800-355-0123
Did you get a call from 800-355-0123? Read the posts below to find out details about this number. Also report unwanted calls to help identify who is using this phone number.
anonymous26 Jul 2007- Fraud fraud fraud!!! These people called my daughter and asked for $300 on an already paid credit card debt. She paid it, then called me. I instructed her to call her bank and report it as a fraudulent transaction, which she did. After the hassle of reporting the fraud, and closing that account so they could not access it, I called that number, was very polite, and asked if they could email a receipt, which they said they could not, but that they could fax the next day ( presumably after they had submitted the transaction.) On receiving the receipt, they made one transaction for the approved $300, backing it up with another $1200 transaction. Someone's going to be pissed they are not getting their attempted fraudulant money. Maybe the report we filed with the states attorney general will help shut them down. If they call, tell them the attorney general instructed you to record the call.
- These people got upset when I called them and ask them to send me a certified letter because I think I would knwo if I owed anyone 25.000. They said they mail two letters but they didn't and refuse to give me their address so I can tell them to leave me alone. I don't knwo if they have me mixed up with someone else or they are just relentless in this scam of theres. I told them I heard they are a scam and it's on the computer and tehy said that is peopel who owe money and don't want to pay their debts and I said, I am one of those people and I sure don't own anybody 25,000 and you won't even tell me what it is for or send me something in the mail about it. So I think your a scam too and I want to take YOU to court! SHE WAS UPSIDE DOWN! so since she was still committing fraud saying she is from a lawyer frim I decided to call her Darlin, as in DARLIN Be A GOOD GIRL AND DROP A LETTER IN THE MAIL TO ME.... SHE FLIPPED OUT oH mY, i wOULD hATE tO bE tHE aNYBODY sHE cgOES hOME tO tONIGHT...
they are into control, power and abuse. - I got the same call only he identified himself as attorney Lawrence Eckhart with a r4eference number 2104018. He said it wasurgent that I contact him immediately to avoid further action.
Fortunately, I was out of town and this message rang suspicious from the get go. Since I never got another message in 3 days after, I knew this had to be a scam. Just another reason I screen all calls these days.
Glad you other folks weren't taken in by this SOB.
Report him to every agency possible including the state attorney general's office so he might someday get his just desserts.
- Elaina22 Sep 2007He left a voice mail saying his name was Larry Davis and that 1-800-355-0123 was a direct number to him. He said it was essential that i returned his call to make a recomendation on my behalf??? I never called him back....no clue what he wants.
- I have been harassed by this same person and just reported them to the BBB, because of unauthorized debits taken out of my account! They also called and Harassed my 15 yr old son after 10 pm last night, all because I was not home. This Attorney has lost His license before for the same thing in supreme court. its posted on the internet just type his name in and Google it!
- I am looking up the same thing cause he called me about my credit card balance that I can't afford to pay on. It is suppose to be a law firm to collect the debt. I thought my total balance in July when the credit card said they were closing my account was 5 hundred and he said they can still add interest so now it is almost a thousand.
- i recieved a letter from laurence hecker and i called him about my wifes debt the ladie i talked to was very nice then she turned it over to a very rude person named kevin i have no bank accounts or credit cards and he told me to get a credit card and open an checking account because he does not accept money orders. i told him no and hung up on him and never heard from him since and i hope i never do
- This is just happened to me!!! But her name was Kathy Murphy. She was very nice and then she handed it over to Paul Mann and he was very rude. He was saying I was refusing to pay and all I said was that he needed to send me a letter telling me what the debt was and if it was a true debt then I would pay it. He called me horrible names. I've never had anyone talk to me like that! So being the 30yr old kid at heart...I called my dad and he called there. Asked for Paul Mann and when he answered my dad never gave my claim number but said that he wanted to pay off a 7000 debt. Paul was very happy to oblige then when he asked for a claim number my dad said a few choice words. Paul pretty much admitted that they don't take people to court. I can't believe people can be this rude.
- The same thing happend to me. I saw this debt of ...a lot on my credit report so I investigated and started calling. Turns out they are collecting on a card from 7+ yrs back. The debt was paid off as far as I know. My bank transactions show the same, but they said," I'm responsible," because it shows me as a co-signer. Now wether this is the same account...I have no idea what they are saying about the card they are trying to collect on. I have been legally separated from my ex for that amount of time, but are not pursuing him. I made the mistake by contacting them to resolve it. They have been rude and everything else. I told them I had no job to pay anything and they tried to get me to have,"symathedic family members help me out." I asked for payment options he said,"no." Since when ever do they not accept payments? I knew something was wrong all along, I'm telling them to go to well...you know.
