786-522-9538

Yes I have gotten 3 phone calls from this number last night I answered it he claims I owe a loan in which I never applied for I asked him how much do I owe if I owe them and why no notice sent to my house he said if you do not owe why are you asking I said because I know you are lying any creditor that calls they will tell you the companies name how much you owe and plus you will get a notice in the mail or an email if provided through the company, so I started asking him questions and he said something smart to me couldn't understand him and he hung up the phone. Now he called me this morning I let it go to my voicemail and than I called it back he answered and I asked to please stop calling my phone he going to ask me if I'm he said my name and I told him it doesn't matter stop calling my phone I don't owe you anything, and he said something about me being smart and hung up the phone on me. But I do know his name is Kevin Jones with an accent calling me from this number 786-522-9538, and its calling from Miami, Florida so if he call me again I surely will report him.

Got the call in the morning, the man said the exact same thing and that he was a lawyer and that I'm being sued for a loan that I've never heard of.  He's very rude and pushy. Who do I call to report him????

A threatening message was left by "Kevin Jones" on Saturday, October 25, calling from 786-522-9538.  Who do we report this to?  Unbelievable that this is happening!  Scared our receptionist when she listened to voice mails this morning.

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
*******************************
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
**************************************

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

Kevin Jones has been harassing me about a fake collection/ threaten of legal action regarding a loan I did not obtain.

Kevin jones And Ethan Morgan have me harassing me And threating me about a Internet loan i never applied for....they stated they were charging me with fraud And i was going to go to jail if they didnt receive their money....i asked for information about the loan And told them i had no idea What they were talking about because i never applied for the loan they both got hostile with me And told me it would end bad for me..  And Hung up the phone....they called back i didnt answer And they left me a threating messages..  

Same "Kevin Jones" called and left a message, didn't even wait for the tone to begin so half of his 'message' was cut off.  Said basically the same as the others, very dramatically, I may add that it is comical.  Next time he calls, he will literally get a whistle blown in his ear.  

keven jones called and asked to speak to my husband i took a message and that is when it got strange if it was a real collection agent when i asked him what this was regarding he would have said it was a personal business matter but what he said was threatening and very very rude. he told be that it is regarding a lawsuit agents my husband and that if he does get back to him right away my husband will end up in jail so he better call him back in the next few mins. my response to that was yeah that's not gonna happen and i hung up. the same number called again only minutes after i hung up the phone i let the voice mail get it and he left a very threatening message.

2 vaguely threatening messages were left by "Kevin Jones" on Monday November 4, calling from 786-522-9538.  I did not answer the calls - there was no specific information about me or my family on the messages, so I assume they are a form of fishing.

A strange man with a accent has been calling my phone about a loan I do not owe.

well his name has changed from Kevin jones to MARK WALKER .. I received a call from (786) 522-9538 this morning.  "Simon" was beyond disrespectful and bullied me through out the whole conversation full of threats of jail time, calling my employer to make sure I am fired, calling SSA and making sure im black listed and underlying offensive comments and talking at me like his [***] doesn't stink .. I was told I owe on a loan from a couple years ago then it changed to 8 months ago but they were not authorized to give me the date of my "loan" which I NEVER requested nor received.  then he told me that i put my current employer down but I just started this yr march ... he told me that I am being sued for more than $5000 over a supposed $300 loan and that I will be getting served at my home and at my work .. I called back and asked what this companies name was and another "Simon" said it was called "cowell firm" then I asked what the loan company's name was that they are accusing me of owing and he said " cash credit services" but refused to give me the # ... asked why it was never sent to collections and he said it was and they sent me 11 emails but they look like " advertisements" so theyd go into my spam/junk that no one ever checks .. so I just went through ALL my emails and surprise surprise there was not a GD thing..well  THEN a couple hours later " mark walker" called my employer asking for me and telling the owner that he was an attorney and left his "name" and that same # that called me the first time.. haha
I cant wait to be served and see what it all contains .. I would love to turn the tables on these low lifes..

Its a scam.. see my post above and both you and your employer should file reports on them. sooner or later karma will catch them..

I recieved 3 voice messages from this number the name a person named, Kevin Jones asking to speak to me or my attorney of records immediatley. He states on the message do not disregard this message and if I dont return the call he can only wish me good luck as the situation unfolds.

Fact be known, I do believe these people are calling from a call center in India. I tricked one of them by asking where in India his office was and he asked me how I knew this. He quit calling asking for my daughter.

This number calls my phone repeatedly saying i owe a loan and also issues threats. His name is Kevin Jones i kept the voicemails as well.

I'm am sick and tired of these low life people trying to get rich from these obscene phone calls.  There is no Kevin Jones and no creditor has ever said Good-bye and Good Luck!  Why can't our government do something besides sit on their butts and figure out ways to get the American people to lose more money.

I got this call too! Scared me because I thought someone stole my identity. What do I do?

Jeff and Kevin called and threatened me with a law suit and jail

Same messages l have received from that phone #  by some guy with the name of "KEVIN JONESS" & left some oddly messages on my voicemail saying that needed to talk to me or lawyer what creep company doing that it waste of times.

Paul Tyson, a gentleman obviously from India, threatened me with a lawsuit and criminal charges for a loan I never heard of. He also called my employer and left message for me, and threatened to tell my employer that I committed fraud