800-279-3733
Did you get a call from 800-279-3733? Read the posts below to find out details about this number. Also report unwanted calls to help identify who is using this phone number.
Teresa18 Jul 2007- they were rude!25 Jul 2007
- Hey my friend, this is what they do and their job is to intimidated you and don't let that get to you. They always use the word "The Law office of BS" calling regarding the debt you or your family member owes. They get paid to get nasty. They will then tell you that they will take you to court and sue for whatever amount you owe. Regardless of what they say, just simply laugh and say these few words" I don't know you, and I don't owe you nothing" stop calling me or else I will report you to the better business bureau. Once they hear that, they'll know you're not easy to get intimidated. If indeed they bring you to court, the judge is more in your favor so don't worry. They pay heavy fee to get you to court. Just don't admit what you owe, they have you recorded so if you admit you owe them money you're in trouble.
- Private Residence28 Jul 2007
- alias3 Aug 2007I have received 2 automated voice mails from this 800-279-3733 urging me (you can hardley understand the last name and it certainly doesn't sound like mine) to phone 1-800-504-8612 and they give a ref.# when you return the call. They say it's regarding personal business. Today they called from the 800-279-3733 and I was here to answer. She didn't identify her name, company, or nature of call she justed asked for (correct on first name)and I said "that's how I ansered the phone". Then she asked is this (1st name)(WRONG on last name). I said no. She said "can I leave a number" and I said no one was here by that name. I was trying to ask info from her but she hung up on me. If you search 1-800-504-8612 (the # they leave to call back), there isn't good info on it either! If they call again, what do I do to stop this?
- Anne24 Aug 2007
- Joe25 Aug 2007These people probably just changed there number. Ive got the same calls from these people months ago asking for the same person that is not me. There other number is 866-212-7408 and if u research it you will find thousands of complaints of harassment! They called about 10 times a week asking for Ruben and im not ruben. I even told them they got the wrong number and to take me off the list. These people have hung up on me and assumed i was lieng about not being Ruben. So for several months i didnt answer, and it was hard enough to ignore the phone call at 5:00am when i am sleeping. So they stopped calling for 3 months now. And now they continued again. I assume this company is involved with fraud or scam.
- The law actually states that a creditor cannot call you between the hours of 8:01 PM and 7:59 AM. Basically this means they can only call you between 8 AM and 8 PM. I've had these a**holes call at 5:30 AM (I have Vonage which keeps a record of phone calls in and out). I've reported them to my state Attorney General along with their state's AG and the FCC. Nothing is ever done to companies like these ones.
- DPMT30 Aug 2007I have had the same problems as you all. They are calling for my daughter. She explained her situation to them (pregnant, not able to work FT right now) and offered to make $20 a month payments (it is a legitimate debt she owes) and they refused to take that amount - said it wasn't enough. She told them that was all she could do. Ever since then, they are calling my number every day and have for over a month. I have told them twice not to call my number any more and they accused me of being her on one of the calls - a very, very rude and nasty guy. The second time, the woman on the phone was very snotty and sarcastic when I told her that this was MY number she was calling and not my daughter's and to please stop calling. She flat out said "we will continue calling this number." I told her that I would be filing harassment charges with my police dept. (which I have done now) and she just laughed and said "have your daughter call us" and hung up. Anybody have any ideas on how to stop them? The only good suggestion I have seen was on the Clark Howard web site (clarkhoward.com). The site suggested we tell them that the call is being recorded - either they will change their strong-arm tactics or they will hang up and not call anymore. I'm going to give that a try.
- There are several ways of handling this. If your daughter planning to pay back the debt she owe, well depends on how much and how old the debt is? If it is less than 1000 sure do it, but if she is currently can't afford more than what they demand, then simply prepare a financial statement and fax over to them, this way you have prove that you have done so, just in case they bring you to court but I doubt that they will because the cost of taking you to court is a lot more so most likely they will write it off as loss. If your daughter has no asset then you have nothing to worry about. If they continue to call just tell them you will report them to BBB. By the way, every state has something called "statue of limitation" which means if the debt is over the limitation then it is automatically waved and they credit card company write it off as loss.