- I am being harrassed by atty heckers office now. They say that I still owe a 2500.00 credit card bill, only now (6 years later) it is over 6600.00 because of fees and penalties. I haven't received a bill from the credit card issuer in over 6 years, and I'm not even sure that my husband didn't pay this off! They have been so rude, and even called me a liar. I can not believe that an attorneys office is getting away with treating people the way they are. I'd love to have any attorney contact me taht would like to handle this case against him, or join in some class-action suit!
- These people cannot possibly be legit. They were asking me about a loan from 12 years ago that my ex-husband was obligated to pay in our divorce.
I asked them to give me their address and I would send them legal papers stating that I was not the responsible party for whatever it was they were trying to collect on. They had the nerve to tell me "Maybe you will find your memory when we file suit against you" Now this is some people that you want to send money to. What scum bags. They are a low paid percentage paid collection agency I assume. They can get their money from somewhere else. It sure will not come from me.- I got a call this morning from "Paul Mann" at Hecker Law Firm and not having any idea what this could be about I did some research. Let's just say the lady who answers their phones (800-355-0123) is getting very very perturbed today. I wonder how many times in one day she can say "Law firm how can I help you?". I don't know how legit they are but I do know that from what I've found so far they are using illegal means to try to collect money from people. Harassment is illegal no matter who you are. I sort of hope they call me again. I just called them again and for fun asked for their mailing address, NO ONE there knows it! Every time I asked whoever answered said "hang on" and supposedly transferred me again (about 7-8 times). I don't know if they were stalling trying to trace my number or what. haha...wow Time to call back and let the dog bark at them or something, or maybe the house alarm is due for testing. I think the smoke detectors are too. Anyway, count me in for the class action if there is one. That's if they've found a way to bug me by then...and yes, I know what I'm doing to them is also wrong.
- I am looking up the same thing cause he called me about my credit card balance that I can't afford to pay on. It is suppose to be a law firm to collect the debt. I thought my total balance in July when the credit card said they were closing my account was 5 hundred and he said they can still add interest so now it is almost a thousand. Larry talked to me the first time like no matter what I paid they would accept and then the gruff guy the next day said what about the balance? I don't know what to do because I have no income and can barely afford breathing.
- please google this guy first. i owe money but he has so many civil suits and complaints against him it is not funny. people will describe the fraud and deciet practices he has including different offices in nj that are also drop boxes or offices that don't exsist and never heard of him. had license suspended for six months on time for violation of fair debt act.
- i work for this law firm and all i can say is that we are legit and that if you have a valid debt in our office that there are people like myself that aren't close minded mongrels. if you have a dispute or question about the account, the best way to find out answers is to contact our office and speak with somebody. Nobody likes to be contacted about past due bills, and by my own personal experience with speaking to people. the majority of the time, the person calling in already has there defense up and aren't to open minded themselves. all depending on the individuals situation that has been placed with our office, depending on what state they live in and how old the debt is, all depends on what we "can" & "cannot" do. every place of business has the good and bad eggs, and it's unfortunate that a lot of people got to experience the bad instead of good. all business that is placed with this law firm is legit and if anybody was to pay their debt off with us, we will provide an arrangement letter that shows how the acct will be paid off and we will also provide a release of debt letter once the account is paid. you will always hear and read negativity about our law firm and several other law firms because of what we do. For what i have learned, there are bad people on both sides of the spectrum. not always are the people that write some of these blogs "victims", some people just have blaighten disregard about upholding their obligations. some people genuinely cannot pay because of bad health, loss of work, or for other things that they can't control. it doesn't make you a bad person to owe money. just dont automatically have the mind set that ALL people you talk to for this type of situation will be an absolute nightmare. i can't explain all the ins & outs of everything because i have already written a book on here. if it is something that you know you owe, don't be afraid to call and try to resolve. if you have questions and want to have them answered without having difficulty, you have my name to call in with.
- Oh my MR Oneil , I called in and spoke to you , I must say you are a fool , you sound like you never got past the 8th grade funny you post your fake dunning name yet not the real name you go by , when we spoke you sounded like you were on drugs you made such little sense ! You don't even seem to know your job or the laws , and when I asked you , you got all upset with me and hung up because you were caught in your web of lies ... your pretty sad that you go on these boards to try and plead how great the office is when it is proven fake the owner served time for fraud , the lawyer in his PA office got busted for kiddy porn and all the ex collectors say what a drug infested sweat shop it is , what do you do show Larry the way you stick up for his office so he sits you on is lap and tells you what a good boy you are?
Your a sad studering loser
- Hello Anthony,
This is the type of man you work for.
Donald Burak pleads guilty to having child porn
by Michael Ratcliffe/The Times April 2008
TRENTON -- In pleading guilty to a single charge of possessing child pornography, an attorney who lives in Ewing admitted in federal court Wednesday that he kept on his computer hundreds of sexually-explicit and violence-laced photos of children, U.S. Attorney Christopher J. Christie announced.
