716-362-4900

Question- I received a call from Fazone & Associates 716-362-4900 stating that my wages will be garnished if i don't pay $842.00 They wanted my checking account or credit card number by 3/--/08 otherwise fees will total well over $1600.00. They say that they have filed in my county on the date above.. First of all I have not recieved a summons and there is nothing on the log books for the date in my state. I can't find any record of this company listed and the number is residential.What should i do?Is This the Quadrant Group?

If they filed in your county for a court date,
normally you would be served papers from the local sheriff
at your front door. You would then have plenty of time to
READ it over and file your decision to go on to court
or settle, and time to get a Lawyer also.
Sounds like they are trying to Scare you into paying up
when there is no court case.
Its also against the law for them to claim there is a filed
court case against you, when there is not.
If it were me, I would not pay them anything and just wait
for the so called papers. While visiting and calling the
court house asking about it, then taking note of nothing filed.
If such papers did arrive, you would have time to get a lawyer
and defend yourself, its really nothing to be scared of.
In most cases they are just bluffing, trying to scare you to pay.
Which is against the Law.
I would also Tape the phone conversations and tell them
I will Wait for the papers to arrive and will not pay them
anything. Then they get rude about it because their Scam
is not working.

You bet your sweet Bippy it is!! You DON'T want to call this 'law office'.

If you read the following link, you'll have a bit of info and some insight to what kind of 'people' these are:

http://www.budhibbs.com/debtcollectorpages/quadrant_group.htm

From phoneinfosite.com:

Area Code 716
Area code 716 is in New York (Buffalo, Jamestown, Niagara Falls, Tonawanda, Olean, and western New York).


Exchange 716-362
Exchange 362 is in or around Buffalo, NY. (Erie County, Zipcode 14202)

From whitepages.com:

(716) 362-4900   Type: Land Line
Provider: Choice One Communications
Location: Buffalo, NY - Delaware Ave. Rt. 384, North of W. Eagle St.

Same as everyone else wanting money don't care how
beg,borrow,steal,lie,cheat,scam,whatever it takes
just get the money any way they can.
The economy is in recession,theres alot of Desparate people
out there ready and willing to do anything it takes to
get money. Money is harder and harder to come by these days.
Desparate businesses and people will go under and lose everything
if they don't try and scam,lie,cheat,steal money any way they can.
Close up and Lock up your pocket books tight,
keep it tightly closed, don't give them anything.
With gas prices almost 4 dollars a gallon,everything else
is going up too, because it takes 18 wheelers to Deliver it,
which means more gas money, food goes up,people panick,
while the gov. is spending Billions on war, while we Lose jobs
and everything goes down hill from there.
Its not going to be pretty if people can no longer work
to put food on the table and pay for shelter to live in.
Its so bad in America now, even the foreigners in other
countries have caught on and know about our desparation and
problems. They even call Americans on the phone and have
weird accents. All this can't be good for our future.

THIS IS A CRIMINAL OPERATION!

Just when you think the sleaze can’t get any worse, along comes our Buffalo, NY WORST debt collectors to show us there are new and better ways to fleece money from unsuspecting consumers.

This is yet another offshoot of the GIOVE LAW OFFICES, MCKELVEY LAW OFFICES, EVANS LAW OFFICES, & COLLINS LAW OFFICES out of Western New York.

QUADRANT GROUP, LLC, reportedly owned, run and managed by DOUGLAS J. MACKINNON, a name and partner in all of the above including ACCOUNT MANAGEMENT SERVICES and FIRST AMERICAN INVESTMENT has added this organization to the group of bottom-feeder debt collection groups ripping off consumers.

The Love of Money is the Root of Evil

Reportedly being financed (in part) and managed by Daniel Mendez and Reverend Daniel Grant of a Sweet Home Buffalo Church, Quadrant is said to be recycling old accounts from Giove, McKelvey, Evans and Collins Law Offices in the hopes of scraping money off the bones of already dead collection paper. One report stated that the Reverend was even using church funds to help finance the purchases, a report that could not be confirmed.  Whenever a church is involved in something like this, you have to wonder whether the motives include fleecing the flock or hiding money from the Feds?  

