800-490-8025

yes, I did today but no one would leave
a message.  who are they???

Just had this number call me - I did not answer - same question - who are they

they call everyday, I never answer. The national do not call list is the biggest joke, except for the rest of the government and all the people that work for it, of course.

They called, I say hello, then they say hello and hang up.They did this 2 times. This is FIRST COLLECTION SERVICES 10925 Otter Creek East Blvd
Mabelvale, AR 72103 34.6513 -92.4041

http://littlerock.citysearch.com/profile/1543 ... ollections.html

This is harassment. Whether you owe the debt or not. They are not allowed to call and do this. They do this to get you to call them back since most people don't answer there collection calls.

I don't listen to the call-delete it a few seconds after it starts. I did hear a name/person they're looking for though and that ain't me.
Plus, I have no debt. Zero, never ever. Nada.

always report, though. I know it's a drag.
The donotall list works by # of complaints.

800-490-8025 just called me in March 2010. I used to live in Arkansas but it has been a while.

Been getting calls from this number.Today they used a new number.They are called First Collection Services.They are connected with the famous dirt bags of the collection agencys. Asset acceptance,portfolio.They also use,501-320-2460. Never pay a collection Agency.Only the original Creditor can fix your credit.They just buy junk debt that has been wrote off.When I answer,They always ask for someone who I never heard of.When they ask for my social I give them my great Grandmother who died 40 years ago and sit back and laught at them

This is harassment. Whether you owe the debt or not. They are not allowed to call and do this. They do this to get you to call them back since most people don't answer there collection calls.

I told her to take my name off her solicitation list. She said she was not soliciting it was a financial matter, and I needed to verify my address, said the call was from FCS. I googled it and it is First Collection Services.

They sent me messages which I never reply to. And I have just discovered today that the messages that they sent me some how charged me £1.50 each time. And now I have an outstanding balance on my contract bill.

they just called me today, asking for a name that i had 25 years ago, i also getting the same calls from 501-320-2461, i have not given any answers to nothing, or my social security number, wich they seem to really want to know. When i told them that i was not giving anything, they answer was that they had MY Social Security number.

I got the 1800 490 8025 call and the 501 320 2461 call today and i answer and say no. thanx and hang up so they of course call aome more its gettin old and id like to sleep ib without thos [***] callin me

Got a call from this number today....didn't answer....no message....If it's a collection agency, they will have to stand in line and wait their turn....i suffered horrendous financial difficulty these past two years and am paying people off one at a time....when I'm done with what i'm working on, I'll see what they have to say.  Until then, I'm not picking up.

how did they get my cell number????

They called me asked my name then told my date of birth which was wrong. Then they wanted me to give them my correct date of birth and social so they could help me. I told them due to the incorrect information they gave I could not give them the correct information. They then got angry with me and hung up. I then called back and the same guy answered so I hung up. Then I called again and a woman answered and  asked my name I gave her only my first name and she told me my last name. She said she has no record of my DOB but if give it to her then she would be more than happy to help. I sad no and she hung up on me.

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

Called, hung up before I could answer.  Remember, the Do Not Call list only works with legitimate businesses.  If the people calling are crooks, why would they care about the Do Not Call list?

got a call today.  my renter didnt pay the bills....  my fault for not getting bill out of my name.

they can call you. sue and lose.

want them to stop...?   send them a cease & desist.....    but dont complain until you do your homework.

again.... not illegal for them to call.....  you got bad advice above

It is fustrating... They want to take 10-minutes to "explain" they are calling "about a financial matter", but when you ask, which one, they hang up! It appears to be some sort of "scam"... They just want to keep you on the phone!