I had to call some other place to cancel it, would not help me in the store even though I told them that I'm moving to the area where they don't have their business nearby. Fine... I cancelled my credit card. I did not give them my SS #.
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Also get a Google Voice number and use it instead of your home number. When those bottom-feeders start to call, you can block them as spammers.

Excessive Calls per day, If I answer there is usually no one on the other line and they never leave a message. Sometimes they will call several times in an hour.

These people call multiple times a day.  They are rude and when I  answered and asked who I'm talking to they kept asking my name, I kept asking who they were and why they call me multiple times a day and I was rudely transfered to start the questions all over again.  I told the guy if he didn't want to explain then to stop calling my phone.  Glad to know its Banfield, money hungry idiots!

they call me and just hang up,they call many times a day and it is getting stupid

I agree with 'Non of your business'.  Don't sign up with Banfield.  I want to find another website to post so that everyone can see my opinion, but they are horrible people.  They only want money.  They told me my cat's teeth had to be pulled.  The vet checked him out right after I bought the plan.  He was fine before I bought the insurance.  Then 'oh dear....I didn't see this before... he has two teeth that need to come out....right away!'.   They are liars and don't care about animals!  Only money!  I took my cat to his old vet and he said there's no way his teeth needed to be removed.  There was nothing wrong with him.  Please please avoid Banfield if you care about your pets.  They will do anything for money!!

Don't have any animals..... never did!!!!!    LeAVE ME ALONE

I have been getting phone calls from this number for almost a year now. Every time I answer I either hear nothing or it hangs up on me. When I dont answer they leave no message and there is no answer if i call the number back. What is going on... if its a collection call they must not really want to talk to me.

Got a call from this number seconds ago. Didn't answer...it seems like bill collectors are a small part of life now sadly...

Never leaves a message. Calls almost daily, including Sundays.

Got a call from this number . When I answered  nobody said anything

I am currently being harassed by your company about an outstanding bill from my mother, WHO IS DECEASED !!!!!!!!!! At your representative suggestion, I fax over the Death Cert and after 1 year the phone calls started for a follow up. What follow up is needed, if a person is deceased, they will be every year thereafter so why keep harassing me. It is insensitive of your company to continue to call me asking for my mother who is no longer here, today is the day after mother's day and guess what I just got a call from 6512041345. This must end.

Send them a cease communication letter VIA certified mail with return receipt requested. You are NOT responsible for your mother's debts!

You come home one day and find a letter, asking you to pay your recently deceased spouse’s $400 credit card bill. Soon after, you start receiving collection calls. What should you do? Are you responsible for paying the bill?

It is not uncommon for creditors to turn to relatives for collection after a person dies. In some cases, they may be legally on the hook for the debt. However, often times, they are not. Knowing the law can help you handle bill collectors without being bullied into unnecessary payment.

When dealing with the debt of a deceased person, the first thing you want to consider is if anyone else’s name on the account. Each account holder can be held legally responsible for the outstanding balance, regardless of who used the account or whatever agreement the account holders had on who would pay the bill. Taking the example above, let’s say the credit card was a joint account, owned by your spouse and you. He was the only one who used the card and made the payments. You simply co-signed on the application because he had a low credit score. Unfortunately, since your name is on the account, you are still on the hook for the outstanding balance. This rule only applies to co-signers, not authorized users, who are not legally obligated to repay the debt. (However, you can be held responsible for charges you make after the death of the primary account holder, so don’t buy a $3,000 television with the card thinking you can get it for free.)

In most states, relatives whose names are not on the account cannot be held personally responsible for a deceased person’s debt. In community property states (Alaska, Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin), spouses may be responsible for paying the debt, even if their name is not in the account. If you live in one of these states, it is a good idea to talk to a lawyer about what your obligations are.

Even if you are not obligated to pay a creditor out of your own pocket, that does not necessarily mean you can tell them, “Tough luck. You are not getting a penny.” Obviously, the creditor cannot collect directly from a borrower who is not alive, but they are entitled to collect from his or her estate, meaning they can take from assets before they are passed on to heirs (although certain assets, such as retirement funds and life insurance, may be exempt). For example, if your father left you the $10,000 in his savings account and had a $3,000 loan outstanding at the time of his death, the lender would get $3,000, and you would get $7,000. However, if there are not enough assets to cover the bills, then some creditors are simply out of luck – they cannot collect money the estate does not have.

It is the role of the executor of the estate to pay the deceased person’s outstanding bills. If you are the executor, you may want to consult with a lawyer about your state’s probate process and laws. There may be specific regulations on the order that the debts should be paid.

If you are not the executor of the estate but are receiving phone calls and/or letters asking you to pay, you should refer the creditor to the executor. If they are persistent, send a certified letter stating that the person is deceased and you are not responsible for paying the debt. Don’t let yourself be intimidated into paying a debt you are not responsible for. If the bill collector is making claims you don’t believe are true, such as saying you are a co-signer on the account, ask for proof. Let them know you are aware of your rights and will report them if they do not stop calling you. Harassing bill collectors can be reported to the Federal Trade Commission (877-382-4357) and state attorney general’s office. (They investigate patterns of complaints but typically do not intervene in individual cases.) If the collection activity still does not stop, you may want to hire an attorney to send them a letter and, if needed, take additional legal action.

While you may inherit Great Aunt Suzy’s doll collection or Grandma Jane’s floral sofa, luckily, in most cases, you won’t inherit your relatives’ debt.

http://www.balancepro.net/education/publications/debtafterdeath.html