This double-dipping is a favorite of the MacKinnon brothers - they collect on accounts from one law office, then shuffle the papers to another and start the process all over.  They figure if they can scare people into paying once, why not do it again?

In the typical mode of these ‘BUFFALO STYLE’ debt collectors, anyone being contacted by QUADRANT GROUP, LLC can safely surmise that:

EVERYTHING THEY TELL YOU IS A LIE.

YOU WILL NOT BE SUED.

YOU WILL NOT HAVE YOUR WAGES GARNISHED.

THEY CANNOT TAKE LEGAL ACTIONS OR

THREATEN GOVERNMENT ACTIONS OVER AN IRS 1099-C FORM.

THEY CANNOT REPAIR OR MAKE CHANGES ON YOUR CREDIT.

THEY DO NOT HAVE ANY AUTHORITY OR LEGAL MUSCLE.

They are con men, with a track record of proven criminal behavior that includes lies, threats, extortion and violation of federal law, the Fair Debt Collection Practices Act. We found NO licenses or bonds as required in many states and their association with the WORST debt collectors in America is cause for anyone to be VERY

cautious and suspicious of them.  

As with many other debt collectors associated with these organizations, you can assume that many may have drug and alcohol problems and that many may have criminal records for various offenses such as drug possession, use and distribution.

QUADRANT GROUP, LLC is an infection you want to avoid!

DO NOT DEAL WITH THEM!

NEVER GIVE THEM ANY BANKING OR CREDIT CARD INFORMATION!

TAPE RECORD THEIR CALLS (where legal) AS YOU MAY BE ABLE TO COLLECT ON LAWSUITS!

http://www.giovelawofficeexposed.com/quadrant.html

I had found out threw the grapevine that some lawyer had called my brother (cell phone) asking if he was kin to me (my name). Of course my brother said yes, so the lawyer went on to say that they were looking for me in the state of SC, to serve papers. my brother said he didnt know where I lived. So i dont know what to expect, why they  are harrasssing my brother, how they got his cell phone #, and another thing, i dont have any debt. So what happens if they find me?, and what happens if they dont find me? i havnt done anything! There are other people out there in the local area with the same name as mine.....

I just had a rather nasty call from Michael on behalf of Falzone Associates. My issue is a payday advance online in which they did have all my information. If you don't pay it, it is considered a bad a check but I have no notice of this supposed fraudulent bad check sent to my county. I advised him, since I was filing bankruptcy it would be included, he then started to get smart and tell me I can't declare a bad check, however this is a loan by all accounts before they submit and I can. I called my lawyer and told him about the phone call including the threat that I would have to pay 2500.00 in court fees over a 220.00 cash advance. My lawyer told me to come in and file the paperwork, there was nothing else that needed to be said. The 220.00 got past me and I can pay it, however I don't appreciate the tone of the representative nor do I appreciate the idle threat insulting my intelligence. So because of  that, it;s included and they won't get squat.

QA R, LLC
Falzone Law Associates

Frank S. Falzone

Bar 1820869
215 Hampshire St
Buffalo, NY 14213-2021
Fka/ Quadrant Group LLC
Suite #303-332
5140 Main Street (UPS Store)
Williamsville, NY, 14221-5296

QA R claims on their website to be members of the ACA. They don't show up on the ACA database.

55 Pineview Drive
Amherst, NY 14228
Phone: (716) 210-1341
Fax: (716) 210-1348

Web Address: www.qar-inc.com
Head Debt Collectors: Daniel Mendez
Reverend Daniel Grant (Of the Sweet Home Church)

Consumer Warning! (October 5, 2007)

This organization is a known criminal enterprise where debt collectors, high on drugs, posing as police officers are calling consumers with threats of arrest and seizure. Do not fall for this scam! They are liars, thieves and extortionists.

