800-867-3104

Collection agency

They asked for my boyfriends sister who hasn't lived here for over 2 years, asked if I could pass a phone number to her.  I asked who she was with and was told that is was personal business and that it didn't matter.

I forgot to mention that she said her name was Rochelle

Identified herself as Lisa with UCB; suspect this is a scam collector who "bought" a more-than-a-decade-old debt that I tried to repay twice to the legitimate party, but was told it was "off the books" and no funds could be accepted.  Received threatening phone calls and mail from Georgia-based group regarding this about six months ago.  Talked to my attorney, who said they had broken so many laws it was ridiculous and to not worry about it or have any contact with them.

Identified herself as Lisa with UCB; suspect this is a scam collector who "bought" a more-than-a-decade-old debt that I tried to repay twice to the legitimate party, but was told it was "off the books" and no funds could be accepted.  Received threatening phone calls and mail from Georgia-based group regarding this about six months ago.  Talked to my attorney, who said they had broken so many laws it was ridiculous and to not worry about it or have any contact with them.
Caller ID: none
Caller: UCB

They caller was named Rochelle from UCB and they have been calling about a bill.  I have repeatedly asked them not to call me at work but they continue.  I asked for their address so I could mail a letter telling them not to call at work and will not give it to me.  They tell me they are going to call human resources at my work as to threaten me.

My dad just told me they been calling off the hook for me, I'm glad i looked this up before, makes no sence because I HAVE NO DEBTS OR OVERDUE BILLS.
so i called them and left them a nice little message

Here's two addresses to send your Cease Communication letter to. Take your pick:

United Collections Bureau, Inc.
DBA: UCB COLLECTION BUREAUS
Suite 206
5620 Southwyck Blvd.
Toledo, OH 43614-1502
(419) 866-6227

United Collections Bureau, Inc.
a branch of United Collections Bureau, Inc.
2425 E. Medina Road
Tucson, AZ 85706
(520) 989-4040

BTW, you can tell them when they call you back that you are reporting them to the FTC for violation of Section 807 of the FDCPA:

False or misleading representations  [15 USC 1962e]

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.

(2) The false representation of --

(A) the character, amount, or legal status of any debt; or

(B) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt.

(3) The false representation or implication that any individual is an attorney or that any communication is from an attorney.

(4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.

(5) The threat to take any action that cannot legally be taken or that is not intended to be taken.

(6) The false representation or implication that a sale, referral, or other transfer of any interest in a debt shall cause the consumer to --

(A) lose any claim or defense to payment of the debt; or

(B) become subject to any practice prohibited by this title.

(7) The false representation or implication that the consumer committed any crime or other conduct in order to disgrace the consumer.

(8) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed.

(9) The use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval.

(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.

(11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action.

(12) The false representation or implication that accounts have been turned over to innocent purchasers for value.

(13) The false representation or implication that documents are legal process.

(14) The use of any business, company, or organization name other than the true name of the debt collector's business, company, or organization.

(15) The false representation or implication that documents are not legal process forms or do not require action by the consumer.

(16) The false representation or implication that a debt collector operates or is employed by a consumer reporting agency as defined by section 603(f) of this Act.

http://www.creditinfocenter.com/legal/FDCPA.shtml#807

https://rn.ftc.gov/pls/dod/wsolcq$.startup

This post is a bit long.... read on!

UCB = United Collection Bureau, Incorporated  
http://www.ucbinc.com/index.html

Contact Info - questions@ucbinc.com
http://www.ucbinc.com/contact.html

Big Cheeses
http://www.ucbinc.com/smanagement.html
Call and ask for Harold "Sam" Rickard – Owner and Chairman if you are not satified with answers from the reps or ask the rep for Sam's number.

Notes:
Verizon wireless uses UCB for collections. They are relentless. They will call your cell # and your home # until they are satisfied with the results.  

They will not or care not to discuss payment directly to verizon wireless. I found this out after I had my account transfered to my ex's name(which they glad to do without even a lick of personal information from me!) Verizon did not notify me of a current balance due at the time of switching account ownership. Calls to Verizon to resolve issue vary from avsolutely no knowledge to some concern. Push up through the UCB management chain to reolve issue fully. Be a pain and do not relent util you get an answer from someone who knows what they are doing at UCB/Verizon Wireless!

I had a run-in with UCB a while back when I had an overdue bill with Verizon.

The amount I owed Verizon was something like $520 or something, which was 3 phonelines... they had a VERBAL agreement with me over the phone less than a week before I shipped off to Army Basic Training in February 2006 (talked to them late January 2006,) and agreed to hold off sending the account to collections for a month so that I could get the money to pay them.

Less than 2 weeks later, I called home, and was told I had a collections notice from UCB for $1284... I had them send it to me. When I did, I called them... and considering the time-limit I was working with (Basic Training rules,) I talked them down to letting me make 4 monthley payments. At the time, my ex-fiancee was in control of my banking back home, and I had them call her, they told her that I agreed to paying the monthly payment amount EVERY 2 WEEKS!!! She told them off, and said that it would be set like I set it, or they could go to $#$%.

All and all, I don't agree with the collection amount jumping up more than $500... I truly believe I got hosed by UCB, and I hope they read this, because you can bet that I will look for anything to send that company rolling downhill!

Thanks, Bridge: That name (ECB) was useful. I've been wondering what the dogs called themselves. Good luck. TGIF.

Unknown caller

I receive these calls in my work all the time these people never tell me what they want or why the call
find the number on the internet and are apparently from a company of colection

I got a call from a Mr. Anderson at 1-800-867-3104 a couple of months ago. It's definitely UCB. I called using a foreign accent and broken English. They claimed that they were looking for me to pay an old bill to Verizon Wireless, with whom I no longer do business and had already paid my final bill in full. Then I told them that, God willing, I will put a stop to their harassing calls. They apparently took me for an Islamic extremist and never called back. Good riddance!

UCB rep, don't you have a family and a home and a job and a life.. Stop making it harder on other people when we all have the same problems.

UCB rep, don't you have a family and a home and a job and a life.. Stop making it harder on other people when we all have the same problems.

I have no problem with debt collectors who play by the rules...and some at UCB are okay to deal with. However, many of them are violating fair debt collection laws and clearly are the bottom-feeders of society(refer to "UCB rep" above). By the way, I'm pretty sure I've found the owner "Sam Rickard's" home number and address...NOT sure though. Wouldn't hurt to call and find out though, eh? Just don't do anything illegal like the scumbags at UCB(which once again, isn't everyone there)

Harold S Rickard
4608 Queensberry Ct
Toledo, OH 43623-2987
(419) 382-7706

This is info readily available to the public online...so I'm a bit skeptical that this is where he actually resides...but, what the hell.

They wanted to know where my wife worked,that was the end of that call.

Call today for someone who doesn't live here.  Asked who we were.

There was a strange message on our phone. I couldn't even make out what it was for… the guy mumbled. TThis was the message: The message is for "they named my son". This is Arison. (I think he said that… he mumbled his name). They asked to call regarding an important business matter at 1-800-867-3104 and gave a reference number.

I tried calling and the message on the answering machine ALSO mumbles… they say the company name.. Sounded like ECB? but I looked the number up and found it is UCB - and the recording says to leave your contact information.

My son didn't recognize this.. So I called them and left a message that I got their message and if they needed something they have our number.. I didn't give them any information. We don't even have a collection with UCB. Unbelievable..