727-828-7076

This is a Loan Company offering Personal (Unsecured) Loan for ammount $2000 to $10000.

After speaking with them - They told me I was pre-approved at 8% for up to $10,000 personal (Unsecured) Loan.  I told them I requested $3,500 Loan  and gave them my  Bank Account Routing # and Account # for them to Automatically Deposit the Funds into (Within 30 to 45 minutes).   that for an 18mo loan - My payments would be $222.50 each month for 18months.  On the 15th of the month every month.

After siting on hold for 2 minutes,  they came back and said that since my Credit Score was below a certain Threshold.  That I was required to obtain a  ""Security Bond"" in the amount of the FIRST PAYMENT.   BUT,  That they required me to go to  CVS, Walgreens, 7-11  (Or Other Store)  to obtain a PayPower Re-Load Pack or a Green Dot Money Pak in THAT Amount.

I Immediately told them that THIS Sounded Like a Scam.  That I would NEVER Send a payment of ANY Amount by purchasing a GreenDot Moneypak or RELOAD PACK OF ANY BRAND.   That these forms of Payment were 100% UnTraceable and what SCAM ARTISTS Ask for when attempting to SCAM People out of $$$.

He tried to talk around it,  even got a supervisor to try to tell me that everything would be O.K. if I simply got them a  ""Security BOND"  for the amount of the FIRST PAYMENT.  By form of a  RELOAD PACK...

I Asked them to take me off of their list and to NOT Call Me Back Ever Again.   And Hung Up On Them......

When I received a call back from them,   I was told very rudely - That I did NOT have to get the "Reload Pack"  and that I would NOT Receive my LOAN  Automatically Deposited into my Account.   BUT---  THAT THEY WERE STILL GOING TO BE TAKING FROM MY ACCOUNT THE MONTHLY INSTALLMENTS OF $222.50 EVERY MONTH...   DIDN'T EVEN TRY TO JUSTIFY IT.   THEY JUST VERY PLAINLY  EXPLAINED THAT IF I REFUSED TO GET THE ""SECURITY BOND"" THAT THEY WERE STILL GOING TO BILL ME FOR THE LOAN PAYMENTS EVEN THOUGH I WOULD NOT RECEIVE THE LOAN AT ALL....

100%  SCAM ARTISTS......

DO NOT GIVE THEM YOUR BANKING INFO....    I WAS LUCKY,  THAT I GAVE THEM THE ROUTING & ACCT #  FOR A PREPAID CREDIT CARD ACCOUNT,   WHICH WILL NOT ALLOW DEBITS VIA THE ROUTING & ACCOUNT NUMBERS.   IT WILL ALLOW DEPOSITS VIA THE ROUTING & ACCOUNT #'s  LIKE AN AUTODEPOSIT THRU PAYROLL DEPOSIT.  BUT ABSOLUTLEY DO NOT ALLOW DEBITS THAT WAY WHATSOEVER...

STAY AWAY FROM THESE GUYS>   THEY ARE 100% SCAM ARTISTS  AND ARE ONLY TRYING TO GET YOUR INITIAL """SECURITY BOND"""  THAT THEY CALL IT.  TO BE SENT THRU A NON TRACEABLE SOURCE LIKE GREEN DOT MONEY PAK OR PAYPOWER RELOAD PACK.

SCAM SCAM SCAM.......
STAY AWAY.....

Scott Richardson
Florence, Az

Advance fee loans are illegal period and in some states, so are the payday loans.   Please be aware the scammers may also claim down the road that you have taken a loan and try to extort money from you that way as well!

http://www.consumer.ftc.gov/articles/0078-advance-fee-loans
http://www.fraud.org/scams/direct-marketing/advance-fee-loans
Payday loans
http://www.paydayloaninfo.org/state-information

http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/

One important thing to remember if these losers have any of your personal information such as your social security number, date of birth or drivers license make sure you register with identity protection notify the credit agencies as well as your banks!!
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credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
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http://www.irs.gov/Individuals/How-Do-You-Rep ... aud-Activity%3F
go to the IRS.gov site and fill out the forms on this page that pertain to them, most likely form 14039