Donald Burak, 49, of the 100 block of Tulip Lane, entered his guilty plea before U.S. District Judge Mary L. Cooper, and remains free on a $100,000 bond until he is sentenced on July 24, according to Christie.
Among the conditions of his bail, Burak is not allowed to have contact with children unless another adult is present and he is not allowed access to the internet at home and is only allowed internet access at work if he is supervised, according to a court document dated March 5.
In court Wednesday, Christie said, Burak admitted that when authorities seized his computer on June 14, 2007, it contained child pornography that he had downloaded from the internet.
"The computer contained more than 600 images of minors under the age of 12 engaging in sexually explicit conduct and that certain images contained depictions of sadistic or masochistic conduct or other depictions of violence involving children," Christie said in a news release.
The charge to which Burak pleaded guilty carries a maximum penalty of 10 years in prison and a fine of $250,000.- No Wonder He Is So Odd On The Phone This Is Terrible That These People Are Calling Us And Acting Like Lawyers. Good Lord Are They Calling From Little Dark Closet And Dressed In :Cough: Outfits. Getting Off Deeming So Many On The Phone Daily? I Think We Should All Send Them cert Letters.
DOES ANYONE HAVE AN ADDRESS TO THESE PEOPLE?
- I don't think you are legit and you don't sound very real to me either. You still didn't answer the big question... why don't they.your co. send letters in the mail to us saying exactually what this bill is for, what the amount is and that sort of info. you just call and call and call and you just want us to call so you can get our new phone numbers as we either changed them or silenced the ringer on your calls to our phone. Never have I received anything in the mail and Yes, I have asked. I think you are telling lies
- Why do people ask for information they can find on the internet or even by reading other posts? This is posted
Donald S. Burak
Attorney aka /APM Financial BEFORE YOU GIVE THEM MONEY, SEE HOW IT'S SPENT...
THOMAS LANDIS
tom@landislaw.net www.landislaw.net
267- 257-1212
Four Greenwood Square, #220
3325 Street Road Bensalem, PA 19020
Phone: 800-853-4000 or 215-642-3400
Fax: (215)-642-3401
Larry Weil - HDC
Donald Burak pleads guilty to having child porn
by Michael Ratcliffe/The Times April 2008
TRENTON -- In pleading guilty to a single charge of possessing child pornography, an attorney who lives in Ewing admitted in federal court Wednesday that he kept on his computer hundreds of sexually-explicit and violence-laced photos of children, U.S. Attorney Christopher J. Christie announced.
Donald Burak, 49, of the 100 block of Tulip Lane, entered his guilty plea before U.S. District Judge Mary L. Cooper, and remains free on a $100,000 bond until he is sentenced on July 24, according to Christie.
Among the conditions of his bail, Burak is not allowed to have contact with children unless another adult is present and he is not allowed access to the internet at home and is only allowed internet access at work if he is supervised, according to a court document dated March 5.
In court Wednesday, Christie said, Burak admitted that when authorities seized his computer on June 14, 2007, it contained child pornography that he had downloaded from the internet.
"The computer contained more than 600 images of minors under the age of 12 engaging in sexually explicit conduct and that certain images contained depictions of sadistic or masochistic conduct or other depictions of violence involving children," Christie said in a news release.
The charge to which Burak pleaded guilty carries a maximum penalty of 10 years in prison and a fine of $250,000.
--------------------------------------------------------------------------------
Bud Says Consumer Comments Below
--------------------------------------------------------------------------------
A Collect America Attorney.
A franchisee who employs some of the most disgusting debt collectors I have ever encountered. Thomas Landis is the fourth in a line of attorneys who use their law license to extort monies from unsuspecting consumers. One particularly bad piece of scum using the name of Mitchell Porter likes to call and threaten immediate legal actions to young single females. Porter is about as slimy a debt collector as I have ever come across, listen for yourself:
CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email the details w/your location. Assistance and referral to a consumer legal specialist may be available.
File complaints with
Federal Trade Commission https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
Your State Attorney General
State Attorney General is every state they have offices
Link to all State Attorney General Websites www.naag.org
If you or they are located in NY – use this SPECIAL Link www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices. HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list. You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0
Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!
Dealing with Debt Collectors
http://www.budhibbs.com/start.html
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm
Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm
From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.
What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.
Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.
How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.
Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.
What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.
Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.
What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.
Debt collectors also are prohibited from saying that:
you will be arrested if you don’t pay your debt;
they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.
Debt collectors may not:
give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn’t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.
Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.
Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans’ Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members’ Pay
Military Annuities and Survivors’ Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen’s and Harbor Workers’ Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.
Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.
What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.
Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.
For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
February 2009
Other phone numbers in the 800 area code