716-213-4370

Tri-Financial
286 Schenck Street, Suite A
North Tonawanda, NY 14120

This is another number the individuals from TRI.  The debt they are calling about is over 2 years past my state's statute of limitations for suit for breach of contract, as well as for attempt to collect.  Not to mention that the amount of $13K is slightly higher than the $1,900 original balance.  But on the up side indtead of ignoring these calls now I became upset enough to look up pertinent state legislature and now know that they have no claim, or remedy.  Please let some dark god bless the soulless lawyers. ;)

Did you call them back? They are doing the same to me. My states attorney general's office asked me if I have anything in writing and I said no. She was surprised. They are threatening me in the answering machine. Any debt I had was 10 years ago and the statute of limitations is 6 years.

Did you research this company? I have never had an unpaid debt of any amount that would appear on my credit report. Have you pursued this with their local police fraud unit?

These people left a message on my machine that a civil fraud case was being filed against me.  I don't talk to computers or to unknown numbers for any reason.  You shouldn't either.

Vision Credit Solutions, LLC
Aka/CNE Associates, LLC
Aka/Tri-Financial, LLC
(A part of the Mackinnon group
of illegal debt collectors)
4244 Ridge Lea Rd., #6
Amherst, NY 14226
 
Phone: 877-572-7572
      716-831-9670

Fax:   716-694-5972
Fax:   716-831-9679

Web Address: www.vision-credit.com
www.tri-financial.net

Bud Says… Here we go again…another slimy, illegal bottom feeder operation has popped up in Buffalo, NY trying to collect on old, worthless, out of statute debts. Owner Jamie P. Belstadt, a retread of the collection business is trying to collect on debts that are 8+ years old. The documents we saw appear to have been produced by a second grader.

John D. Yim, 36, of North Tonawanda, NY, Vice President of another junk debt buyer called CNE Associates; LLC is churning out the phony documents. Vision Credit Solutions, LLC and CNE Associates, LLC show NOT to have any debt collection license or Surety Bond in any state we checked.

In his phony paperwork, collector Yim refers to the consumer as a ‘defendant’ which appears to violate federal law. His ridiculous form would be better suited as toilet paper than anything worthy of validity. It is pure garbage, nothing he states is true, he makes statements that false, misleading and appear to violate federal law, the Fair Debt Collection Practices Act.

All of these bogus organizations are nothing more than smoke and mirrors to intimidate, harass, lie and mislead consumers into thinking they owe money on worthless accounts. This is typical ‘Buffalo Style’ debt collections that we’ve seen dozens of times.

These organizations are operating illegally, the accounts have no validity, and the statements they make are false, misleading and ripe with lies. John D. Yim has no idea of what he is doing; Vision Credit (started April 2008) and owner Jamie P. Belstadt are as illegal as all the other affiliated organizations collectively known as the Mackinnon group out of Buffalo. See www.giovelawofficeexposed.com.

Save your money, these creeps are new players at the old con game; expect the usual threats of pending litigation, posing as lawyers, police and court officials. No one should fall for this scam. If Vision Credit Solutions, CNE Associates or Tri-Financial contacts you, contact us for assistance and referral to a local consumer law professional.

http://www.budhibbs.com/debtcollectorpages/tri_financial.htm

A lady called and threatened to have the local court serve me with paperwork if I did not pay the debt immidiately.  This is a debt from 2004 that I have taken care of at the local company it was owed to.  When I asked for the companies address and location, the lady hung up on me.  When my wife called the number back to get more information about why they were calling, the gentleman gave an obviously fake name and refused to give the contact information for the company, when pushed on how we could send them a payment without an address they offered to send a "thug" to handle all the payments.  My wife stated she was on the State Attorney General's Consumer Fraud Website and that she needed their information to file a complaint, Mr. Peacock refused to give her any information.

I have been getting calls from these guys saying that they are going to repo my autos, freeze by bank accounts, take my wages, etc.

The problem is that I did have a lot of bad debt to my name, but it has all been cleared up.  I double checked my credit report and see nothing outstanding.  

I finally returned their calls to find out who the orgianl creditor was, but the man who answered was SO rude that I just hung up on him.

Folks -  In the past when I had made some bad desicions I actually did get sued.  The law office never called me, they just showed up on my front door with a 20 day summons.  We solved it out of court.  

These guys call while saying over and over that you have only 48 hours to respond or else we will be serving you.  They have now called saying that they will be garnishing my wages.

Bottom line - they seem to be a scam as I have no outstanding debt on my credit.  

When I previously did have valid, bad debt (before I decided to finally do the right thing) the lawyer's office in question just sent me a letter and then 3 months later served me.  These guys on the other hand will not disclose anything and just continue to make threats.  

I am now sending them a letter asking them to either serve me with a proof of debt or stop calling me.  My next step will be a trip to my lawyer's office.

