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LTD Financial Services in Houston Texas .....collection company....real dirt bags

This is a debt collector LTD financial

Scum Bag debt Collectors....L T D Financial....just calling out of the blue.

Ltd debt collectors. They try to hustle you into paying off or re-opening expired debt. Do not talk to them. Do not make any payment plans (again, do not even talk to them) ...which can re-open your debt liability and start the clock all over again.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

LTD FINANCIAL SERVICES, LP AKA LTD FINANCIAL SERVICES 1, INC AKA LTDFS ACQUISITIONS, LLC.

Website says that they are in Houston, TX:  https://www.payments.ltdfin.com

Looks like they have a habit of breaking the law:  https://www.ftc.gov/news-events/press-release ... tle-ftc-charges

BBB opened the file in 1995 yet gives them no rating?  They have 19 complaints, 4 negative reviews and 1 positive review written by an employee named Charles as of 4/7/2021]: https://www.bbb.org/us/tx/houston/profile/col ... s-lp-0915-63927

Bizapedia has this information on them: https://www.bizapedia.com/tx/ltd-financial-services-lp.html

Company Name:      LTD FINANCIAL SERVICES, L.P.

Entity Type:      DOMESTIC LIMITED PARTNERSHIP (LP)

File Number:      0007344610

Filing State:      Texas (TX)

Filing Status:      In Existence

Filing Date:      March 14, 1994

Company Age:      27 Years, 1 Month

Registered Agent:                CT Corporation System
1999 Bryan St., Ste. 900
Dallas, TX 75201-3136

Principal Address:                7322 Southwest Freeway, Ste. 1600
Houston, TX 77074

Business Category:      Financial Services & Advising

Source:      Texas Secretary of State
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LTD FINANCIAL SERVICES I, INC.

General Partner

         7322 Southwest Freeway, Ste. 1600
Houston, TX 77074

LTDFS ACQUISITIONS, LLC

Limited Partner

         7322 Southwest Freeway, Ste. 1600
Houston, TX 77074

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general