713-987-7364

Is this really a loan company or a fake company

Um ... you did not tell us the name of the company, or give us any other necessary info, such as a website.
Somebody put superglue on the feet of my ouija board, so I cannot figure it out for you.

It is impossible to answer your question without information on the call you received.

My husband did an online loan the mans name  is Mark and the number is 713 987 7364 he told my husband that he got approved for and installment loan but he had to show that he had the 1st month installment and that he could go to Cvs or Walgreen and they would give him a code and that the money would be be in the account in 15 20 mins

I can't think of the name of the company and my hubby is at work and I trying to find out before he do anything

Advance fee loans - where you have to pay money upfront to get money - are illegal in the US, period!

http://www.consumer.ftc.gov/articles/0078-advance-fee-loans
 

Some red flags can tip you off to scam artists’ tricks. For example:
 

A lender who isn’t interested in your credit history. A lender may offer loans or credit cards for many purposes — for example, so you can start a business or consolidate your bills. But one who doesn’t care about your credit record should worry you. Ads that say “Bad credit? No problem” or “We don’t care about your past. You deserve a loan” or “Get money fast” or even “No hassle — guaranteed” often indicate a scam.
Banks and other legitimate lenders generally evaluate creditworthiness and confirm the information in an application before they grant firm offers of credit to anyone.

Fees that aren't disclosed clearly or prominently. Scam lenders may say you’ve been approved for a loan, then call or email demanding a fee before you can get the money. Any up-front fee that the lender wants to collect before granting the loan is a cue to walk away, especially if you’re told it’s for “insurance,” “processing,” or just “paperwork.”
Legitimate lenders often charge application, appraisal, or credit report fees. The differences? They disclose their fees clearly and prominently; they take their fees from the amount you borrow; and the fees usually are paid to the lender or broker after the loan is approved.

And if a lender says they won’t check your credit history, but wants your personal information, like your Social Security number or bank account number? Go somewhere else. They may use your information to debit your bank account to pay a fee they’re hiding.

A loan that is offered by phone. It is illegal for companies doing business by phone in the U.S. to promise you a loan or credit card and ask you to pay for it before they deliver.
A lender who uses a copy-cat or wanna-be name. Crooks give their companies names that sound like well-known or respected organizations and create websites that look professional. Some scam artists have pretended to be the Better Business Bureau, a major bank, or another reputable organization; some even produce forged paperwork or pay people to pretend to be references. Always get a company’s phone number from the phone book or directory assistance, and call to check they are who they say they are. Get a physical address, too: a company that advertises a PO Box as its address is one to check out with the appropriate authorities.
A lender who is not registered in your state. Lenders and loan brokers are required to register in the states where they do business. To check registration, call your state Attorney General’s office or your state’s Department of Banking or Financial Regulation. Checking registration does not guarantee that you will be happy with a lender, but it helps weed out the crooks.
A lender who asks you to wire money or pay an individual. Don’t make a payment for a loan or credit card directly to an individual; legitimate lenders don’t ask anyone to do that. In addition, don’t use a wire transfer service or send money orders for a loan. You have little recourse if there’s a problem with a wire transaction, and legitimate lenders don’t pressure their customers to wire money.
Finally, just because you’ve received a slick promotion, seen an ad for a loan or credit card in a prominent place in your neighborhood or in your newspaper, on television or on the Internet, or heard one on the radio, don’t assume it’s a good deal — or even legitimate. Scam artists work hard to make you think they're legitimate, so it’s really important to do your homework.

Dealing with Debt
If you have debt problems, try to solve them with your creditors as soon as you realize you won’t be able to make your payments. If you can’t resolve the problems yourself or you need help to do it, you may want to contact a credit counseling service. Nonprofit organizations in every state counsel and educate people and families on debt problems, budgeting, and using credit wisely. Often, these services are free or low-cost. Universities, military bases, credit unions, and housing authorities also may offer low- or no-cost credit counseling programs.

http://www.consumer.ftc.gov/articles/0153-choosing-credit-counselor

Elspeth is correct.

Please read her post for understanding, and try to understand this, as well:

"It is illegal for companies doing business by phone in the U.S. to promise you a loan or credit card and ask you to pay for it before they deliver."
http://www.consumer.ftc.gov/articles/0078-advance-fee-loans

If you or a friend need a loan, you really should read this:
http://www.consumer.ftc.gov/articles/0153-choosing-credit-counselor

In fact, the more you need the money, the more urgent it is to read that information!