Company called claiming that I was going to be receiving a court order on Sept 1 to appear for a debt that is over 7 years old. Stated that they were suing for "Fraud Activity" against my social security number. When I asked for a simple explanation, stated that I defaulted on agreement by opening other credit cards! I asked why I wasnt sent anything in the mail and she said I should have. I said that I hadnt. Stated to her that unless proof is provided, I wasnt going to do a thing since not only has the statue of limitation expired but the DEBT is over 7 years old (although she said it was used as late as 2/2005--I knew this was a law). My next step wtih be to contact a lawyer

I just received a call from this number. It showed up as TRI FI LLC on my caller id, I didn't know who it was so I didn't answer it and they left a message on my machine. They said who they were calling for and they have the wrong person (I ALWAYS get calls from collection agencies for this particular woman, wish she could update her phone number!) The woman said her name was Shana Royal and she could be reached at 877-268-9286 ext 372. She said this was regarding a civil matter in a local court about a dispute with Shana's client and that she need to talk to this woman. She gave a case number too.

This number 716-213-4370 called me and asked for my ex-husband; a man I have not been married to for 23 years.  How they got my number, which is in a totally different state then my ex, is unexplainable.

A "Mr. Rich" called and faxed what are supposedly their documents, one an Affidavit and Assignment from John D. Yim, EVP (notarized?), one a Bill of Sale and Assignment from Credigy Receivables Inc. (never heard of them either) a Nevada Corp., but notarized in Georgia?and one a "confidential" letter from a Chris Morrow, Director of Operations for TRI Financial.  Well, they discussed the "debt" with me, but it is supposedly my wife's which was supposedly $250.00, but they want $1,450.21 bu 8/26/2008.
THEN, I receive a call the next day stating:  "Breach of contract....intent to defraud....a judgement of theft of services and negligence....have filed with the county where I live and I will be contacted by them shortly, and wanting a statment of intent.
Let's see...........I INTEND NOT!  I will turn them in the the AG's office here, NY, and wherever else I can think of.
Also, "Mr. Rich" referred to himself as "a legal advisor", and YES I kept the voice mail.

got a call today from this number regarding a case number for a civil complaint.  It's probably due to an unpaid debt from 7 years ago.  I will not be returning the phone call.

I live in TN, and these jokers called yesterday. They called my dads house looking for me where i have not lived in YEARS, and scared him to death.  I tried to call them, asked for "MR. Hines" and they asked my name, and I wasn't going to give them that unless I knew who this was, and she hung up. Called right back, she knew who it was and just answered " You can't call a law office and expect to speak with the lawyer without giving your name". Since I now figured out this was a scam, i went for it hand she put me through.
MR. Hines decided to inform me that he was collecting a $400 overdrawn bank account that I now need to pay $900 due to $500 in legal fees that he had paid to the state 4 each of $125 for bogus filings.  I told him I didnt even recall the account from 5 years ago, so I asked for some proof of the account.  Show me I owe the money and we can talk business. Anyway, he said that he didnt have anything but an affidavit from the Mr. Yim (mentioned above), and that I had 72 hours to pay or be prosecuted.  So today i found out what this company is really about. Thanks to all the posters. Contacting the state of NY right now

the company called me and told me i was being charged with fraud for an unpaid credit card from 11 years ago,actually they called my ex mother inlaws home .I called them and they gave me a court date and a case no that were not valid and told me i was being charged for fraud and they would take anything i owned and i had 2 days to call them back and pay 15,000 dollars .Ive never had a credit card with over 3,000. What they called themselves was TRI AND ASSOCIATES. It did not make sense so i investigated and found this sight.

Take those recordings and sue them

Yours sounds just like mine. I've been getting calls for the SAME guy for 5 YEARS! I have NO IDEA who the person is that they're asking for and usually just say "Sorry, you've got the wrong #". But today when they called, the person on the phone was very rude and at the end of the conversation said, "We don't believe you" and HUNG UP! I have NO unpaid dept nor does my husband and we've been getting calls asking for someone that we've NEVER heard of for the past 5 YEARS!! I don't have caller id, so i've never checked the # before, but after the rudeness today, I decided to start checking...I dial *69 and it gave me this #...i tried calling the # but got NOTHING. After looking this up on the internet, I WISH they would try something with me...I"m ready to slap their ass with a law suit.

I recieved the first threatening phone call from  "Tri and Associates"  in the middle of July, threatening to take me to court for an 8 year old credit card account.  It was on my credit report as 'Credigy'. I disputed it and it was deleted.  I've written Credigy and they claim to have sold it  Tri-Financial, LLC and all they provided was a telephone number.  They've been calling me cellular phone and my sister.
Both Credigy and Tri-Financial are scam, out-of-statute-debt purchasers. They claim to be from a lawyers office and that myself or my attorney should give them a call.

I received a call from these people for someone that is not me.  I advised them multiple times that this is not me and they continue to call me.  They told me that they are just going to cotinue to call.  They have left all of this person's personal information on my voicemail which I have saved.  I have no clue how to make them stop

I had the same people call me....everytime I call them i get a different person. I called them yesterday amd they were Tri Financial. And the Director of Litigations was someone named Morrow. Today I called them back and Now they call themselves T.R.I. and associates. And the man Raymond Pruitt, when I asked who the director was, said, "I don't think that that's any information that I want to be giving out to just anyone" I asked who the head guy was and he said, there's alot of them.

Leaves a message with just a phone number and extension.  No indication of name or where they are from.  I don't call back numbers like this EVER...if they ever call again I will let them know they have the wrong number.