If you are contacted by Quadrant Group, call us immediately for assistance and referral. Do not give them any money!!

http://www.budhibbs.com/debtcollectorpages/quadrant_group.htm

I recieved a call from 716 362 4900 on my father's phone this morning with a recorded message saying it was a time sensitive matter regarding my fathers social security number and to press 9 to speak with a representative.  I'm glad I googled the number before I spoke with anyone.

Hello, I have recieved the same call as you about an old sprint bill and they said the will garnish my wage. They said you are going to recieve the rebate check in may so this shouldnt be a problem for you to pay this bill. If I dont then what is now 650.00 will be thousands with lawyer fees and court cost. I told them I just checked my credit report and there was no sprint on there. He told me well only muti million dollar companies put it on credit reports. Sprint itsnt? Well they e-mailed me this info but Im afraid to do anything after seeing this sight.can someone tell me if this is real or not.please I dont need a garnishment.

716-362-4900 Keeps calling trying to make me pay them or Ill be garnished if I dont respond in just a few days. They have a court case number and I havent recieved anything.I know now I will not give them anything .Thanks

I received a call a little while ago on my cell phone from these same evil creeps.  This guy asked for me by my maiden name, a former married name, had the last four of my social, and my former place of employment.  Interesting, I didn't have this same cell number when I was married before.  Said he was calling regarding a payday loan that I did not pay in 2003, and that it was in litigation.  Funny, when I tried to give him my attorney's name and number he wouldn't take it, but sent a text message with his contact info to my cell phone:  Here it is:
Donn Sherry
Falzone Law Firm
800-403-7082
I looked up the firm and surprise - it doesn't exist.  And when I looked up the phone number I found this blog along with a bunch of others saying the same thing...these guys are scam artists, but they aren't very smart.  Nice try guys!

I recieved the same kind of threatening call. There is no basis for this, it is a scare/scam. The caller leaving the message left an case#, but no information whatsoever about who the plaintiff was, nor which court the case was filed with, nor any information about what specifically the case was concerning. They did not even pronounce my name properly. The call came from Buffalo, NY (716-362-4900), and I have never lived in New York, nor anywhere near there. I live in a state where nobody but the federal govornment can attach wages or take govornment checks for their own purposes to pay a debt,etc.

I am very good about tracking my bills and mail, and have recieved no legal notices for any reason whatsoever in the mail, nor has any officer or other legal agent attempted to contact me locally. Whoever is making these calls on behalf of the "Law Offices of Frank Balzone" (the caller identified themselves as Allen Cross) is apparently just trying to scam or scare people into calling. I'm not going to waste my time responding to their thinly-vieled threat. Hope this information helps others who get such a bogus call.

Whenever I get crap like this I immediately send a letter letting them know that they can go and pound sand.  

Well I phrase it more like "this is a formal letter demanding the immediate cessation of any and all telephone calls.... Failure to do so will result in legal action... you are in violation of [enter Fair Debt Collection laws here]...."

Then Cc: the Better Business Bureau, State Attorney general (check out what's going on in NY. This is their state! http://www.oag.state.ny.us/press/2008/apr/apr30b_08.html) and the Federal Trade Commission.  Oh and the State banking agency. Then I file a complaint with the BBB.  This usually sends them cowering away with their tails between their legs.

716-362-4900 New York, that's all my caller ID says.  All I do is click talk and hang up right away, I don't talk to anyone, I know they are debt collectors.  How do I get their address to send them a letter so they can stop calling?