- annoyed1 Sep 2007Diversified Adjustment Services
Phone: 800-279-3733
They also use 800-474-3743
600 Coon Rapids Blvd.
Coon Rapids, Minnesota, 55433
Same experience as most of you; message with bizarre mechanical voice with incomprehensible last name.
VARIATION ON A THEME: They're calling my cell phone 3-4 times daily with an auto dialer, and they've broken the law:
The TCPA, 47 U.S.C 227 forbids use of automated dialers on cell phones, and gives you the right to sue them.
47 United States Code 227
(b) Restrictions on use of automated telephone equipment
(1) Prohibitions
It shall be unlawful for any person within the United States, or any person outside the United States if the recipient is within the United States—
(A) to make any call (other than a call made for emergency purposes or made with the prior express consent of the called party) using any automatic telephone dialing system or an artificial or prerecorded voice—
(i) to any emergency telephone line (including any “911” line and any emergency line of a hospital, medical physician or service office, health care facility, poison control center, or fire protection or law enforcement agency);
(ii) to the telephone line of any guest room or patient room of a hospital, health care facility, elderly home, or similar establishment; or
(iii) to any telephone number assigned to a paging service, cellular telephone service, specialized mobile radio service, or other radio common carrier service, or any service for which the called party is charged for the call;
. . . .
(3) Private right of action
A person or entity may, if otherwise permitted by the laws or rules of court of a State, bring in an appropriate court of that State—
(A) an action based on a violation of this subsection or the regulations prescribed under this subsection to enjoin such violation,
(B) an action to recover for actual monetary loss from such a violation, or to receive $500 in damages for each such violation, whichever is greater, or
(C) both such actions.
If the court finds that the defendant willfully or knowingly violated this subsection or the regulations prescribed under this subsection, the court may, in its discretion, increase the amount of the award to an amount equal to not more than 3 times the amount available under subparagraph (B) of this paragraph.
My attorney, and the office of Lori Swanson, the Minnesota Attorney General, is receiving this info and a lawsuit will soon be pending.
I'll fill you in on the details as they happen.- I want to be on that Law suite we should do a class action all of us get together and sue them for disrupting our lives. I called that number back and some guy was yelling at me telling me this was the first time they called me. I told him I would take action! We should totally sue them not that I'm into that. But that man pissed me off!
- it is not necessary to do a class action lawsuit - you can sue them yourself for every harrassing call they make and every lie they tell you.
BUT - you have to do your part and gather the evidence! Record calls where you can etc...
Start here
File complaints with
Federal Trade Commission https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
Your State Attorney General
State Attorney General is every state they have offices
Link to all State Attorney General Websites www.naag.org
If you or they are located in NY – use this SPECIAL Link www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices. HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list. You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0
Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!
Dealing with Debt Collectors
http://www.budhibbs.com/start.html
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm
Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm
From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.
What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.
Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.
How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.
Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.
What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.
Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.
What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.
Debt collectors also are prohibited from saying that:
you will be arrested if you don’t pay your debt;
they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.
Debt collectors may not:
give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn’t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.
Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.
Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans’ Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members’ Pay
Military Annuities and Survivors’ Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen’s and Harbor Workers’ Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.
Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.
What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.
Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.
For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009
- Kelly13 Sep 2007Calls numerous times a day from a machine asking for a mechanical name that I cannot understand. Has left both a return number, but sometime has a list of "Press 1 for" options. No matter what I press there is never a live person. I called the number they left requesting information on what type of company this was and to inform them that there wasn't a reason to be calling my house and they were VERY RUDE and eventually hung up on me. Any more calls and I will be forced to report them for harrasment.
- Gary Mc24 Oct 2007I had a bit of a run in with Nextel they didn't appreciate my little bit of
humor when I addressed the payment checks to Nextel Robbers or Nextel Thieves
they canceled my phone service 7 days after I had sent them the check. They
told me they didn't get the check so I immediately went to the bank and put
a stop payment order on the check, that's when the crap hit the fan. They
kept billing me every month even though they cut my service, my phone bill
from Nextel is now over $800.00 they they turned it over to Diversified and
the harassment is relentless. Oh by the way don't bother with complaining
to the FCC as they are a joke.
Other phone numbers in the 800 area code