714-882-5090

These are the same fraudsters assoiciated with 360-722-5910........

Would you work with him and entrust your finances:

http://www2.dre.ca.gov/hearingfiles/H30967LA_P.pdf

Michael J. Holden.....

???

800-441-1308 is another # these crooks were using to make false claims and peddle their false hope.....just Google that one and 360-722-5910 and save your money. Or give it to the worst possible person on Earth and that would be the same thing as doing business with Document Collection Corp I mean First Family Justice Center I mean Consumer Education Network I mean Consolidated Litigation Group I mean Mass Litigation Alliance I mean American Freedon Processing I mean Coastal Asset Maanagement......get the idea??

Baboons calling.


They ROBO-CALLED me last night and tried to sell me this crap.  I played that baboon for info and got a bit.  I am following up on the info I got from him and when I get to the head CHIMP in CHARGE - I'll post it here.

This was for some type of UP FRONT FEE SCAM related to some type of lawsuit they want you to press against your mortgage holder.  It's all crap.   If you follow through with what they suggest - YOU could be liable to pay for the attornys fees for the BANK when you lose.  (notice I said WHEN - not IF)

These guys get a free pass and a handfull of your CASH just for playing.  

There ain't no free ride Jethro.  They talk a lot of BS and it sounds good, but it's a steaming pile of POO.

I'm still going to yank this yokels chain and get as much on him as I can get before I break his ballz with the bad news that I just scammed the scammer.

Merry Christmas scammer!!!

MICHAEL J. HOLDEN and JACK M. SCHNEIDER are the biggest crooks in Orange County.

Mikes cell is 714-699-8816 and Jerks cell 719-221-4665. Give em a ring a ling.....

Apparently a half dozen re-habs between them, with I am sure more around the corner as these 2 crooks are the most neurotic guys I have ever met......

They change there pitch and name every other month!

Californians Warned About Mortgage Settlement Scam
Thursday, March 08 2012 00:05

California homeowners are warned to beware of phone solicitations from scam artists claiming to provide assistance related to the recent national mortgage settlement.
 

Under California law, it is illegal to charge an up-front fee for loan modification services. Third parties that claim to offer homeowners access to funds under the national mortgage settlement are likely running a scam. Homeowners receiving such solicitations should not provide any personal or financial information and should report the solicitation to the California Department of Justice ( http://ag.ca.gov/contact/complaint_form.php?cmplt=CL).

Californians seeking relief under the state's recent $18 billion mortgage settlement are advised to heed the following tips to avoid falling prey to scams that often arise around high profile settlements:

- Be skeptical of third party phone solicitations. Only your bank/loan servicer can assist you with regard to the recent national mortgage settlement.

- Do not give your personal financial information to a solicitor such as your bank account number, social security number or even the name of your loan servicer. Your bank will already have this information.

- Never pay an up-front fee for mortgage-related services. It is against California law and should be reported to the California Department of Justice.

- Call your bank to see if you qualify for relief under the settlement.

For free, trustworthy advice:

- Call a HUD approved counselor - (888) 995-4673

- Call Keep Your Home CA - (888) 954-5337

If you think you may be eligible for relief under the national mortgage settlement, call your bank directly:

Bank of America/Countrywide - (877) 488-7814

JPMorgan Chase/Washington Mutual - (866) 372-6901

GMAC Mortgage/Ally Financial - (800) 766-4622

Citibank/CitiMortgage - (866) 272-4749

Wells Fargo/Wachovia - (800) 288-3212

For additional information regarding the mortgage settlement, please visit: http://oag.ca.gov/nationalmortgagesettlement and our frequently asked questions page: http://oag.ca.gov/nationalmortgagesettlement/faqs

Attorney General Kamala D. Harris, as part of National Consumer Protection Week, issued the warning.

Forensic Mortgage Loan Audit Scams: A New Twist on Foreclosure Rescue Fraud

DOCUMENT COLLECTION CORPORATION'S NEW FRAUD

Fraudulent foreclosure “rescue” professionals use half-truths and outright lies to sell services that promise relief to homeowners in distress. According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, the latest foreclosure rescue scam to exploit financially strapped homeowners pitches forensic mortgage loan audits.

In exchange for an upfront fee of several hundred dollars, so-called forensic loan auditors, mortgage loan auditors, or foreclosure prevention auditors backed by forensic attorneys offer to review your mortgage loan documents to determine whether your lender complied with state and federal mortgage lending laws. The “auditors” say you can use the audit report to avoid foreclosure, accelerate the loan modification process, reduce your loan principal, or even cancel your loan.

Nothing could be further from the truth. According to the FTC and its law enforcement partners:

there is no evidence that forensic loan audits will help you get a loan modification or any other foreclosure relief, even if they’re conducted by a licensed, legitimate and trained auditor, mortgage professional or lawyer.
some federal laws allow you to sue your lender based on errors in your loan documents. But even if you sue and win, your lender is not required to modify your loan simply to make your payments more affordable.
if you cancel your loan, you will have to return the borrowed money, which may result in you losing your home.
If you are in default on your mortgage or facing foreclosure, you may be targeted by a foreclosure rescue scam. The FTC wants you to know how to recognize the telltale signs and report them. If you are faced with foreclosure, the FTC says legitimate options are available to help you save your home.

Spotting a Scam
If you’re looking for foreclosure prevention help, avoid any business that:

guarantees to stop the foreclosure process – no matter what your circumstances are
instructs you not to contact your lender, lawyer or credit or housing counselor
collects a fee before providing any services accepts payment only by cashier’s check or wire transfer
encourages you to lease your home so you can buy it back over time
recommends that you make your mortgage payments directly to it, rather than your lender
urges you to transfer your property deed or title to it
offers to buy your house for cash at a fixed price that is inappropriate for the housing market
pressures you to sign papers you haven’t had a chance to read thoroughly or that you don’t understand.
Finding Legitimate Help
Housing experts say that when you’re behind on your mortgage payments, maintaining communication with your lender is the most important thing you can do. Contact your lender or servicer immediately if you’re having trouble paying your mortgage or you have received a foreclosure notice. You may be able to negotiate a new repayment schedule.

Call 1-888-995-HOPE for free personalized advice from housing counseling agencies certified by the U.S. Department of Housing and Urban Development (HUD). This national hotline – open 24/7 – is operated by the Homeownership Preservation Foundation, a nonprofit member of the HOPE NOW Alliance of mortgage industry members and HUD-certified counseling agencies. For free guidance online, visit www.hopenow.com. For free information on the President’s plan to help homeowners, visit www.makinghomeaffordable.gov.

To learn more about home mortgages and other credit-related issues, visit www.ftc.gov/MoneyMatters. This site offers short, practical tips, videos, and links to reliable sources on a variety of topics from credit repair, debt collection, job hunting and job scams to vehicle repossession, managing mortgage payments and avoiding foreclosure rescue scams.

Reporting Fraud
If you think you’ve been dealing with a foreclosure fraudster, contact:

Federal Trade Commission – www.ftc.gov 
Your state Attorney General – www.naag.org 
Your local Better Business Bureau – www.bbb.org 
The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Watch a video, How to File a Complaint, at ftc.gov/video to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.