757-563-4547

Just got a call from the same number??  Didn't say where they were calling from???  I'd love to know.

Call from a man who identified himself as Daniel Wade.  Did not say who he was with .Said for me or my attorney to contact him. I do not recognize number.  Suspect spam.

called my mom and me.  Said for me or my representative to call 18888414347

i got a call from here too. I called it back talked to a Daniel Wade calling about a payday loan i got last year i had actually forgot about. He sounded like an ass on the vmail but was actually pretty resonable when i talked to him (very shocking for a collection agency to be resonable) he set me up on a payment plan and faxed me a letter the same day

I got a call also from this phone number. It was a rude guy yelling and threatening. He was talking about a loan that I supposedly did last year but is not true.

Received a call from a man who identified himself as Daniel Wade.  He told me to have my husband or his attorney call him today or he was going to take out papers for possessing stolen property.  The matter that he was talking about was settled long ago and it did not concern stolen property.  I do not take it lightly when I am threatened by someone who has nothing to do with my business nor does he know what he is talking about.  Must be some kind of law about threatening and harassment on the phone.

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

I deal with a lot of collection companies and their tactics. I've been following this company for about 3 months now. I do have one question for you though, did you offer to provide proof of it being settled? Most people say things were taken care of but they may not have been as long as you have proof you should be fine, send them proof see what they say. When you say stolen property you must be talking of like a rent to own place right? Thats the only thing i can think that would fall under. You also may want to check your state laws on those too, a lot of them can be taken to court as theft or i believe they use the term "failure to return rented/leased merchandise". I would talk to a lawyer and see what they say some states it classified as a felony some as a misdemeanor.

I've checked this company out Consumer Recovery Associates LLC based in Virginia Beach VA, they are registered with the FTC and BBB. They are a licensed collection agency in 48 of the 50 states. While you have some valid points '"Alfalfa" I would have to question you on one thing why would they tell a consumer to have an attorney call? If a company is calling on "fake debt" or "ghost debt" as they call it they are not gonna tell you to have your lawyer call. Easiest thing to do to check out a collection agency is call the FTC to make sure they are licensed as a collection company. Don't get me wrong I'm not defending them (CRA) at all but while you do have some good points you also sound like the typical person who just looks up ways to beat a debt collector online instead of actually doing the right thing and paying your bills. If it wasnt for collection agencies this country would be in way worse shape then it is now. There are companies out there that do it the wrong way but there are ones out there that do it the right way. Just keep in mind instead of trying to get out of something try and figure a way to resolve it. Unless you actually dont owe (which is possible) then take the proper steps to dispute it.

For someone who claims to "deal with a lot of collection companies and their tactics", you obviously don't know much about the tactics of systematic FDCPA violators (which covers well over half of the agencies operating today, licensed or otherwise).

Telling victims they need a lawyer is an intimidation tactic. The CA knows most of their victims won't get a lawyer, thinking they can't afford one, not knowing how to hire one, etc. CA count on this. The seed has now been planted that the situation is (allegedly) of sufficient seriousness that legal representation would be required, which puts the victime at a disadvantage in the negotiation (extortion, more often than not) with the CA. And the victim has been fooled into thinking that the CA must be legit since they're willing to deal with a lawyer (even though the victim is highly unlikely to hire such representation).

And for the 1 or 2 out of 100 that will get a lawyer, well who cares, the real money has already been made with the rest.

Are you truly ignorant of how this works, or are you a shill?

The alleged debtor NEVER needs to prove the debt was paid. The collector needs to prove it's owed and that the collector owns the debt. Sounds like you're deliberatrely trying to mislead people.

So you've been "following" this company for 3 months huh? More like working there for 3 months. Does the boss slip you a bonus for lying on 800 notes?

Jean H,

The call you received is typical of those made increasingly often by scammers and con artists who try to frighten/intimidate people into paying debts they do not owe.

No one with any knowledge of law would make the nonsensical claim that they were going to "take out papers" for possessing stolen property. Even if you were in possession of stolen property only your local District Attorney could take any action: it would involve terms like "indictment" or "warrant"... and no one would call you in advance to tell you about it!

Making threats like this is indeed illegal and if you receive any more calls you should report them to the police. I would suggest recording future phone calls from this number if possible and telling the caller immediately that you ARE recording.

Like I said ask any attorney dont take my advice. Everyone will have their own opinion if you dont like mine talk to a lawyer about it (its FREE). And no I dont work there just stating some real actual facts unlike the ones you have stated. Like I said most people giving advice on these sites are typical debtors with credit scores under 600 and just try and figure out ways to get out of paying bills they actually owe. So crawl back under your rock debtor and continue to hide!! Bottom line is this if you owe something (you know if you do or not) pay it thats the right thing to do. If you dont then take the proper steps to dispute. And try not to take advice from someone who doesnt pay their bills. That would be like me being an electrician on a blog trying to give you advice on your plumbing problem.

Shill I am not but good one I like that (90% of people reading these will have to google that to know what it is). Most lawyers will take your call for free and give you free advice (not all but a large percentage).  Dont take my advice its not gonna hurt my feelings. Ask a lawyer or check your state laws every state is different. And if you think for one second a third party agency wont take you to court on in stat debt you may want to "get a clue"!!!

Just because they are "registered" with the BBB does not make them "legitimate". They pay for that priviledge. And, there is no such thing as them being "registered" with the FTC. They come under their jurisdiction, when it comes to violations of Federal consumer protection laws.

BTW--this is NOT a discussion as to whether or not we should "pay our bills"--

This is about consumers' rights when it comes to the collection of debts.

Have a nice day!

It's not his personal opinion. Read the FDCPA. Crawl back into your boiler room and try to find some victims who don't know about this site and your illegal tricks.

Thank you. Apologists for the debt collection industry want to argue with fenceposts---even if the information being provided is from the FTC.

Like i said do your research or check with a lawyer. Dont listen to dumb and dumber here on this blog who are probably part of the 47% that Romney is talking about living off the state looking for a hand out.

This has nothing to do with politics--but has everything to do with violations of the FDCPA. If you have a problem with their opinion, take it up with Romney. I am sure he will more than delighted to tell you what he intends to do with the CPFB if he is elected President.

Shill alert !!