Protect yourself!
Recognize that NO legitimate company is going to offer you a loan, without their doing some background / credit checks on you, and they WILL generally need a snailmailed, signed contract.

If you or a friend fell for the scam, please try to educate your other friends.  The only way to stop these scams is to cut off their source of money!

In some states these loans are illegal also. You should check your state laws also before applying for one.

Payday loans
http://www.paydayloaninfo.org/state-information

Beware of United Personal Loans they took $300 and when I told them they was wrong and ppl work hard for there money I asked him how am I gone feed my four kids and he told me to tell my husband next time wear a rubber that way u want have any kids

Hi, I get a ton of calls like this.  If U ever applied for payday loan on line, they got U!  I just add them to my Do Not Answer-SCAM under CONTACTS on our BB devices.  When they talk Green dot card, biggest SCAM ever!  Please be aware and if they are foreign soundin', biggest clue right there!  GOD Bless!

Most likely a total scam.  Upfront fees are illegal in most American states.

Things to remember about loans offered by phone or e-mail:

Loans
1.    No reputable lender will lend you money over   the   phone.
2.    No reputable lender will lend you money by e-mail
3.    On-line lenders are nothing more than conduits for another loan scam.
4.    Advance fees for loans are always illegal.    At  least in   most    American states.
5.    If   you want to borrow money,   go to an established brick and mortar   lender that has been around awhile.
6.    If you receive a call from someone with an Indian accent either a.  threatening you or b.  offering you something, you know it’s a scam and you should hang up immediately.
7.    These people are predators, the calls are not random, they have information that they have bought from various sources and know your financial history.  If you have ever taken out a pay-day loan, they have all your information.  They know who they are calling.  They like to pick on women, single mothers, the elderly and sometimes  members of the immigrant community.   Also,  those who might be in financial difficulty.
8.    Report them here: http://www.stopfraud.gov/report.html

These people are Indian loan scammers.   Remember, upfront fees for loans are almost always illegal in most US states.

Things to remember about loans offered by phone or e-mail:

Loans
1.    No reputable lender will lend you money over   the   phone.
2.    No reputable lender will lend you money by e-mail
3.    On-line lenders are nothing more than conduits for another loan scam.
4.    Advance fees for loans are always illegal.    At  least in   most    American states.
5.    If   you want to borrow money,   go to an established brick and mortar   lender that has been around awhile.
6.    If you receive a call from someone with an Indian accent either a.  threatening you or b.  offering you something, you know it’s a scam and you should hang up immediately.
7.    These people are predators, the calls are not random, they have information that they have bought from various sources and know your financial history.  If you have ever taken out a pay-day loan, they have all your information.  They know who they are calling.  They like to pick on women, single mothers, the elderly and sometimes  members of the immigrant community.   Also,  those who might be in financial difficulty.
8.    Report them here: http://www.stopfraud.gov/report.html

They're Indian loan scammers.   The Indian accent and call center background noise as well as the requirement of upfront fees by untraceable Green dot money pak should be a dead giveaway.

The name is United First Loan company, or American Finance with another number as 210 767 3304, also using name Ethan aka Kevin.  Do not do business with either.  It is a scam.  My friend bit into this and they got  to her for 247.00 and 257.00 through using Green Dot Money Pak.............first they give you a figure, then you get the pak for the wrong amount, then you are asked to send another in the correct amount, you give them the code numbers, then they put you on hold and are checking to make sure you have sent right amount this time.  then they will call you back as soon as paper work is ready, only when they call back the same man using a different name asks for the number again and says there is a hold up, IRS want 200.00 please send it now. Then they call you back saying you have talked to wrong person, there is no Kevin, tho he has called you from the 210 number, and because you gave him the code number you must send another for 257.00 and loan will be put in your bank.
THIS IS A SCAM AND THEY ARE USING SWITCH NUMBERS, CLAIMING AN ADDRESS IN SAN ANTONIO, TEXAS ....10430 GULFDALE DR, ZIP 78216..........THE COMPANY THERE IS ICS AND THEY HAVE NO LOAN OR FINANCE COMPANY IN THE BUILDING, A YOUNG AMERICAN GIRL TOLD ME, AND IT IS NOT A FEDERAL BLDG AS ETHAN/KEVIN CLAIMED.  BE AWARE OF THESE KIND OF LOANS............IF YOU NEED ONE USE CASHNETUSA, THEY ARE HONEST..