800-387-3534

NRS & Associates...... probably a bill collector
alexis manning can be gotten at extension 2545

My former landlord received a call from this number asking for me, but refusing to say who they were or why they were calling. She gave them my new number and they left a voice mail saying they were from NRS and to call them immediately about a file they had on me. When I Googled NRS and associates, it came up with a report of a bogus collections agency trying to get info from you. No other information about them at all. I have dealt with a legitimate collections agency before, and they don't give you sketchy details about what the are trying to collect for or hide their business information.

I've also recived a very vauge call. Thank you for the information!!

CallerID says "unknown name/number" or gives a bogus number like 01835.  Voice message from John at NRS asking someone (message was bad quality) to call back at 800-387-3534 x2807 regarding a file they have open.

I have received numerous calls and messages from this phone number claiming to be NRS. They just leave messages and no information. I have been the recent victiom of identity theft so I tend to be very cautious. Glad I am not the only one being harrassed!

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February

NRC,, calling 2+ times and 2 different rep's(very poor quality msg,scratchy & poor quality) regarding a corraspondence that was sent to me ,,, lol ,,, never have recived anything of that nature from them. hmm,, seems really fishey,, they dont leave any details,, i called on a sunday knowing they would be closed to check the company name,, lol suprise!!! they don't say the company name on the automotomated voice system.. I will not be dealing with them at all!! this is totally bogus!!

i just got a call and voice mail i caller id  got a 000-000-000 and they left a voice mail tell me to cal them to  the 1-800-387-3534 number is this a scame just they got some of my information> they told me they were from texas

Brand new cell phone number - just four days later get a call from this number. I didn't answer, they didn't leave any message.

left message on my cell said they had mailed me a letter and call was in regards to that...guess they can mail me another letter cause I never received the first one...certain I will NOT be calling them back.

I got a call from this number on my studio phone...On my next internet show I will call that number and see if I can get some info from them

I just got a message the other day from Shaun Williams saying she was calling about some correspondence she received from me.  I never sent anyone any correspondence.
Today I got a message from someone calling himself Kevin and that he was calling from NRS about some insurance documents he sent me.  I never received any insurance documents.  Then they both left me the same number to call and it does not show up as that number on the CallerID and I can't find it in a reverse lookup.  So that number is being forwarded elsewhere.  They are very bad at telling their stories.  I wonder who they really are.  Isn't it illegal to keep telling me lies?

Oh yeah, they also call here for a lady that died 6 years ago.  They really need to update their files.

NRS/ Nationwide Recovery Systems
2304 Tarpley Rd Ste 134, ZIP: 75006-2470
Mailing Address: 3000 Kellway Dr Ste 108,
Carrollton, TX 75006-3304
Phone: (972) 798-1000 -800-387-3534
Fax: (972) 798-1026
Jerry Curtis, President-Director
www.nationwide-recovery.com

I have received several calls from this number in the past two weeks, also claiming it is in correspondence to a letter they mailed me. I also never received a letter and will only have to short words for them if they decide to call back.

they called me and left a message
and do not tell name until you ask
the company name he gave me on message does not match NRC.
the name the message said was leigon

wow, i just got a call at work from kevin hunter x 2417, i guess it was good that i told him i could only take a msg. thx for the helpful comments

DO NOT give any info - they asked for my SOCIAL SEC - my debit card info was stolen a week ago and I think they are tied to this organization - DANGER DANGER DANGER

new number (800) 538-0540. they are calling for my wife. we are not behind on bills. now i know they are scabs.

Received a phone call this morning that came up on caller ID as "Unknown Name Unknown Number" which I usually avoid. However right after the above call came up, a 2nd call came up the same way on my caller ID and I'm thinking "perhaps, it's some kind of emergency." When I picked up the phone no one answered ... creepy! Then I saw that the Unknown Name Unknown Number call left a voice mail. Rudely the voice mail first mentions that the message is for someone whom doesn't reside here! But in order to find out a phone number, I had to listen to the message left. When I called the above "800" number, I heard a voice say "Administrative Dept." with a request to put in the 4 digit extension number that I had been given - 2564. I was connected to a "Hunter Brown" who was not pleased with my request to have him remove my phone number from his list and to do so immediately! This rude Hunter Brown said that he could not remove my phone number from his list until or unless I gave him another phone number for the person he was trying to contact ... oh really! I encourage everyone to report this number/company/person to the FTC & then ignore any/all future phone calls from these people