Hi I have a Question- I received a call from a man who says his name is Alan Cross of the law offices, Fazone & Associates, phone number 716-362-4900 stating that I owed a bill from 2002 with sprint. he said I owed 1400.00 and had to make payment now or  my wages will be garnished if i don't pay half now and the other half next week. They wanted my checking account or credit card number  otherwise fees will total well over $1600.00. They say that they will file in my county take me to court and attach attorney fees,   garnaish wages, take my home and more . First of all I have not recieved any paper work from them stating this bill was due. when I checked the credit report another company has  a sprint account and it is not a bill of 1400.00 for this account. they call everyday when i am not home leaving harrasing messages and even leave them with the baby sitter. What should i do? please help
Thanks kimberly

Kimberly,
First of all, stay OFF the phone! They are trying to intimidate you into paying a debt that you (more than likely) DO NOT OWE.

Second, do NOT erase their messages. They have already broken several FDCPA laws by:

Making threats that cannot legally be taken (Section 807, False or misleading representations),

Discussing the alledged debt with a third party (Section 805,Communication in connection with debt collection), and:

Harassment/Abuse (Section 806).

Third, keep their phone messages as evidence, when you turn them in to the FTC:

https://rn.ftc.gov/pls/dod/wsolcq$.startup

Fourth, go to this website and check the Statue of Limitations for the enforcement of collection of debts in your State:

http://www.fair-debt-collection.com/statue-limitations.html

After you have verified that the alledged debt they are harassing you about is beyond the SOL, send them this "Drop Dead" letter VIA Certified Mail and request a return receipt. If Falone continues harassing you after you have written proof they received it, they can face fines of up to $1,000.00 PER violation. Keep copies of everything and STAY OFF THE PHONE!!

Today's Date

Your Name
Your Address

Collector's Name
Collector's Address

VIA CERTIFIED MAIL

RE: [insert account number or name of account or name of debt]:

Dear [insert collector's name or company name],

This letter is in response to your [letter dated xx-xx-2005] (copy enclosed) or [phone call on xx-xx-2005], concerning the collection of the above referenced [account or date].

I do not believe I owe what you say I owe therefore I dispute this debt. I am well aware of my rights under the Fair Debt Collection Practices Act (FDCPA) and my state laws so I hope to save both of us a great deal of time by letting you know that not only do I dispute the validity of this debt, I have also checked with my State Attorney General and verified that the Statute of Limitations for enforcing this type of debt through the courts in (insert your state or the state in which the contract was signed) has expired. Therefore, should you decide to pursue this matter in court I intend to inform the court of my dispute of this debt and that the "statute of limitations" has expired.

This letter is your formal notification that I consider this matter closed and demand that you, or anyone affiliated with your company, stop contacting me regarding this or any other matter except to advise me that your debt collection efforts are being terminated or that you or the creditor are taking specific actions allowed by the FDCPA or my state laws.

Be advised that I consider any contact not in accordance with the Fair Debt Collection Practices Act a serious violation of the law and will immediately report any violations to my State Attorney General, to the Federal Trade Commission and, if necessary, take whatever legal action is necessary to protect myself. Be advised that I tape record all phone calls and violations of the FDCPA can result in you or your company being personally fined up to $1,000 per incident.

(Sign above name)
Printed Name

http://www.fair-debt-collection.com/Disputing ... ute-letter.html

I have been getting calls from Falzone and Associates from different phone numbers also, 716-558-7632, 7623, and 7624.  They have been trying to have me pay a discounted ammount of money so they will not have to file a court case against me.  When they first called I was almost convinced until I did some checking on them and found this site.  I have a e-mail settlement letter from Thomas Lindley that I never answered with a address in Williamsville,Ny 14221.  There is a fax number and I have been thinking of sending a fax and follow up letter telling them to send me all the information and any further contact should be through the post office.

The call from the Fazone Law people can also come from 716-558-7624 they left me a civil suit message on my answering machine, when I called back a very high-strung woman yelled at me, just for asking who they were and where was I calling and then hung up on me.
Thank God the internet exists and I can check on them to calm myself down.

QAR and Falzone are separate entities all together. Neither entity is affiliated with Doug Mackinnon. Bud Hibbs needs to get his facts straight.