800-565-0824

Enhanced Recovery Corporation
8014 Bayberry Rd.
Jacksonville, FL 32256

https://www.erccollections.com/

This number called me- twice- and said that i owed AT&T $50 from a bill over 14months old. I was skeptical, but worried, so just spent 1.5 hours on the phone with AT&T because my account was so old it was difficult finding the correct department to handle my call, finally did, and my balance was $0. ATT wasnt trying to collect from me.  I think it was a scam.  They had my correct AT&T account number though, which is the bizarre part.  This is the AT&T number to call if you need to clarify your bill:  800-288-2820.  

VERY ANNOYING.

Collection Agency Recording

These people should not be calling me.  I'm not behind on any of my bills.

This number keeps calling with a robocall that has a "blank" where my name and the name of whatever company I supposedly owe money to are supposed to be. When I call the number back I get a recording saying the call may be recorded, but with no other information, and of course no one ever really answering.

We don't owe anybody anything. Smells like a scam (which I can avoid), but how do I keep them from calling every day and annoying us.

Enhanced Recovery Corporation
8014 Bayberry Rd.,
Jacksonville, FL 32256
800-617-0049     904-645-0049  800-617-0049      800-658-0047

800-251-2072      800-496-0234      800-459-7902

John G Schanck.  Mark A. Thompson, Kirk R. Moquin


--------------------------------------------------------------------------------

Bud Says                         Consumer Comments Below

Also known as ERC or ER Collections. Long in need of their own page.  We'll leave the tone and manner of their agency to consumers:

READ CONSUMER COMMENTS HERE
http://www.budhibbs.com/collectorpages/enhanced.html


File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

Wednesday
April 21, 2010

Cell ID: Name Unknown
Tel: (800)-565-0824
Time: 09:30am
Day: 04/21/10

Why they're calling here is anyone's guess.
I'm debt free.

This is not a company that collects current debts. They are bottom feeders who buy very old debt from creditors who have given up on collecting. If you owe AT&T, for example, $500 and successfully avoid them for a few years, they will sell that $500 debt to these scumbags for like $10.

I have had my current cell phone number for almost three years. I still get calls from this company, and others like them, trying to collect from whoever had this number before me. There is not much you can do to stop these people besides annoying state and federal attorneys general until they prosecute.

I called the number back. There is an option to remove your phone number.
I talked to a live person to request for my number to be removed.
She told me that it would be done.
Hope it will work.

Monday
May 3, 2010

Cell ID: Name Uknown
Tel: (800)-565-0824
Time: 08:48am
Day: 05/03/10

These people have been colling to our home phone (recently installed) claiming for a collection of a debt with the Id # or Ref. # 24770817. Nobody in this palce has a debt pending.
Bartow 33830.

Friday
May 14, 2010

Cell ID: Name Unknown
Tel: (800)-565-0824
Time: 08:45am
Day: 05/14/10

They keep calling me it was a robot lady who said hello then nothing. they always call but leave no remark or message, it is so annoying.

Called me after five years saying I owed Qwest $80.00. This was paid when I had the phone disconnected and was never refunded my start up fee. Think they owe me. I refuse to answer my phone when an 800 number comes up.

This number called me for a Qwest bill that I actually DID owe, so they are not a scamming company (well actually they probably are, but in my case it was legit.) I forgot to send back in my modem within 30 days of quitting my Qwest service so they charged me the fee for the modem...it was my fault, I just forgot. I had a lot going on at the time.

So, to reiterate, This COMPANY DOES HAVE legit CLAIMS, at least FOR QWEST.

For the rest of you, I'm sorry they are bothering you - everyone should make sure they owe a debt BEFORE contacting this company to make sure they don't get scammed.

I got a call today from this number.  I never had AT & T or Qwest.  So I don't know what they are wanting.  I have no out standing bills.  I get tired of these people calling or I should say machines calling my home.  I work days and that is when they seem to call.  I'm begging to think someone has used my phone number.  I have had the same number for 28 years.

Tuesday
June 15, 2010

Cell ID: Name Unknown
Tel: (800)-565-0824
08:45am
10:19am
06/14/10

Okay at first I thought it was just a misplaced number or somebody gave them my number by accident.  Now they call me again and again at least once or twice a week!!!  It's some robotic voice saying "Hello this message is for "Abel Martinez" if you are not Abel Martinez please hang up now.  How many more times are they gonna keep on calling me before I'm not [***] Abel Martinez?

I am a customer of At&t as well.  Yes, beware that this sounds a lot like a scam.  They will probably attempt to record you and use that recording to do their dirty work.  Possibly change your services as well or apply for stuff you didn't order...  So becareful out there...

Keep getting this robotic  "This message is for ABC" (ABC = some wierd name ive never heard of)

Remember when they call in person you can call them EVERY NAME in the book. These $6.75 an hour employees have IQ of less than 80. Just keep cussing them out. I threaten them with severe VIOLENCE.